Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2021 

“What’s in a Name Anyway?” My cousins wanted to reveal the gender of the baby at our family reunion of about 40 people.That night, after just finishing up a socially distant BBQ, my cousin and his wife stand up and announce to the family that they are going to have a little baby girl. Everyone st...
03/31/2021
“I Can’t Charge a Past Client for a Consultation” I hope you are well. You helped me with a mortgage back in 2013. My wife and I are considering purchasing a rental property in North Carolina (we do not have a specific property picked out yet) but would like to schedule some time with you to revi...
03/29/2021
“An Offer, 10% Above Asking Price? Hi Joe, Finally going to see another house tomorrow. It’s quite the struggle between the market and my needs/wants to find something out there.My realtor asked/suggested that I ask you to have an amount on my pre-qual letter. Her ask is that it’s written for 30k...
03/26/2021
“I’ll Get You a Fork” A little old lady answered a knock on the door one day, and was confronted by a well-dressed young man carrying a vacuum cleaner."Good morning," said the young man. "If I could take a couple minutes of your time, I would like to demonstrate the very latest in high-powered va...
03/24/2021
“Before Filing Your Return is the Right Time to Ask about the Needed Income” Hi Joe,I hope this finds you well. I have a question for you. I’m getting ready to do my taxes and need to know how much you need me to gross for the year to look good for a house/farm. I’m not sure if I should go higher...
03/22/2021
“Illegal and for Sure, Unethical” A bit Bizarre Joe! After you did the pre-qualification letter for us, I contacted a real estate agent to view a home. She was the listing agent and thought that would give me a bit of advantage to see the property and make an offer. While speaking to the agent sh...
03/19/2021
“Smarter than You Thought?” “The Irish Fisherman.”The rain was pouring down. There, standing in front of a big puddle outside the pub, was an old Irishman, drenched, holding a stick, with a piece of string dangling in the water.                     A passer-by stopped and asked, "What are you doi...
03/17/2021
“No Mortgage Can be a Bad Idea!” Never in a million years would I have believed I could start a conversation with someone at a Home Depot checkout line would have continued for nearly 45 minutes. Having said that I am eternally grateful! 36 days later I closed on my refinance today and one thing ...
03/15/2021
“Everyone Who Wants to Own a Home Should be Given that Opportunity!” Hi Joe, As you know, I have been in the real estate business for many years, but never had the opportunity for us to work together. I have always used local banks, which I see now was a mistake. Along the way I’m sure I lost man...
03/12/2021
“Tough Argument for Sure!” An old man was a witness in a burglary case. The defense lawyer asked Carl, "Did you see my client commit this burglary?""Yes," said Carl, "I saw him plainly take the goods."The lawyer asks Carl again, speaking slowly, "Carl, this happened at night. Are you sure you saw...
03/10/2021
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Joe Petrowsky

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