ARCHIVED BLOG POSTS
2021
2
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"An FHA 203K Loan is the Right Solution" The sellers are getting worried about the bank requiring work on the house up front or other issues arising because of the FHA mortgage. What can you tell me about this? We've verbally agreed to the house being sold in its current condition so they have...
05/31/2021
3
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“Qualifying for a Conventional Mortgage” I’m going to wait until I qualify for a conventional loan and then I won’t have to have mortgage insurance or be forced to pay out a year of home owners insurance. I don’t want to over pay for a home and have no money left over to make it into the home I’d...
05/28/2021
4
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“The Toughest Language on the Planet” The fact that Kansas and Arkansas are pronounced differently bothers me way more than it should.Pronouncing words that end in 'ough'. Cough, bough, rough, dough, through, though, trough....Is the "S" or "C" in "scent" silent?Why does fridge have a "D" in it, ...
05/26/2021
2
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“I’m Scared to Death” Mr. Petrowsky, Your name was given to me by my parents. I know you have done a couple of mortgages for them and they always told me that when I was ready to buy a home that I should contact you. OK, here goes, I am scared to death and don’t know where to start.I will need a...
05/24/2021
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“Thank You for Reaching Out” I have been searching online for a mortgage broker, as the banks are turning out to be a waste of my time. My issue is not income or job security it is credit scores.I am recently divorced, which is the reason for my credit score issues. A few of my accounts were join...
05/21/2021
4
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“ Simple, Buy Me Out” A very successful businessman had a meeting with his new son-in-law. "I welcome you into the family!" said the man. "To show you how much we care for you, I am making you a 50-50 partner in my business. All you have to do is go to the factory every day and learn the operatio...
05/19/2021
3
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“Mortgages for Multifamily Purchases” Appreciate your insights Joe. I am so delighted we are working together and you are keeping me on the “Right Trac” when comes to mortgages for my multifamily purchases. I'm grateful we have linked up as I got so sick of working with banks and their BS. No dou...
05/17/2021
4
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“Inspection Report is Priceless!” Joe, I now have the inspection report, he was a great referral, thank you. The most significant problems identified include: - new roof needed soon on main house- some structural work to the roof beams needed when above work is done- two temporary vertical beams ...
05/14/2021
6
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“Political Liars, No Such Thing, Right?”Three politicians were in a heated discussion as to which one was the best liar. As the discussion was getting louder and louder the bartender suggested they have a liar's contest. After agreeing to the rules the first says, "I have never told a lie."The se...
05/12/2021
3
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“Yes, I Can Do Your Construction Loan” Hello Joe,I found one of your many blogs and just what I need, if it is something you can do. I'm wondering if I can get a construction loan for a duplex, I can’t find any bank or lender to do one for me and have been looking for over a year. Most important...
05/10/2021
