Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Mike Bjork
(Pinnacle Home Loan)
Comments 1
http://MikesDailyMarketReport.com: The Empire State Index (Manufacturing in the NY region) indicated some strength in February after jumping from 4.8 in January to 12.9. NAHB Home Builders Index, which indicates the confidence level with Home Builders, dropped one point to 74 in February. However...

By Ron Lanzillotta & Mike Pesce, The Pesce & Lanzillotta Team, at BHHS
(The Pesce & Lanzillotta Team, at Berkshire Hathaway Homeservices)
Comments 0
The Highest offer is the best offer… Right?NOPE!  Contrary to what most people think, the highest offer is not always the best offer.  It’s hard for most people to understand that sometimes taking the most money is not always the best decision, especially when you’re talking about their home.  Wh...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
A brighter view from consumers on the economy and finances in January lifted sentiment to the highest level since March 2018. The Consumer Sentiment Index rose to 100.9 in early February from 99.8 recorded in January. Overall, both the sentiment and expectations indexes moved higher. In addition,...

By Richa Nayyar
(Coming service)
Comments 0
There is controversy among legal peers, whether online betting or gambling is legal or not. But one thing is common that online gambling is generating a huge amount of revenues for the market. Last year the Online games and betting generated $200 million. But in recent times, online gambling is c...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) markets were closed today remaining at 102.00 having closed 95 points above support offered by the 200 day moving avedrage. The conforming rate is at 3.50% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.00%. Whether in New Engla...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
“Hubbard Clause Risks”  Hi Joe, We have decided to take our home off the market, rent it and move forward on the purchase without the Hubbard clause. Our hand was forced as they have another buyer for the property. I know you indicated that our debt ratio is fine even if we don’t sell our current...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
We have access to any home on the gulf coast, from Pensacola to Pace, to Gulf Breeze and many that will be coming SOON to the market let us save you money whether selling or buying. Call, text 850-476-4494 or email us charles@charlesstallions.com.  NOW YOU KNOWPensacola Florida 32514: Court: Shou...

By Rob Spinosa, SVP of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 12
Howdy, Partner!  How's the Income Look on Your Mortgage Application? I don't care how successful your S-Corporation or partnership may be.  When you go to get a home loan, there will be a new sheriff in town --- your mortgage lender.  So before your loan process gets hung up at high noon, I thoug...
As I write this post, Redfin is entering the mortgage-banking business.  Their goal is to completely digitize the home buying process by offering an end-to-end service that starts with searching for homes and ends with lending.  So what does this mean, if anything, for your business and the indus...

By Richa Nayyar
(Coming service)
Comments 0
Many homeowners, potential qualified buyers, etc, believe they know what a particular house, is worth, but, often, either, over, or under - estimate, its actual VALUE! Homeowners, seeking to sell their home, need to have an accurate idea, so they can ensure, it's priced right, from the start! Tho...

By Awais Ahmed, Financial Analysis Trainer
(Rel Real Estate)
Comments 0
Known to be more problematic in some corners of the nation, radon – a radioactive and toxic gas, can be found in any property. Radon gas is colorless, tasteless and odorless. However, this does not make it any less of a problem. Your risk of developing cancer in your lungs increases significantly...

By Mike Bjork
(Pinnacle Home Loan)
Comments 1
http://MikesDailyMarketReport.com: Retail Sales (both headline and excluding Autos) rose 0.3% in January. Import Price Index remained Unchanged in January. However, Industrial Production dropped 0.3% in January and Capacity Utilization dropped from 77.1% to 76.8%. Consumer Sentiment rose to 100.9...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
“Looking Forward to Working with You Again”     Hi there Joe,Wanted to let you know that, Joe XXXXXXXX sent us a buyer referral. I spoke with the buyer today and you should be hearing from Jonathan XXXXXX as he also referred you as well, not surprising as you did a great job for him. Jonathan wil...

By James (Jim) Lawson, DBA, Broker Associate, RSPS, BPOR, HI & PE
(DomainRealty.com LLC)
Comments 0
Getting a home mortgage need not be an ordeal. Unfortunately, it can be if not done right. Following the steps presented here will increase the chance that your search for a mortgage will not be unpleasant and you will get the mortgage. Plus, by following these steps you are more apt to not overp...

By Joe Resendiz, Jr. Research Analyst
(ValuePenguin)
Comments 0
 When you’re planning to buy a house, there is more to consider than just the sales price. The home buying transaction itself costs money, as lenders, title companies, appraisers, home inspectors and realtors also have to get paid. Many of these fees are rolled into closing costs, which typically...

By Joseph Doohan, I offer business strategy advice for realtors
(Joseph Doohan)
Comments 0
Getting a home mortgage need not be an ordeal. Unfortunately, it can be if not done right. Following the steps presented here will increase the chance that your search for a mortgage will not be unpleasant and you will get the mortgage. Plus, by following these steps you are more apt to not over...

By Mike Bjork
(Pinnacle Home Loan)
Comments 1
http://MikesDailyMarketReport.com: The Weekly Jobless Report rose by 2k to 205k. Consumer Price Index rose by 0.1% in January; however, it's YoY rose from 2.3% to 2.5%. The Core CPI (excluding food and energy) rose 0.2% in January; however, it's YoY remained Unchanged at 2.3%. Stocks are down thi...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Small business owners across the U.S. were more positive about conditions as the new year kicked off as owners raise wages and invest in their business. The NFIB Small Business Optimism Index rose 1.6 points in January to 104.3, a reading among the top 10% of all readings in the 46-year history o...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 7
“Be Careful Who You Let Whisper”    A little boy is lying in bed, busting to go to the toilet.So he gets out of bed, runs downstairs into the living room, and finds his mother chatting with a bunch of her friends."MOM," the boy yells at the top of his voice, "I GOTTA PEE! I GOTTA PEE!"Well, needl...

By JoAnn Moore, Home Loans in Delaware
(The Mortgage Market of Delaware)
Comments 2
How to Purchase or Refinance a Class C Doublewide in Delaware There are several loan programs to cover the purchase of a Class C Doublewide manufactured home. In this article I am detailing the FHA loan. With this program you can purchase with a 3 ½% down payment. A rate/term refinance can be don...