All About Connecticut Real Estate

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Licensed to do Mortgages in CT, RI, MA, ME, VT, NH, NY, and FL.” Hey Joe, Have a referral for you. One of my mortgage brokers from Connecticut has a client that is buying a second home in Vermont, near one of the ski resorts. I told him I have someone that is licensed in all of New England. I don’t remember the purchase price, but remember him telling me that the condo fees were over $1500 per month. He is sending me all his contact information and will forward it to you.  Being licensed in multiple states has its advantages. Keep in mind if you need a mortgage in any of the 8 states I am licensed in, I can assist you. 
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Nearly 50 Years of Working Together” We are at it again Joe. Thinking back, we did our first transaction in 1974, the world was a much different place. In any case we will be putting our current home on the market and Beth is retiring next month and we will be moving to Florida. We will also be selling out current Florida home and from the proceeds buy our final home. We have a lot of equity in both properties, but still want to have you get us a mortgage as we will still need to interest write off that has been very good for us. Send me a list of what you need so that you can put a letter together for us. We will be using the same Realtor that you referred us too a number of years ago. In advance thank you for all your help throughout the years and NOW! What a good feeling of doing bu...
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“The Privilege of being a Business Owner”  The IRS suspected a fishing boat owner wasn't paying proper wages to his deckhand and sent an agent to investigate him.IRS Auditor: I need a list of your employees and how much you pay them.Boat Owner: Well, there's Clarence, my deckhand, he's been with me for 3 years. I pay him $1,000 a week plus free room and board. Then there's the “mentally challenged” guy. He works about 18 hours every day and does about 90% of the work around here. He makes about $10 per week, pays his own room and board, and I buy him a bottle of Bacardi rum and a dozen Budweiser's every Saturday night so he can cope with life. He also gets to sleep with my wife occasionally. IRS Auditor: That's the guy I want to talk to - the “mentally challenged” one. Boat Owner: That ...
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By Joseph Orabona, Your defense against the IRS
(Vector Tax & Accounting LLC)
If you don't have money to pay what you owe the IRS, you have a few options to work with. Whatever you do, don’t ignore the letters from the IRS and don’t let your back tax problem go unattended. The IRS has a great deal of power when it comes to recovering money, they think is theirs.   When you owe the IRS money, they can garnish your wages, levy your bank accounts, put a lien on your home and seize other assets.   Here's what you can do if you find yourself not being able to pay your taxes. Note, we always recommend getting in touch with a tax resolution professional to help avoid the harsh penalties and interest that accrued on your back taxes. It’s far easier to navigate towards tax resolution if you have a professional working on your behalf. If you’d like to schedule a no-cost c...
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Many Choosing the leave the Mortgage Business” Mr. PetrowskyI have always viewed you as a mentor during mortgage broker career. I have been at it for just of 10 years and for me, it is long enough. It is hard for me to believe that rates have doubled in the past few months, many of my current clients are panicking and quite frankly so am I. I have decided to get out of the business and go back to my original career, which you know is IT. The other day I spoke to my previous employer and he offered me a job and have decided to accept. It will be hard but need to do what is best for my family.The best way I can repay you for all your kindness and coach is to hand you my data base and current clients that I am working with as I know they will all be in good hands. I’ve attached a copy of ...
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By Lisa Brown-McDonald CT Real Estate Agent, Fairfield & Litchfield County
(The Brokerage of New England)
Just Listed in Lake Waubeeka21 Carol St Danbury CT 06810Lisa Brown-McDonald, REALTOR® 203-733-1613Welcome to 21 Carol Street, this beautifully updated Ranch style home is located in a private Lake community surrounded by 550 acres of woodlands with Gated Entry. Light and bright with open concept (51” skylights and 9’+ ceilings). Updated two-toned kitchen with shaker cabinetry and under-mount lighting, mother-of-pearl backsplash, granite counter-tops, breakfast-bar/island and stunning porcelain flooring. Adjoining dining room with sliders accessing blue stone patio and backyard. Living room features vaulted ceiling, high windows and mahogany flooring. Open entry with red cedar front deck. Primary and second bedroom down the hall with mahogany flooring, marble bath with white vanity and t...
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By Lisa Brown-McDonald CT Real Estate Agent, Fairfield & Litchfield County
(The Brokerage of New England)
Open House Sunday 6/26 from 12-2pm91 Alberts Hill Rd Sandy Hook CT 06482Lisa Brown-McDonald, REALTOR® 203-733-1613Stop by this Sunday to tour this awe-inspiring property, distinguished by unique and compelling architectural design. Property features an adjacent two-story barn, complemented by rolling lawn, gardens and mature trees. Making your way up the private driveway were you are greeted by a 40x30 barn, heated with loft, charming cupola, workshop, two 10x10 bays and equipped with car lift. A home designed for entertaining, extended family and ideal for any car enthusiast. Boating plenty of space for 4+ vehicles, boat, RV, ATVs or equipment. 91 Alberts Hill Rd is situated on 2.63 acres where beauty, privacy and nature meet. Walking distance to Lake Lillinonah. Boating, golf, playing...
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By Lisa Brown-McDonald CT Real Estate Agent, Fairfield & Litchfield County
(The Brokerage of New England)
Home for sale near Lake Lillinonah91 Alberts Hill Road Sandy Hook, CT 06482Lisa Brown-McDonald, REALTOR® 203-733-161391 Alberts Hill Road is an awe-inspiring 4 bedroom, 3.5 bath, 3800+ sqft home, distinguished by unique and compelling architectural design. Home also features an adjacent 2 story 40x30 barn, heated with loft, charming cupola, workshop and equipped with car lift. A home designed for entertaining, extended family, working remotely and ideal for any car enthusiast. Offing plenty of space for 4+ vehicles, boat, RV, ATVs or equipment. Sited on 2.63 acres and walking distance to Lake Lillinonah. Boating, Golf, Playing Fields, Hiking and Horse Trails nearby. Easy access to I84, Sandy Hook Village, Shops and more. Must see to appreciate all this home has to offer. Stop by our ope...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
Friday Flags:  Flag Day in Prospect CTFlag Day was June 14, and many flags were flying to celebrate the flag as well as the day. The day is observed as a celebration of the day on June 14, 1777, the Second Continental Congress adopted the Stars and Stripes for the flag of the United States.The first national observance of Flag Day took place 100 years after the original resolution on June 14, 1877.Here in Prospect CT, the town had a special flag flying in front of the town Hall to honor both the day and also the students that were also leaving school to start their summer vacation.On any day, we should all be proud to not only see the flag, but to also have it in front of our own homes.Friday Flags:  Flag Day in Prospect CT
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Consolidating Debt, the Name of the Game These Days? Hello Joe. You got us our home in Vernon about 8 years ago. We definitely want to fix up a few things in the house, would like to pay off a few credit cards. Dollars are really tight right now with all the additionally daily costs we are facing. Thanks for the email that was sent out, as this may be the perfect solution for us. Thanks again, Dennis  Even though their interest rate will be higher than they currently have, they will end up saving over $1200 per month, that sone serious dollars and right now that is more important than giving up a 4.25% rate and going to a 5.25% rate.  Who couldn’t use an extra $1200 per month these days?
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By Westchester Modular Homes Construction Corp, Westchester, Putnam, Rockland, Dutchess, Orange
(Westchester Modular Homes Construction Corp)
JOIN OUR LIVE GUIDED INTERACTIVE VIRTUAL TOURS Register for the Live Virtual Factory Tour: Wednesday, June 29th, 2022 @ 5:30 PM EST.... sign up at www.vt-sign-up.com Experience a live virtual tour of our actual factory & models located at the factory, as well as custom homes that our customers have allowed us to shoot in 3D and share with you.What will you learn by attending the Live Virtual Factory Tour? The Benefits & Advantages of Modular Construction The Design Software & how you can take a 3D walkthrough of your home before its built 3D Tour of our Factory & Sample Homes Q & A Session after Presentation PLEASE NOTE : If you signed up for a live virtual tour and are unable to attend for some reason we will email you a recording of it.
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Let's Go to the Way Back Machine for this TV Clip”   "Well you see, Norm, it's like this...A herd of buffalo can only move as fast as the slowest buffalo. And when the herd is hunted, it is the slowest and weakest ones at the back that are killed first. This natural selection is good for the herd as a whole, because the general speed and health of the whole group keeps improving by the regular killing of the weakest members. In much the same way, the human brain can only operate as fast as the slowest brain cells. Now, as we know, excessive intake of alcohol kills brain cells. But naturally, it attacks the slowest and weakest brain cells first. In this way, regular consumption of beer eliminates the weaker brain cells, making the brain a faster and more efficient machine. And that, Nor...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
What’s My Cheshire CT Home Worth, Market Statistics for May 2022 Cheshire is a town in New Haven County offering a high quality of life. It has a population of app 29,000. It offers an easy commute to New Haven CT of 14 miles; it borders Waterbury CT and is just 25 miles south of Hartford, the state capital. Currently in Cheshire CT there are 51 active residential listings for sale. They range from a 1,721 square ft, 3-bedroom ranch listed at $174,900 to a 4,240 square ft, 5-bedroom new colonial listed at $1,600,000. The average list price of the homes currently available for sale in Cheshire CT is $706,200. The average days on market for these homes is 74 days. For the month of May, there were 21 new homes listed for sale in Cheshire CT.  Search for Homes in Cheshire CT There are curre...
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Trifecta”  Hi Joe, here are the documents you requested for Dave. We will be the third family that you will be doing a mortgage for over the past few months at our Montessori school. We are looking forward to working with you as well. Please let us know if you need anything else.  It all started with a refinance, then a purchase and now another purchase. Hopefully, I can continue doing great work for all the employees.  “WHO ELSE DO YOU KNOW THAT NEEDS MY HELP” 
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Many Companies Will Panic, Rather than Work Harder” Mr. Petrowsky,Not sure you remember me, my name is Glenn XXXXXXX, I interviewed with you 23 months ago. In any case, I joined another mortgage company and I got notice that they were closing their doors. It is pretty obvious at this point that I made a bad decision and would like to sit down with you again, if possible. Glenn I keep reading about banks and large mortgage companies that are laying off mortgage related staff. Unfortunately, their bottom line is the only thing that matter. Sure, interest rates are moving up, does that mean everyone with stop plans to buy a home, hell no! Does that mean everyone will no longer need to refinance, hell no.  Folks will still buy homes, the current demand exceeds the number of homes that are ...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
What Happened in The Prospect CT Real Estate Market Prospect May 2022?   Prospect CT is a town of App 10,000 residents located in New Haven County. It is bordered by Waterbury, Cheshire, Naugatuck and Bethany.  One noted by Money Magazine as one of the top 300 towns in the Nation, it has since adopted the title of Best small town in CT.It serves as a predominately residential community whose residents commute to the nearby towns.  It has a well-recognized Regional school system shared with Beacon Falls CT.  It is also recognized as a well managed town with taxes under control.  Search for homes in Prospect CTCurrently in Prospect CT there are 16 active residential listings for sale, with 10 new listings added in May . The homes for sale in Prospect CT range from a 1,226 square ft, 3-bed...
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Name Seven Advantages of Mother’s Milk” The question was worth 70 points or none at all.One student, in particular, was hard put to think of seven advantages.However, he wrote:It is perfect formula for the child.It provides immunity against several diseases.It is always the right temperature.It is inexpensive.It bonds the child to mother, and vice versa.It is always available as needed.And then the student was stuck.Finally, in desperation, just before the bell rang indicating the end of the test, he wrote:It comes in two attractive containers and it’s high enough off the ground where the cat can’t get it.He got an A. 
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By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
This month Mark Don McInnes, Sandpoint-Idaho and Endre Barath, Jr. are hosting what is the most patriotic ActiveRain Challenge I can remember ActiveRain having.   The titled of this month's challenge is  'Ole Glory Coast to Coast' - June ActiveRain Challenge.  For this challenge Mark and Endre are asking us to post photos of different local flags and tell a little bit about them.For my first entry I choose two flags which fly at the two most prominent building in my town, Middletown, CT.  The first is at our City Hall and the second was our County Superior Court House. For my second entry into this month's challenge, I am chosing my home.   The Souto household has many reasons to be proud of our flag, and we are proud to fly the American Flag at our home year round. As many of you know ...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
What’s My Waterbury CT Home’s Value May 2022Waterbury CT is the second largest town in New Haven County with a population of app115,000. It is 33 miles southwest of Hartford, 25 miles north of New Haven and 77 miles northwest of New York City.The larger factories that once dominated the Connecticut manufacturing economy are no longer in Waterbury, essentially changing form the brass meals they used for raw materials and converting to cheaper and lighter aluminum or plastic. Currently in Waterbury CT there are 92 active residential listings for sale, with 62 new listings being added in May. The homes for sale in Waterbury CT range from a 1,474 square ft, 4-bedroom colonial listed at $109,900 to a 3,630 square ft, 4-bedroom  ranch listed at $829,900. These listings are within the town zip...
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By Lisa Brown-McDonald CT Real Estate Agent, Fairfield & Litchfield County
(The Brokerage of New England)
Selling Fairfield County ConnecticutLisa Brown-McDonald, REALTOR® 203-733-1613 Don't stress about buying or selling a home, I got you covered. With 18 years experience assisting Fairfield County's home buyers and sellers, clients can expect above average representation and custom packages tailored to their specific needs. It's a competitive, fast pace market and I'd love nothing more than to lend my knowledge and experience towards assisting you with all of your real estate goals.  Why hire Lisa?Experienced in all price points and architectural styles. Million Dollar Club. Top 7% statewide. 10-Year "Five Star Real Estate Agent" recipient for delivering exceptional service. Award based on market knowledge, professionalism and outstanding service. Licensed 2004. RES.0769069         Lisa B...
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Connecticut Real Estate Agents and Real Estate Professionals