Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 26
  The Impact of Late or Missed PaymentsAre You Playing "Catch Up"? As a kid, you probably used it yourself with friends when you said ... "You go ahead, I'll catch up".  As an adult, it's likely you've said, "I'm playing "catch up" at work" after returning from a long weekend or vacation.  Or upo...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, BT Capital Advisors - Commercial & Residential
(BT Capital Advisors, CEO/Senior Account Executive)
Comments 0
#FIXandFlip -- 1yr loan !  * True Stated Income  Loan amounts up to 2M and 75% of ARV * NO taxes, w2, 1009 or paystubs required * SFRs, Condos, 1-4s * 3 months reserves requirement * NO Minumum FICO * Any amount of properties financed  * Close in days not months  * Nationwide execpt ND, SD and WV

By Cary Carlen, Excellent Opportunities in Mortgage Banking
(Movement Recruiting NMLS 894318)
Comments 0
Movement Recruiting relationships are some of the nation’s leading Mortgage Bankers, our recruiters have worked in mortgage banking industry and some are licensed mortgage professionals, we are constantly in the know of the mortgage banking changes and our extensive network of relationships allow...

By Debra Leisek
( Bay Realty,Inc Homer Alaska)
Comments 7
Read this if you are even thinking about buying a home soon! Very good information from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi       Pre-Approval VS Pre-Qualification: How "Approved" are  You?     If you take a look online, you can easily find multiple definition...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 1
The California real estate market continues to stay hot, and one of the hottest areas is San Jose and surrounding cities.  With the market continuing to thrive, our San Jose hard money rehab fix and flip loans have become more aggressive - and less expensive.For fix and flip funding in San Jose, ...

By Lise Howe, Assoc. Broker and Attorney Licensed in DC, MD, VA,
(Keller Williams Capital Properties)
Comments 5
Many people dream of owning a home, but it can be difficult to save enough money for a down payment and closing costs. Fortunately, federal, state and local governments offer a variety of programs to help people purchase their first home.Federal ProgramsThe Federal Housing Administration (FHA) of...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 23
  Pre-Approval VS Pre-Qualification:How "Approved" are  You?  If you take a look online, you can easily find multiple definitions and opinions on just what constitutes a Mortgage "Pre-Qualification", "Pre-Approval", and "Pre-Approval Letter" ... and the differences that exist between them ... So ...

By Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce
(EXP Realty 414-525-0563)
Comments 12
"Too late" takes on a whole new meaning with mortgage payments not made on time. This post deserves anot only gold stars but a bookmark for every real estate professional to remind homeowners the detriments of late payments.     The Impact of Late or Missed Payments Are You Playing "Catch Up"?   ...

By Inlanta Mortgage - Madison, Serving Wisconsin, Illinois, Minnesota & Florida!
(Inlanta Mortgage - Madison)
Comments 45
Many potential home buyers have questions about the FHA loan and the process needed to secure a home mortgage. Some people are even confused about what is a myth and what is a fact about FHA loans. Listed below are the common FHA mortgage facts along with brief explanations.FHA Mortgage Facts: Ba...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
It's probably going to be the most expensive item that you ever purchase, but something that a lot of buyers don't realise is that there are a whole host of other financial considerations when it comes to purchasing your first home.While you might have studied mortgage rates, and the best deals w...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 0
Many potential home buyers have questions about the FHA loan and the process needed to secure a home mortgage. Some people are even confused about what is a myth and what is a fact about FHA loans. Listed below are the common FHA mortgage facts along with brief explanations. FHA Mortgage Facts: ...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
There are different loan options available which often vary based on interest rates, ability to roll in costs, the required loan value, and certain other factors. When opting for loans, it is advisable to choose a loan that corresponds to your specific needs. A lot of considerations such as the p...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending September 20, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Mortgage rates crept up this week to the highest levels since May. Market indicators and analysis suggest they will not fall any time soon. Consumer sentiment...

By Samantha Brown
Comments 1
As long as your business is profitable, you can benefit a lot from a business loan. This is because a loan will increase the working capital which the business really needs. The potential ways in which a loan can help grow your business are numerous and are probably inexhaustible. Care must be ta...

By Robert Borden
(Freelancer)
Comments 0
Nowadays renting an apartment online is the norm when preparing for a vacation. An Airbnb apartment is never 5 clicks away from your phone. It’s all very convenient and quick. And though this has been the standard for some time now, the hotel industry is very likely to change as time goes by. Vac...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 0
Here's another reason buyers need a professional Realtor in Louisville, and frankly anywhere; Realtors understand the language the mortgage brokers and loan officers use when they give status updates. It's amazing how many times the buyer can be told they are approved for the loan but then be to...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
The timeshare industry got its start in the 70s, and it has always had a bit of a rocky reputation, particularly because they never tell you how to get rid of a timeshare. Timeshare companies are known for their pushy sales tactics, promises of grand prizes, and lengthy presentations designed to ...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 1
    The Impact of Late or Missed Payments Are You Playing "Catch Up"?   As a kid, you probably used it yourself with friends when you said ... "You go ahead, I'll catch up".     As an adult, it's likely you've said, "I'm playing "catch up" at work" after returning from a long weekend or vacation...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you own a timeshare, the chances are pretty good that you want to figure out how to get rid of it. You may find yourself having nightmares about the possible timeshare exit team cost and losing sleep thinking about how you are going to make your next payment.  You are tired of scrimping and s...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
   For the Week Ending September 13, 2018  Please enjoy this quick update on what happened this week in the housing and    financial markets.   Trade tensions with China continue to help keep mortgage rates low. Although more talks are expected, new tariffs could be imposed any time. Overseas cen...