Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Rono Williams
(Versil)
Comments 0
Real Estate is a good representation of wealth to most people from various countries. In a survey of Consumer Finances that was conducted by Federal Reserve, shows that 65.2 percent of people own their primary residence. So, the scale and size of this real estate market ensure it's a lucrative an...

By Mike Bjork
(Pinnacle Home Loan)
Comments 2
http://MikesDailyMarketReport.com: Markit Manufacturing PMI dropped from 52.4 in December to 51.7 in January; however, Markit Services PMI jumped up from 52.8 in December to 53.2 in January. Stocks are in Positive Territory this morning on some good Earnings Reports from AMEX and Intel, while shr...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 11
  “My Tenants Will Help Pay My Mortgage”   Hi Joe, My landlord actually gave me your contact information. She told me that you did the mortgage for them when they purchased this property and a number of others that they own. In any case I am tired of helping them pay their mortgage so it is time ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Homeowners continue to feel the benefits of a strong labor market and continued expanding economy. ATTOM Data Solutions reports that U.S. home sellers nationwide saw a realized home price gain of $65,500 in 2019, up from $58,100 in 2018 and up from $50,027 two years ago. In addition, the latest p...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 5
“Don’t You Just Love this Mortgage Guy?”    The phone rang. It was a salesman from a mortgage refinance company. "Do you have a second mortgage on your home?""No," she replied."Would you like to consolidate all your debts?""I really don't have any," she said."How about freeing up cash for home im...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
The upward momentum in rental prices cooled a bit in December coming in flat for the month, which is a normal seasonal trend. Yardi Matrix reports that the average U.S. rent fell $1 in December to $1,474 and up 3% from December 2018 to December 2019. Rent growth continues to be strong in all regi...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) markets closed flat today remain at 101.88 having closed 109 points above support offered by the 200 day moving average. The conforming rate is at 3.75% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.125%. Whether in New England...

By Sandra Nickel, The Hat Team
(Sandra Nickel REALTORS)
Comments 0
Owning a home is part of the “American Dream”.  Working hard, saving money, finding the right house, and going through the mortgage process all pays off when you move into your own home and begin to enjoy the perks that come with what is likely to be your largest financial investment.  Some of th...

By Mike Bjork
(Pinnacle Home Loan)
Comments 1
http://MikesDailyMarketReport.com: The Weekly Jobless Claims rose 6k to 211k for this week's report; however, these are relatively low numbers and a good indicator to the strength of the labor market. This week's data holds more importance because it's part of the "sample" week, which is used as ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) markets closed flat today remain at 101.88 having closed 109 points above support offered by the 200 day moving average. The conforming rate is at 3.75% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.125%. Whether in New England...

By Michael Mannino, Bringing family values to lending.
(Harbor View Funding)
Comments 6
Veterans Day might have come and gone, but we strive to recognize our Veterans (and their families) all year long. We have a variety of VA Loans outside of the standard VA purchase loan to help even more veteran buyers. VA Renovation Loan – A no money down option that allows eligible buyers to fi...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 3.49%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.63%FHA 30 year: 3.375% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.375%Conventional 15 year: 3.0%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.245% Rates are Subject to ChangeCall me today if you are thinking...

By Velva Dunn, residential sales,new homes and relocation
(Velva Dunn)
Comments 0
 When you are planning to invest in real estate, you must find the best option for funding these projects. You may feel that you must take out mortgage after mortgage for your properties, but you have more options at your disposal. Use the four tips below to pay for each investment property. You ...

By Mike Bjork
(Pinnacle Home Loan)
Comments 2
http://MikesDailyMarketReport.com: Existing Home Sales rose from 5.35 million annualized units in November to 5.54 million in December. Stocks reverse earlier concerns over the Coronavirus in China, which a report of one traveller in US was infected with it. Stocks are Up on news that both China ...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 1
Businesses looking to give their bottom line a boost should consider cryptocurrency. As cryptocurrencies like Bitcoin grow in popularity as a mainstream form of payment, businesses can capitalize on a new target audience, among other profitable benefits.Banks and businesses alike are seeing the b...

By Russell Barbour, Loving life!
(Unconventional Prosperity)
Comments 1
Leverage in business can change everything for you. If you are not using leverage then you are probably working too hard and making too little money!There are so many forms of leverage, here are just a few of them:1. Using other peoples money, resources or talents to create your business. For exa...

By Steve McRory, Mortgage Loan Originator
(Pro Option Mtg. 888-662-4404)
Comments 0

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) markets closed flat today remain at 102.97 having closed 77 points above support offered by the 200 day moving average. The conforming rate is at 3.75% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.125%. Whether in New England,...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
RE/MAX reports that the housing sector ended the year on a strong note in December. December finished with a 13.5% year-over-year gain in home sales in the 54 metros it covers - the highest increase of any month in 2019 and also the highest month of December since 2009. However, shrinking invento...

By Mike Bjork
(Pinnacle Home Loan)
Comments 2
http://MikesDailyMarketReport.com: There are no economic data to report today. Stocks are taking a bit of a breather today, after a long weekend, and the continuous build-up on stocks. The IMF reported that they revised their 2020 world economic outlook, which was revised lower by 0.1%, including...