Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 16
  Don't You Think I'm Sexy???If Not, You Should  Americans are fascinated with houses.  The internet, advertising, magazine racks, and TV viewing schedules revolve around them.  No matter whether it's buying, building, repairing, remodeling, decorating, flipping, investing, improving, beautifying...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 2
Home Equity Line of Credit (HELOC) Stated Income-Verified Assets (SIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.600+ FICO needed. BK and Lates OK after 2 years seasoning. Loan amounts from $150,000 - $5,500,000. Up to 60% LTV to $1,000,000 loans outstanding (...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 16, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Trade tensions with China increased this week, causing stocks to fall and bonds to improve. The shift in bond prices helped move mortgage rates down slightly. After ...

By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Comments 4
Buy a House and Eliminate Your Student Debt Student debt has been holding people back from purchasing homes. The State of Maryland has designed a mortgage program to deal with this issue. By using this program, one can receive a mortgage to purchase a home and have a significant portion of their ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 2, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed's preferred inflation gauge, the core personal consumption expenditures index, was flat for the month of March and up only 1.6% year-over-year. The lack of in...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 4
Here's another common question:Q: What does POC mean on a Good Faith Estimate and a Final Settlement Statement?A: POC stands for Paid Outside of Closing, and refers to any fee that is not being disbursed at the closing. The two most common POC charges are the appraisal fee (if it has been paid by...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Privaye Party or Private Money to 80% LTV  Close Escrow in 10 days  Private Money Loans for Non-Owner Occupied properties. Commercial and Residential Loans for purchase or refinance up to 80% LTV.  Terms: 1, 2, 3 or 4 year loans amortized for 30 or 40 years.  Rates from 7.99% and 2 points.  NO mi...

By Michael Cantwell
(Envoy Mortgage - NMLSR ID #644428)
Comments 0
If you are a hero or know a hero that is looking to buy a home as a first-time buyer there is a great program that you need to know about.  It is a little known program that many mortgage lenders often don't mention at all.  That program is an MCC Tax Credit program and it can be added to many mo...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Los Angeles VA Loans and FHA Home Mortgage Loan info for 2019 - California VA Lender & FHA Lender  VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 19
  A Decade of Housing Healing: Has it Created Opportunity for You?  It's now been around a decade since the big housing market crash ...   While many housing markets have cooled a bit, as of late ... the Home Equity Report for the last quarter of 2018 (and a quarterly overview of the distribution...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 cc: by: https://flic.kr/p/22MByYoDid Your SBA Loan Get Denied For Your Real Estate or Business Only? If you are going to start a business, expand your business, or buy the commercial building you are renting, you can apply at your local bank for an SBA 7A loan. If they deny you, which is a 50/50...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on job openings and inflation. Weekly reports on mortgage rates and first-time jobless claims were also released. April Inflation Falls Short of ExpectationsThe Consumer Price Index for April fell by 0.10 percent to 0.30 percent. Analysts expected a rea...

By Mr. Laurent
(DL Financial)
Comments 71
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 0
Now you own a home and all the benefits that come along with it. One of those benefits is the mortgage tax deduction on your state and federal taxes. Every dime you pay in interest on you mortgage is a deduction off your gross income on your taxes and can mean a tax savings of thousands of dollar...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending May 9, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Tweets by President Trump reignited investor concerns over the trade talks with China. Stocks dropped from recent highs as investors' anxiety increased. Although the...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Locking In A Custom Interest Rate As a mortgage broker I am always looking for ways to offer better product selection, loan processing, closing and rate options, etc. When to lock an interest rate is always a topic we discuss as part of the home mortgage process. Typically rates are quoted in 1/8...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 2
With the price of homes these days it becomes more difficult for people to come up with a 20% down payment. YET, there are benefits that come along with a 20% down payment. KCM provides us some insight into these benefits. The Benefits Of A 20% Down Payment   If you are in the market to buy a hom...

By zeta cross, Getting Greener Makes Your home worth more!
(Smart Green Realty)
Comments 2
I'm officially afraid of FHA financing. The market is so strong that I have the option to fend off FHA offers for my sellers. There are plenty of mediocre credit score, low down payment, conventional loans around--if you look for them. Why put a seller at risk for FHA repairs if you don't have to...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending October 5, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The non-manufacturing services sector expanded last month at the fastest pace on record. The news helped trigger this week's rise in mortgage rates. Jobless claim...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 0
Simply put, if you live somewhere (and paying!) you are paying a mortgage payment. Whether you are paying your own, or the owners of the place is up to you. There are a number of things to thoughtfully consider when you look into renting verses buying. Around the US trends eb and flow based on a ...