Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Mike Bjork
(CMG Financial)
Comments 0
http://MikesDailyMarketReport.com: Weekly Jobless Claims beat forecasts and rose only 2k, to 208k. The Philly Fed dropped from 16.8 to 12.0 in Sept., but still beat it's projection at 10.0. This measures the manufacturing in the Philadelphia region. Existing Home Sales rose in August from 5.42 mi...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 3.49%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.63%FHA 30 year: 3.5% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.4%Conventional 15 year: 3.0%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.245% Rates are Subject to ChangeCall me today if you are thinking of ...

By Mike Bjork
(CMG Financial)
Comments 0
http://MikesDailyMarketReport.com: Both Housing Starts and Permits had a very nice spike in August, which coincides with yesterday's NAHB Home Builder Index. Housing Starts jumped Up from 1.215 million annualized units to 1.364 million. Permits leaped from 1.317 million annualized units to 1.419 ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 6
“I wouldn’t want to Hire this Lawyer”       A lawyer runs a stop sign and gets pulled over by a sheriff. He thinks he's smarter being a big shot lawyer from New York and has a better education than an sheriff from West Virginia. The sheriff asks for license and registration. The lawyer asks, "Wha...

By Richa Nayyar
(Coming service)
Comments 0
No doubt, majority of the folks are spending considerable amount of money on the Golden Goose Sneakers. There are plenty of manufacturers are out there that is providing the Fake Golden Goose Sneakers. If you are one who doesn’t want to create a pinch in the pocket then you should always analyze ...

By Reggie Graham, Best Mortgage Originator in South Atlanta Area.
(Silverton Mortgage)
Comments 0
https://www.facebook.com/SilvertonMortgage/photos/gm.1522041524604160/2877661965596377/?type=3  

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Perhaps you’re wondering whether now is the right time to get a second mortgage. After all, getting a second mortgage is quite common these days and it doesn’t seem to be a very complicated process. Is it indeed true that it is easy to get a second mortgage?Second Mortgage RequirementsJust like a...

By Joseph Damiens, Tax Law Firm
(Damiens Law Firm, PLLC)
Comments 3
As a Mississippi tax attorney, we routinely work with clients throughout Mississippi to resolve their IRS federal tax debt and their Mississippi Department of Revenue state tax debt through the offer-in-compromise program. Of course, the first questions is always, how much do I have to offer? Un...

By Michael O'Leary, Enrolled Agent, CPA Quality without CPA Prices!
(By The Book Taxes)
Comments 0
HOW TO SUBORDINATE AN IRS TAX LIEN Last week’s blog was an overview on IRS tax liens. You can link to it here. This week’s blog will go into detail about one of the options available to taxpayers to get around a tax lien. This option is known as subordination. My firm, By The Book Taxes, located ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Average FICO scores have been on the rise since the end of the Great Recession due in part to missed payments on mortgages and credit cards being purged from credit files. FICO (Fair, Isaac and Company) reports that average score has risen to 706, the highest on record compared to the 690 seen at...

By Christopher Pataki, Hockessin Delaware Real Estate
(Keller Williams Realty)
Comments 0
Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who wil...

By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Comments 0
Some presidential hopefuls want to eliminate student loan debt. Snapping their fingers over more than 1.6 trillion dollars, forgiving the complete debt. This wouldn’t be a similar situation to bankruptcy, where you have to qualify and show that there's a reason you can't afford to pay the debt. S...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
No one buys a home without thinking of it as an investment or as a huge decision with both long-term and short-term effects. After all, even if you’re only buying a second home, or a transition home, a house is still an expensive purchase.Why Get A Lawyer?There is  no doubt that there is a lot of...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed flat today at 102.25 having closed 117 points above support offered by the 200 day moving average. The conforming rate is at 3.50% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.00%. Whether in New England, the Mid Atlant...

By Mike Bjork
(CMG Financial)
Comments 0
 http://MikesDailyMarketReport.com: Industrial Production rose 0.6% in August; and Capacity Utilization rose from 77.5% to 77.9%. Last, but not least, the Home Builder's Index rose from 66 to 68 in September. This index measures the confidence level of Home Builders. The Sentiment from the Attack...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
Dealing with occupational fraud is an unavoidable part of having a business. It can come in the form of financial statement fraud, corruption, or misappropriation of assets. If you own or manage a company, you should do all that is necessary to protect yourself and your business from occupational...

By D. Bass, Blog: Ask The Underwriter
(Ask The Underwriter)
Comments 1
Rent with an option to purchase can be a great way to purchase a home. Some sellers will give credit for a portion of the rent, to cover the downpayment when its time to purchase the home. The FHA rent credit sounds good, but it is one of the hardest credits to use. I've had several loans that ha...

By Dave Jones, Broker/Owner - e-PRO Dave Jones Realty llc Prospec
(Dave Jones Realty, llc.)
Comments 1
Home Prices Increase in Every Price Range CoreLogic’s Home Price Index (HPI) Report revealed, “National home prices increased 3.6% year over year in July 2019 and are forecast to increase 5.4% from July 2019 to July 2020.” They also analyzed four individual home-price tiers, showing the increase...

By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
Comments 8
On September 10, 2019, Magazine.Realtor reported that 30-year fixed mortgage rates could drop to 3.3% by the end of 2019.Economists expect that at the Fed’s next meeting on Sept. 17, it will cut interest rates by another quarter-point. The Fed’s benchmark rate doesn’t directly impact mortgage rat...

By Mike Easton, Creative lending solutions from coast to coast
(Movement Bank)
Comments 0
 30 year fixed rate mortgageThe 30-year fixed-rate mortgage has just hit another three-year low. Many experts believe that rates will continue to go down however late last year many experts believe that rates would continue to go up and in fact the FED confirm that but now we know that simply did...