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On one side of accountability is courage, on the other is freedom.— Jean Hamilton..Remember, while you’re on the fence about whether or not to hire a VA/ISA -- your colleagues, competitors, & those already successful in your line of work have! .They’re snapping them up just like homebuyers in these most recently hot real estate sellers’ markets around the globe. ..This is making EFFICIENT, EFFECTIVE, HIGHLY-SKILLED VAs/ISAs harder to come by. .Save time and money now! Find out more about how we work with you by texting Katerina Gasset at 561-502-1577 today! .. #Delegate #VirtualAssistant #SeeYouAtTheTop #GetItDoneForMe 01/18/2023

If you are thinking of selling your property don’t wait for spring. Now would be the time to sell while there are fewer listings and not as much competition. Although some sellers are having to get a bit more realistic with pricing there are a lot of people still moving to the coast of SC and the market is HOT!  Give us a call and we can give you ideas that will help you sell quicker and ultimately for Top Dollar! It is always a good idea to get the information you need to make informed decisions. To see the market stats for Georgetown, Murrells Inlet, Surfside and Myrtle Beach go to EdgeOfTheBeach.com, click on Local Resources then Market Stats.We pride ourselves on personable service, specializing in working with seniors or those who may need an extra helping hand. Let’s Chat! We will... 01/18/2023

William Piotrowski 2023 Mindset Working the BusinessThe presenter for the Zoom call this week was William Piotrowski, an 18-year seasoned loan officer. He offered his take on the market for 2023.He started out his presentation offering information that he had gotten from a call earlier in the morning. The market was going to be undergoing volatility for the next few months, with a target date of May 10 for a major shift in the Consumer Price Index (CPI). The optimism is that on that day an event will occur that will drop rates into the mid 5's.  At the top of the curve, the CPI which is currently at 5.87 will see a shift again and the cycle will go back with buyers clamoring for homes and the return of multiple offersThere will be more activity with buy down of points as the market is n... 01/19/2023

New week, brand new chance for anything! As the days go by in the first month of the year, so does the interest rate and the numbers in the Northern Virginia housing market. What do the numbers tell us this week? Let's all find out in this week's housing market report.Do you have any questions or concerns about buying or selling in today's market? Let's talk about your options today! 01/18/2023

These days, lots of loan types are available to suit homebuyers of diverse backgrounds. If you're a veteran seeking a loan to finance your home purchase in Fresno, you've come to the right place. Recently Linda Peltz had discussion with Al Gonzalez from VA Loan Veteran. Al Gonzalez has been a local lender for roughly 22 years and lots of experience in this field. He helps veteran make their biggest financial decision over VA Loan, some of them felt anxiety and not sure if its the right idea. But Al Gonzalez is always there to help step by stepIn the video below they will be discussing the Veteran Affairs' loan (VA loan for short) and what to prepare for VA loan process. We'll also cover the benefit of VA loan, plus its limits and fees involved.  What is a VA Loan?The VA mortgage Fresno ... 01/18/2023

We pride ourselves on personable service, specializing in working with seniors or those who may need an extra helping hand. Let’s Chat! We will share with you some tips and tricks about how to get "Top Dollar". Please feel free to reach out anytime and share what might make your real estate experience easier, less stressful, and more enjoyable. Email Joanne@EdgeOfTheBeach.com or text/call 843 655 6343.  Visit EdgeOfTheBeach.com for: Real-time emails of current listings FREE home evaluation tool Latest blog articles 5-star reviews on Google, Realtor.com, Facebook and Zillow  Experience is not expensive. It is Priceless! 01/18/2023

This is an excellent post with great information. Thanks for sharing it.Have a super fantastic week!Joe Jackson, Realtor-KWCP Click on the link below to find out the answer. Also, do not forget to subscribe to my YouTube page to see my other videos on similar topics. I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed. 01/18/2023

Click on the link below to watch my short video.Also, do not forget to subscribe to my YouTube page to see my other videos on similar topics.I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed. 01/23/2023

Click on the link below to find out the answer.Also, do not forget to subscribe to my YouTube page to see my other videos on similar topics.I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed. 01/22/2023

Click on the link below to watch my short video on this.Also, do not forget to subscribe to my YouTube page to see my other videos on similar topics.I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed. 01/21/2023

Click on the link below to watch my short video.Also, do not forget to subscribe to my YouTube page to see my other videos on similar topics.I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed. 01/20/2023

Click on the link below to watch my short video.Also, do not forget to subscribe to my YouTube page to see my other videos on similar topics.I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed. 01/19/2023

Click on the link below to find out the answer.Also, do not forget to subscribe to my YouTube page to see my other videos on similar topics.I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed. 01/18/2023

We've taken an interest in gardening, thinking forward to our next place and being more self-sustaining.  There's a wide range of heirloom vegetables out there to explore.  Yep, not all tomatoes are red or green, some squash are not smooth skinned, and there are various veggies out there with histories of many centuries.  There's a seed store in Michigan that caught my attention when I was researching seeds (MiGardner.com).  They have a great variety of seeds, $2 a pack, free shipping at $12 or more in purchase, and some great information on their website with how tos, information about the various seeds and their history, etc.IMO they've got the social media thing down.  Their Facebook page is engaging, and if I was an Instagram type of guy I'd probably like that too.  But this week th... 01/17/2023

I do tax prep and planning as well as represent taxpayers in resolving tax matters with the IRS and states. I am an Enrolled Agent and hold the Certified Tax Representation Consultant Certificate offered by the University of Connecticut School of Business.Alright, let's cut to the chase, why is January 17th important? Glad you asked. First, for those that are independent contractors (i.e. MANY real estate agents) January 17th is the final day to send in your last estimated payment. Don't worry if you missed, just do it ASAP, like tomorrow. Second, since we are a little bit past the halfway point of the month, you have about two weeks before 1099-NECs are due for those that you paid over $600 for services rendered that aren't incorporated. That plumber, electrician, or other handyman tha... 01/17/2023

A ransomware group known as Vice Society has taken credit for an attack on California’s Bay Area Rapid Transit (BART) police that saw unredacted police reports published on the Dark Web. A review by NBC News found six documents that included information on endangered children, including names and birthdates. Anyone named in a BART police report may be impacted by the leak, which included more than 120,000 documents. The Dark Web Threat from RansomwareRisks from ransomware have changed over the last several years. These were once regarded as nuisance attacks on unwary, underprepared victims, who would have their systems and data held for a cryptocurrency “ransom” that would provide a de-encryption key. Threats to post data on the Dark Web were typically an intimidation tactic aimed at vi... 01/17/2023

Building a website for your business can seem daunting, especially if you need help determining what kind of website package is the right fit for you. Thankfully, website packages are available that will provide all the components and features you need to get your business up and running quickly and effectively. In this article, we will go over the different types of website packages so you can determine which is best suited to your needs.Custom Website Development PackagesCustom development packages are the way to go if you're looking for a completely customized experience for your website. These packages offer complete control over design, features, and functionality. The downside is that these packages can be expensive, but they provide the most flexibility when creating a unique onl... 01/17/2023

What Does A Real Estate Investor Need To Know About Hiring Contractors?Where do you find contractors? Ask for referrals from other investors. You can also go to Home Depot early in the morning where the contractors check out. Talk to the clerks about who are the regulars and talk to the contractors in line. Check out their work from start to finish and their references. Home Depot is a great place to find a reasonable crew that works for builders.Does the contractor need insurance? You need to make sure you or your contractor has two types of insurance.The Two Types Are:A. Workman’s Compensation Insurance: If you are doing a lot of rehabs, you will want to get a minimum workman’s compensation insurance. If your contractor has workman’s compensation insurance, you will want him to give y... 01/17/2023

The answer in one word is UGLY. You need to have a motivated seller (DON’T WANTER) and property that is ugly. Great buys in real estate are in rough condition. I can count the nice properties on one hand that I got great buys in over the years. I am talking about thousands of properties. So if you have not guessed yet, if you get into this business you are going to need to be in the rehabilitation of property business. What do I mean by ugly: a. Weeds two feet high in the yard. Gutters hanging down from the house. The holes in the roof are good. Maintenance neglected. Outdated kitchens, shag carpet, and unpainted walls for 10-20 years are some examples of a great buy: a. “Keep cool indoor pool”. I bought a house in Pontiac once such that when you walked in the front door, the paint was ... 01/17/2023

Real Estate 101 plus 1/17/2023  (Quotes to help & motivate you!)Climbing to the top demands strength, whether it is to the top of Mount Everest or to the top of your career!Attributed to A. P. J. Abdul KalamThank you for reading and commenting on my blog post! This post was researched, authored, and photo by Paul Henderson, REALTOR®, ©2008-2023, all rights reserved. All information is deemed reliable; however it should be independently verified by the reader. Any reproduction of this blog post is prohibited without the prior written permission of the author... 01/17/2023