Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.



The Parade Starts in 1/2 hour.  I'm excited to be here with my wife, and my 6 kids.  We came up here to celebrate the start of summer, but it seems so fitting to be watching the Memorial Day Parade.  Think about it.  The freedoms of summer because of the freedoms that our troops have fought for u...
When I was in high school, I was the perfect C student.  I'd come home my first quarter and I got 3 C's and 3 D's.  Second Quarter was 6 Cs.  3rd Quarter was 3 C's and 3 D's.  Final grade.....6 Cs.  I had a hard time adjusting to high school.  Frankly, I hated the studying.  My grades were my evi...
OK, I'll admit it.  I went through a dry spell.  I wasn't writing.  I wasn't adding value to the community.  I was just "existing" in the world of cyberspace.  It's been like that for about 3 months.  Sure, I had computer issues, but the fire had left my belly.  Can you say gross?  Active Rain wa...
USDA will begin issuing subject to conditional commitments effective today. In turn, Chase Rural Housing will purchase these loans with subject to conditional commitment language. The guaranty fee on purchase transactions will be 3.5% and on refinances the fee will be 2.25%. Loans that already ha...
So I'm sitting here in a continuing legal education seminar learning all about "How to Build a Great Practice."  The speaker has been talking about what makes a great law practice.  After listening to some judges, some sole practitioners and a world class attorney speaker, I come to my conclusion...
One of my favorite pictures ever.  Not only did I marry well, but Michelle has given me some awesome kids.  Just beautiful!  Needless to say, it's a happy and bright Mother's Day photo.  Brett is my oldest, Jake is next.  Claire is the oldest girl.  Grant is next and Tessa is my baby!  It was a ...
Well, it's great to finally hit that milestone, but I'll tell you, it's been a chore.  First you go through the usual once a year blogging lull, then when your heart is back from vacation, the computer crashes.  Then, there's travel, meetings and business.  When all is said and done, this is the ...
This was a first for the father and son tandem.  We did our first 5K together.  Brett, the older one is in all these sports, but was dogging it as everything he does is sprinting.  When it came to the distances, he was barking like a dog.  Jake, however, surprised me and kept asking if he could ...
Right from the National Mortgage News:  Beginning June 1 folks, lenders originating mortgages being sold to Fannie Mae Will have to pull a second credit report just before the loan closes! The new quality control requirement is designed to prevent a type of mortgage fraud called "shotgunning,"  (...
This just in.  The United States Department of Agriculture has approved funding of conditional committments after the current amounts are exhausted.  Breaking new for sure.  The Condition? It's: 1)  Subject to the availability of funds; and 2)  A congressional authority to charge 3.5% guarantee f...

Larry Bettag

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 1 “Let not your heart be troubled; you believe in God, believe also in Me. 2 In My Father’s house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. 3 And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also. 4 And where I go you know, and the way you know.”
(John 14:1-4, New King James Version) I review for BookSneeze

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Larry Bettag

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