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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2012 

Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.9% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.15% Conventional 15 year:2.875% Credit score:740 LTV:80% Loan Amount:$200k APR:3.35%   Call me ...
06/27/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.9% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.15% Conventional 15 year:3% Credit score:740 LTV:80% Loan Amount:$200k APR:3.35%   Call me toda...
06/20/2012
This will be my shortest article ever. The FHA Collection Rule has been cancelled, per HUD’s letter on 6-15. Which is awesome news for all buyers looking for a FHA Loan. Please call or email me with any questions.
06/19/2012
For some odd reason, some folks want to put off getting pre-approved for their mortgage until the last minute.  Not only is this super risky but it can also put you in a really bad situation.  Here are the top 5 excuses I have heard and why they are a bad idea:   1.      “I am going to wait until...
06/13/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.9% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.15% Conventional 15 year:3% Credit score:740 LTV:80% Loan Amount:$200k APR:3.35%   Call me toda...
06/13/2012
In this market, it is important to know every mortgage program possible.  So you can be quick to come up with a plan for problems.  When there are some issues to think about: no flooring, dry wall issues, foundation problems, etc.  How would you get around these, when any lender would require the...
06/12/2012
The NEW FHA Collection Rule has been cancelled, per HUD’s letter on 6-15.  Which is awesome news for all buyers looking for a FHA Loan.  Please call or email me with any questions.    It was delayed before but as of now the FHA Collection Account rule change is going into effect July 1st.  Here a...
06/07/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.9% FHA 30 year:3.375% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.15% Conventional 15 year:3% Credit score:740 LTV:80% Loan Amount:$200k APR:3.35%   Call me tod...
06/06/2012
We have all seen the advertisement on the internet of a woman in a bikini and her quote “mortgage rates are at 2%”.   Any time you see an interest advertised that is too low to believe, it is called a Teaser Rate.  That lender is advertising that rate to get you to call and then give you a higher...
06/06/2012
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David Krichmar

DaveYourMortgageGuy.com
local_phone(832) 689-6012
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