You've probably heard that mortgage debt in America just hit an all-time high. And that's true. But here's what the headline leaves out.Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest. Contact us:PHP Houses142 W Lakeview AveUnit 1030Lake Mary, FL 32746Ph: (407) 641-1531Fax: (407) 205-1951email: info@phphouses.comLet’s Connect:FacebookLinkedin... 06/09/2026

If affordability has been the biggest thing standing between you and a home, there's a little good news. Asking prices have started to come down.The typical seller listed their house for a median of $429,500 in May. That’s 2.4% lower than a year ago, according to Realtor.com. On its own, that won't transform what you can afford, but in today’s market every little bit helps and it signals a broader shift taking place.Buyers Are Finally Catching a BreakCheck out this data from Realtor.com and you can see this is the first May in years where buyers have caught any sort of break price-wise.Each May from 2022-2025, things held pretty steady. But this year? You can see that more noticeable shift in your favor (see graph below): While the dip from $440,000 to $429,500 isn’t a big one, it gives... 06/10/2026

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a stretch.But the people finding ways to move right now usually have one thing in common. They didn't wait for affordability to come to them. They went looking for it.According to PODS, 61% of people across all generations say affordability is the biggest factor when deciding where to move. And it's led a growing number of people to do one thing – broaden their search to include more affordable areas they hadn't seriously considered before. As PODS, put it:". . . moving is incre... 06/08/2026

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down." While waiting sounds like a good plan, there's something worth knowing before you decide. Rates aren’t expected to change much, so if that’s the #1 reason you’re waiting, it may not pay off. And there may be other things you miss out on in the meantime. Historically, Summer is one of the strongest seasons of the year for both buyers and sellers. And if you delay your move until Fall or Winter, some of those opportunities may already be fading.Buyers: Fresh Inventory Is Your Real Summer AdvantageOne of the biggest frustrations buyers have faced over the past few years has been a lack of affordable options. Maybe you’ve run into that yourself: You fin... 06/11/2026