Dear Consumer, I truly admire someone that doesn't give up. I love a fighter !!!! Let begin to say that I am not god, nor am I perfect, or do I know everything. But I do take pride in knowing a lot and if I am not sure, I will ask first. But what about when you call 5 lenders and all of them t
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08/28/2008
What a topic of discussion in the past 30 days....... The DOWN PAYMENT ASSISTANCE PROGRAMS !!!!!! For many of you, you have until September 30th to have a lender actually underwrite your loan and sign off on the MCAW. For those that don't understand, stop listening to the rumors that the Down pa
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08/26/2008
Description of the Mortgage Pro Week in Review : What is the Mortgage Pro Week in Review, for those that are new to Active Rainor those that haven't come across these in past weeks? It's 1 member from AR that volunteers their time to pick any mortgage related blog in a course of a specified week
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08/25/2008
Jason Sardi gives some very insightful tips on how to view your credit and what to be aware of. The average consumer doesn't know most of this, let alone the average loan officer. Hence why I wanted to share with you in regards to what Jason wrote about. And speaking of credit..... here is som
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08/24/2008
If you are buying a home or refinancing, please read this before choosing a loan officer/mortgage lender. FHA loans and FHA mortgages - Well, it's the same thing when it comes to any type of mortgage, may it be FHA loans, conventional loans, VA loans, etc etc. You just can't push a button, th
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08/23/2008
WARNING !!! WARNING !!! WARNING !!! Beware of others giving you bad advice. Now, this is not the law, this is just my opinion and my advice. Lately, I have received a few phone calls from either past clients or from consumers reading my posts. They are telling me that they are being contacted b
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08/21/2008
"I want that low rate and no fees that the other mortgage company is offering. And if you can't give it to me, then I'll just go to them or someone else." I don't get those kind of mortgage shoppersthat much anymore. Most of my clients either come from a respected professional such as a realtor,
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08/17/2008
FHA loans can help you not only make your home 'Green', but save you money. Saving money is a great thing in any economy, right? Don't you like to know about the little secrets of cutting corners? How would you like to save over $200 a month just because you improved your home with energy-effic
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08/16/2008
How do you blog? Where do you blog to? Whom do you blog to? I don't consider myself a blogging expert, just someone with common sense and always trying to look through the consumers eyes. How they would look at things that we write. How do they view our blogs and are they on the same page wi
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08/15/2008
Forget that we are in a gloomy economy. Forget the fact that many of you might be struggling. Forget about the Presidential election that is fast approaching or those politicians that are trying to bail out our current real estate mess. How about focusing on yourself, and not always following t
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08/14/2008
