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2012 

Let’s be honest, mortgages in general are not very exciting.  But I am super excited about our FHA Construction  Program.  As we all know FHA loans have the easiest guidelines for a home buyer to qualify.  And now those guidelines can be used for someone to build a home.  This is also a great pro...
03/15/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.315% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.75%   Call me to...
03/14/2012
Do not miss the New Territory(Sugar Land) Community Garage Sale on March 31, 2012 from 7:30 t0 11:30 am at Ellis Creek.   And sign up now for a slot to sell your Junk( ah I mean stuff) for $25.  Or $30 if you sign up after March 23rd.  Here is what you will get for your $25:   ·        Ellis Cree...
03/13/2012
HUD(FHA) just announced that the monthly mortgage insurance is increasing on all case numbers ordered on and after April 9th.  This increase will be .10 on all FHA mortgages that have monthly mortgage insurance.  A FHA case number is ordered when you start a new FHA loan.  This change is for purc...
03/11/2012
On April 14, 2012 from 8am to Noon, the New Territory HOA is providing a hazardous waste collection event.  It will be held at the Ellis Creek Pool Parking Lot.  This event is an awesome opportunity to get rid of hazardous items we should not be keeping in our houses.  Here is the list of accepta...
03/11/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.875% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.25% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.25% Credit score:740 LTV:80% Loan Amount:$200k APR:3.65%   Call me ...
03/07/2012
HUD just announced that on all FHA loans with case numbers ordered on April 1st and after, borrowers must have collections paid off(total balance over $1000).   This is a major announcement that sort of fell under the radar.   But has major ramifications.  Before the change FHA did not require an...
03/05/2012
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David Krichmar

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