Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Danny Skelly, Luxury Real Estate Company
(Orson Hill Realty)
Comments 0
How to find the Right Mortgage Company for Your Home LoanFinding a mortgage company and lender that will lend on a mountain home in the Denver Foothills is sometimes challenging. It seems like there are national mortgage companies that are afraid to lend on a home in the mountains. They see the w...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
PLEASE SHARE! Producing Residential Loan Originators, Branch Managers and Mortgage Brokers! If you're currently originating in one, or a few states, what if I told you that YOU can lend in ALL 50 states? Never lose another out-of-state loan! And NO additional state licensing is required. We handl...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 0
There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed!Only 25% of the Americans have a FICO® Score between 740 and 800....

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, RCS-D, CDPE, CMHS
(AmeriFirst Financial Inc, San Diego, CA)
Comments 0
Whether you are a Real Estate Agent or a Mortgage Lender, WE ARE REAL ESTATE PROFESSIONALS and it is our duty to responsibly help our Clients navigate through life transitions. Some of these transitions can be viewed as positive and happy, such as helping them buy their first homes, up-size due t...

By Mike Bjork
(CMG Financial)
Comments 1
http://MikesDailyMarketReport.com: Factory Orders were up only 0.1% in January, off from it's forecast of 0.4%, and stronger hints of a slowing economy. Stocks are Up this morning, as the Fed begins it's 2 day meeting today. Tomorrow, Fed Chair Powell will give his announcement. It's expected to ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 5
    “My Bank Can’t do My Mortgage”     Mr. Petrowsky, My Realtor Jim XXXXXX gave me your contact information. I recently met with my banks to get pre-qualified for a mortgage. After a couple of weeks, they let me know they couldn’t help me because my credit scores are too low. They let me know my...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Fed holds interest rates steady, signals patienceFor now, buyers shouldn't fear interest-rate increases that boost the cost of ARMs and, indirectly, FRMs as "the case for raising rates has weakened somewhat." Read more.   Call or Text Charles Stallions Now 850-476-44...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 FHA has made some significant changes to its Total Scorecard in DU effective with case numbers issued as of today, March 18, 2019. FHA Info # 19-07 was issued last week with this announcement.  While FHA has not provided any specific guidance as to exactly what the changes of the Total Scorecard...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Home builder confidence remained steady in early March due in part to lower price points along with increased affordability of affordably priced homes. The National Association of Home Builders reports that its Housing Market Index came in at 62 versus 63 expected and matched the 62 reading in Fe...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed flat points today at 102.34 having closed 96 points above support offered by the 200 day moving average.  The conforming rate is at 4.375% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.25%.  Whether in New England, the Mid...

By Mike Bjork
(CMG Financial)
Comments 0
http://MikesDailyMarketReport.com: Home Builders Index, which gauges the confidence level with Home Builders, remained Unchanged from previous month in March. Stocks are trading in Positive Territory this morning, as Investors keep an eye on the Main Headlines over the past week: Federal Authorit...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 1
Many mortgage payments are made up of four parts, called PITI. PITI is an acronym that stands for principal, interest, tax, and insurance. It's important to understand PITI because it is the real number you need to use in order to find out how much mortgage you can afford to pay each month.One of...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Little change in mortgage rates – up .01% week-to-weekThe average 30-year, fixed-rate mortgage rose to 4.46% this week from last week's 4.45% – a change from the past few weeks' steady declines. Read more.   Call or Text Charles Stallions Now 850-476-4494 for any of ...

By Mitun Bhowmick, BG/SBLC FOR LEASE
(Bhowmick LEASING COMPANY )
Comments 53
We are direct provider for BG/SBLC specifically for lease, at Leasing Price: 3.5% of Face Value plus (0.5+X)% commission fees to brokers, Issuance by HSBC Bank London , Barclays Bank London,ICBC (London) Our BG/SBLC Financing can help you get your project funded, loan financing by providing you w...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
First, we have access to Portfolio Commercial Loan programs they typically are 25 year terms with both fixed and adjustable rate features, including interest-only payment options. Rates vary between 4-6% for both owner-occupied and investment properties. All loans are full documentation and the l...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.29% Fixed 4 Year 3.94% 3.49% Fixed 5 Year 5.59% 3.34% Fixed 7 Year 5.80% 3.64% Fixed 10 Year 6.10% 3.89% Variable 2.95% Prime 3.95% Benchmark 5.34%

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
HIGH RATIO fixed term best discounted rates & posted rates as of March 16, 2019 Terms                         Posted Rates                Our Rates6 mos                          3.34%                          3.30%1 year                          3.59%                          3.19%2 year         ...

By Alex Tanner, LendPost.com
(LendPost.com)
Comments 4
The following is a post from www.LendPost.com visit http://lendpost.com/index.php?content=details&id=1004 for actual post and the rest of the details. Short Sale of Medical Office building 2 story brick medical center with 14 long term tenants over 11,000 sq ft lot on busy avenue over 32000 sq ft...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
The week comes to an end with little fanfare in the absence of any major headlines. In economic news, manufacturing activity in the New York State region came in below expectations though the employment component increased. Preliminary March Consumer Sentiment came in at 87.8, beating estimates. ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: 40 million Americans have no credit scoreIt's hard to buy a home with a low credit score and almost impossible for people who have used credit so seldom that a numerical credit score can't be generated. Read more.   Call or Text Charles Stallions Now 850-476-4494 for...