Dave Your Mortgage Guy's Blog

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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2011 

  Over time, I have heard many explanations on what someone thinks is the benefit of refinancing their mortgage.   Some examples are “it doesn’t make sense unless i get a rate 2% lower”, “I don’t care as long as the payment is less”, etc.  The real key to a successful refinancing is actually know...
09/29/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.875% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.55% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.25% Credit score:740 LTV:80% Loan Amount:$200k APR:3.69%   Call me ...
09/28/2011
    Get decked out in your costume and come experience the pleasures of Halloween in a safe environment.  The general public is invited. There will be a Haunted House, approximately 20 carnival-like games for the children to play (prizes include Family Fun Pack to HNSM, Tickets to Ghost Tours of...
09/28/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.55% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.25% Credit score:740 LTV:80% Loan Amount:$200k APR:3.69%   Call me toda...
09/21/2011
I have been informed that the City of Sugar Land is planning to annex the area in green on the attached map (see below).  The Board will be discussing the proposed annexation on Monday, September 19 at the regular Board Meeting, which begins at 7 p.m.   In addition, the City of Sugar Land will ha...
09/14/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.55% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.25% Credit score:740 LTV:80% Loan Amount:$200k APR:3.69%   Call me toda...
09/14/2011
For those of us that live in New Territory(Sugar Land) your water bill will be increasing in January.  This increase is due to the City of Sugar Land’s groundwater reduction fee which will be nearly doubling on January 1st.  This fee was implemented by the city  to construct a surface water plan...
09/07/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.55% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.25% Credit score:740 LTV:80% Loan Amount:$200k APR:3.69%   Call me toda...
09/07/2011
As a Firefighter there are programs for you for when you purchase a home.  Here are the two major ones that I deal with:  1.      Good Neighbor Next Door Program- Obviously any neighborhood feels safe when there is a Firefighter living there.  HUD has figured this out and offers the Good Neighbor...
09/06/2011
We now offer a Mortgage Program for Foreign Nationals.  A Foreign National would be someone who is not a citizen, does not have a green card and/or does not have an approved Immigration Visa.  Click Here: For a list of the Immigration Visa’s Approved to do a Mortgage.  For our Foreign National Pr...
09/06/2011