I am only human...I put off many things that I don't like to do...laundry, filing and sometimes thank you cards.  This past summer I was able to help a few 1st time homeowners close on homes before the original homeowners credit was extended. With the current extension we will again have many homeowners put it off until there are only a couple of months left to get that contract signed and approved by April 30, 2010 and closed by June 30, 2010. Looking for a home can be a challenging event in the best of times.  If it's your first, the whole process can be intimidating and confusing.  New terms, more paperwork, time involved in narrowing down your choices, finding someone to trust that will help you through what looks like a labyrinth. So start your search early.  Find a real estate age... 11/27/2009

Late in August I decided to set a goal of 30 bike rides before September 30th.  Well, yesterday I passed my halfway point.  I live in a duplex in the Lakeview subidivision in Oswego, IL.  It's a mix of single family homes with duplexes.  We have some wetlands with ponds and some great biking trails that run through the subdivisions and along some country roads.  The journey of getting to my 30 rides has been interesting.  I have been going to a health club of one sort or another for over 25 years so am not someone new to staying fit.  I work out 5-6 times a week and ride the stationary bike as part of my overall fitness program.  Sitting on a staionary bike at the gym and riding a bike on a crisp summer morning is the difference between eating at McDonald's and eating at Morton's.  You... 09/14/2009

  Would you like a list of available bank owned homes for sale in Oswego IL? I would be happy to email them to you for free! The list you will receive will be updated, current, detailed and include photos on most of the properties. If you are interested please contact me now by clicking here. Send me the FREE list. Visit my website at www.markroncone.com 04/27/2009

MAINSTREET ORGANIZATION OF REALTORSMarch 2009 Sales for Detached Single Family Oswego IL  Number of Homes SoldSold month to date 2009 = 25Sold month to date 2008 = 18Month to date % change = +38.9%Average Sale Price2009 = $274,5422008 = $246,340Month to date % change = +11.4%Oswego IL had a great March 2009!Click here to search homes for sale in Oswego IL 04/15/2009

An opportunity like this does not come around too often. With the recent signing of a major housing stimulus bill, it's now a great time to close on your first home. On July 30, 2008, the Housing and Economic Recovery Act of 2008 was passed, which includes a new, temporary tax credit as an incentive for first-time homebuyers. With this bill, first-time homebuyers may qualify for a tax credit of up to $7,500 for the purchase of a principal residence. Contact LaNita Cates with RE/MAX of Joliet by calling 630-341-1545 or visiting www.lanitacates.com or emailing me at lanitacates@yahoo.com. LaNita works in Joliet, Crest Hill, Romeoville, Bolingbrook, Plainfield, Naperville, Aurora, Oswego, Montgomery, Yorkville and other areas! I've worked with buyers in the South Loop, Morris, Orland Park,... 11/06/2008

There are many fantastic real estate deals in Oswego and the surrounding areas. Right now in Oswego there are 22 single family homes for sale under the price of $200,000. An additional 21 more homes are priced between $200,000-$225,000. If you are in the market for a home this is a great time to buy. Contact me today! 630-212-1118 or mroncone@remax.net  Search homes for sale at www.markroncone.com. 10/30/2008

What's happening with Home Sales in Oswego Illinois you Ask?  Here's the real story.  The graph below illustrates where the local home sales are for the month of September, 2008.  So what does this graph actually tell me?  This graph is only one of the tools I use to illustrate current transaction activity in our real estate market at any given time.  This information, you would agree, is critical to the success of my Sellers.   The knowledge we can take from this information is just how many homes are receiving not only offers, but contracts for the month of September 2008 in Oswego Illinois.  So, according to this graph, you will see that 5.3% of the homes listed for sale in Oswego Illinois received agreed contracts to purchase... Roughly 5 out of every 100 homes for sale - whereas ne... 10/24/2008

Join me for my first neighborhood video tour of the Churchill Club subdivision in Oswego, Illinois. Churchill Club is located just South of Route 34 and East of Douglas Road in Oswego, Illinois. Churchill Club is a 438 acre community built by Town & Country Homes. Three different communities make up Churchill Club - the townhomes of Churchill Club, the single family homes of churchill club, and "Steeplechase" the 55+ community. The community will consist of 775 houses, 224 townhomes and 212 active adult homes (126 single family ranches and 86 duplexes). Bo Buchanan, Kettley Realtors 58 Chicago Rd, Oswego IL. 60543 (630) 846-4663 IllinoisHouseHunter.com|OswegoHouseHunter.com|MontgomeryHouseHunter.com|YorkvilleHouseHunter.com 05/23/2008

"Courage is not the lack of fear. It is acting in spite of it." -- Mark Twain, author ______________________________________________________________________________________________________ People who want to move mountains must start by carrying away small stones. ______________________________________________________________________________________________________ "Most successful men have not achieved their distinction by having some new talent or opportunity presented to them. They have developed the opportunity that was at hand." -- Bruce Barton ______________________________________________________________________________________________________ "Learning is not attained by chance; it must be sought for with ardor and attended to with diligence." -- Abigail Adams __________________... 05/22/2008

I was out mowing the lawn today and couldn't help but pause to look at my house.  I realized that I don't usually stand on the sidewalk and just look at my house.  Do you?  So I walked up and down the sidewalk looking at my house from different angles - like a buyer driving by would.  It's important to remember - the first tme a buyer sees your house, they will probably be driving by.  In two or three minutes they will form a lasting first impression.  Will they turn around and drive by again?  Will they call an agent to schedule a showing?  Will they write down that phone number and call for more information?  As a seller - you want the answer to all those questions to be YES.  Here are a few tips on how you can stage your home from the curb:  Edge the lawn along your driveway, sidewal... 05/19/2008

"Learning is not attained by chance; it must be sought for with ardor and attended to with diligence." -- Abigail Adams _____________________________________________________________________________________________________ "There is no excellence uncoupled with difficulty". Ovid _____________________________________________________________________________________________________ Set S.M.A.R.T. goals: Ones that are Specific, Measurable, Attainable, Realistic, and Tangible. _____________________________________________________________________________________________________ Stand firm for what you know is right, it's wise, as I have found. The mighty oak was once a nut that simply held is ground. Agnes W. Thomas ______________________________________________________________________________... 05/18/2008

Bankruptcy: A legal alternative that allows the borrower to clear any debt obligations by restructuring the payment terms. A bankruptcy stops the foreclosure process until the bankruptcy process is completed or the court allows the lender to resume the foreclosure.  Deed in Lieu: Voluntary conveyance of title in exchange for a discharge of debt.  The house must be free of other liens and must have clear title.  In simple terms, the borrower agrees to transfer title of the property to the lender, who accepts the property in exchange for the total debt.  Deed of Trust: A legal document that dictates the terms of a loan used to buy a property and transfers the ownership of the property to a third party called a trustee until the loan has been paid in full.  Default: Occurs when the borrow... 05/16/2008

The world is primarily constituted on the basis of harmony.Everything works in cooperation with something else. Personal relationships are the fertile soilfrom which all advancement, all success,all achievement in real life grows. Put yourself in another's place.Only then will you know why they think and do certain things.Once you understand how quickly people will grant your requestswhen those requests appeal to their self interest,you can have practically anything you go after. It's through cooperation not conflict,that you'll achieve your greatest success.  05/16/2008

Number One: Absolutely DO NOT ever deed your property to a third party without absolute confirmation your loan has been paid off! Note: if you believe this option is best for you, please consult with an attorney - not the buyer's attorney - before completing the transaction. If you deed your property to a third party, that party then controls the property. The new owner can rent the property (and keep the rent), attempt to sell the property to make a profit, move into the property or use the property in other ways. What the new owner might not do is make mortgage payments, and that could become a big problem for you. Just because you no longer own the property does not mean you are no longer responsible for the mortgage loan obligations. The lender made the loan to you. And until it is... 05/15/2008

" Winning starts with beginning." -- Robert H. Schuller _______________________________________________________________________________________________________ "Hope, purpose and determination are not merely mental states. They have electrochemical connections that affect the immune system. --Norman Cousin _______________________________________________________________________________________________________ "Nothing ever built arose to touch the skies unless some man dreamed that it should, some man believed that it could, and some man willed that it must." -- Charles Kettering, inventor _______________________________________________________________________________________________________ "Sometimes you must fight and win, just because all the pain and suffering you experienced up to ... 05/15/2008

Victoria Meadows in Oswego is located just north of Rt. 34 and West of Orchard Rd.  So far this year, only 1 home has sold in the first quarter.  That isn't much data to go on when comparing quarters- but if the trend continues, we are in for much longer market times.  Average market time for the first quarter of 2007 was 72 days (only two homes sold) - while average market time this year (only 1 listing sold) is approching 200 days.  It's hard to make comparisons when so few homes have sold - but if you compare the price of 4 bedroom homes - you can see that the sales price is down almost 8% this year.  This value seems inline with the 8.8% drop in Oswego home values being reported by Zillow. 2008 - 1st Quarter Sales Results Detached Single Bedrooms # Sold % Sold Avg LP (Sold) Avg SP S... 05/13/2008

Consider the effect on your credit report:   You will suffer much more damage to your credit report with a foreclosure than you will with a short sale. It will also take considerably longer to restore your credit rating once your financial difficulties are resolved.In general, here's what happens: One of Your Option's is: Full Foreclosure or a Deed-In-Lieu of Foreclosure:   Expect about the same things to take place. Quite often this means a loss of between 200-280 points on your FICO score. A pre-foreclosure FICO of 675 could drop to as low as 395, essentially eliminating you from many years of future credit approvals. It may be as long as three years before you can qualify for another home loan. Best Option = Short Sale:   Expect to suffer some credit score damage, but nowhere near a... 05/13/2008

"What lies behind us and what lies before us are tiny matters compared with what lies within us." -- Oliver Wendell Holmes Jr., Supreme Court Chief Justice ______________________________________________________________________________________________________ "Don't lose faith in humanity; think of all the people in the United States who have never played you a single nasty trick." -- Elbert Hubbard ______________________________________________________________________________________________________ Don't let your pride become inflated -- you may have to swallow it someday. ______________________________________________________________________________________________________ "A man's mind, stretched by a new idea, can never go back to its original dimension." -- Oliver Wendell Holmes __... 05/13/2008

As of last week, the new Oswego Village Hall is open!  It's a beautiful brick structure at the corner of Rt. 31 & Washington in Downtown Oswego.  This Saturday from 8:00am - 11:00am you ca have breakfast with the Village President and Village Board.  Coffee, Pastries and a tour will be a great way to start out your Saturday morning.  The street address of the new village hall is 100 Parkers Mill, Oswego IL. 60543. Bo Buchanan, Kettley Realtors 58 Chicago Rd, Oswego IL. 60543  (630) 846-4663 IllinoisHouseHunter.com|OswegoHouseHunter.com|MontgomeryHouseHunter.com|YorkvilleHouseHunter.com  05/12/2008

Our Short Sale Specialists Can Help You Achieve a Fresh StartHaving difficulty making your mortgage payments?Do you want lenders stop calling?Do you want to dispose your debt?Your mortgage adjusts soon and you cannot afford paying the new rate?Want to sell your house but there is not enough equity?Do you want a fresh start?Regardless of your circumstances, we have powerful solutions available.  John Hruska is part of the the leading SHORT SALE REAL ESTATE TEAM in Northern Illinois. 05/07/2008