Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.



It's not like it wasn't expected.  The man who governed Illinois is now a civilian for the first time in 6 years.  Knowing my conservative view, I'm proud to say that I never voted for him in any election.  I'm sorry that it hs come to this, but his time is up.  I have mixed feelings on this even...
Thirty year mortgage rates have been moving higher over the past week and are currently at 5.5%.  Many of you know that over the past month rates moved as low as 5% for 30 year fixed mortgage loans. After a few days of pricing pressure, Mortgage Bonds are trading near "oversold" conditions, which...
 Sales 101 - Know me, like me, trust me.  That's the fundamental mantra of those getting in sales.  Just this past week, I wrote a post called....I Just Gave out A Referral to An Active Rain Agent...and I Liked IT!!!!!!!.  In the post, I talk about the blessings and privilege of giving a referral...
I kissed a girl and I liked it.  Oh sorry, I was caught up in "pop culture" for a minute.  I referred a home seller to an Active Rain Agent and I liked it. OK...so I've received over 20 referrals since joining Active Rain.  I'm really stoked for that.  To tell you the truth, I joined Active Rain ...
In the last two years, I've been told that I'm the most disciplined person that people know.  I don't think so.  I want to have a beer on a Friday night and I end up having three.  I want to get up earlier than everyone else to do my quiet time, but I don't.  Here's what I've been disciplined wit...
Hard to say who I'm more grateful for.  My wife for giving me Tessa Bettag or Tessa for just being so dang awesome.  Needless to say, she's not an easy pose.  The others, for the most part, are.  This one?????  Well, let's just say, kind of a miracle getting her here and posing.  Pretty happy th...
What a great time today.  I have to admit that it was really a blender of mixed emotions.  Here are the competing interests.  First, I had challenge was re-arranging my schedule.  I've come to know Ken Cook, Ken "Yes You Can" Cook through a group that we each belong to.  Jason Crouch Jason Crouch...
I spent a lot of time working on a fun blog here.  It was a chore going to Youtube and getting the appropriate links, but because of the music of my soul, I just couldn't resist. So, here's the STORY OF MY LIFE  with music and real estate: Let's Get This Party Started!  I have two jobs in Real Es...
FHA has had some major changes this past year.  The most negative one is that the downpayment has changed from 3 to 3.5%.  But really that's the extent of negative changes.  The rest of FHA and it's changes have been lateral or better. FHA is the best thing out there.  Really, as a program, FHA h...
THE STRAIGHT STUFF ON YOUR CREDIT   Here's the bottom line.  I'M TOLD ALL THE TIME...I PAY MY BILLS ON TIME, BUT MY PEOPLE SAY MY CREDIT STINKS.  Maybe I'll just pay off my credit cards.....Noooooooooooooo!!!!!!  Truthfully, there is more to a credit score than just making your payments on time. ...

Larry Bettag

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 1 “Let not your heart be troubled; you believe in God, believe also in Me. 2 In My Father’s house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. 3 And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also. 4 And where I go you know, and the way you know.”
(John 14:1-4, New King James Version) I review for BookSneeze

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Larry Bettag

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