I was first tagged by Jeff Dowler over here, realtown.com/my-personal-experience/super-8-meme. This was all started because of Mary McKnight. I think these are fun. For many of you that don't know what a MEME is, it's something that was started on the internet a few years ago. Wikipedia defin
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05/30/2008
Oh boy, someone went and did it again. Mary McKnight over the weekend, decided to post a new style of meme, if some of you remember these from a few years ago. You can read Mary's new meme here : rsspieces the-memorial-day-2008-super-meme So I was tagged by Jeff Dowler who was tagged by Irin
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05/27/2008
I am not sure what it's like in your part of the country, but what a gorgeous day. And especially for Memorial Day. Thanking all the men and woman that served our country and for those men and women who are currently serving our country. Also, for those of you here on Active Rain that had or ha
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05/26/2008
Renting your home with an interest only loan. Doesn't sound as enticing, does it. Are 'interest only' loans just like renting your apartment? An interest only loan is a type of mortgage program that allows your to pay a lower mortgage payment to where the interest is paid up front and the princi
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05/24/2008
Mortgages and points, sounds like evil words, right?. It could save you thousands. I have been doing this for almost 16 years now. When I first got into this industry, I heard client's lawyers and accountants tell their clients not to do mortgages with points associated to them. Or it was the ty
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05/21/2008
Dear Loan Officer, I want to thank you for contacting me on the purchase of our new home. We are just so excited... our emotions are running wild and just can't believe that this dream will come true. Because of these emotions, we can't think straight. So we really are thankful for your expertis
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05/20/2008
I know that we are in a society that has information buzzing around like bees around honey. But I would have thought that there would be less people in the mortgage business or in real estate giving out false information or misleading information. I thought because of the lack of business for
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05/17/2008
How many of you at one time or another bought a house or refinanced your mortgage and ran into one problem or another. May it have been the realtor who was not able to give you the correct answer or the loan officer who strung you along and then changed things last minute. I have never said that
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05/17/2008
Earth shatering news here..... when you are shopping for a mortgage, may it be a FHA loan, a conventional loan, or a VA loan... please ask for a good faith estimate. Not every loan officer will volunteer one to you. I can't tell you how many consumers that I have spoken to this year that didn
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05/14/2008
Shop mortgage rates… Shop APR (Annual Percentage Rate)….. Shop mortgage fees….. So which is it? Shopping for a mortgage can be very confusing to say the least. I hear so many called experts tell the average consumer to shop APR. This is not the wisest of decisions and can be argued by many mo
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05/13/2008