2008 was a year that brought many changes, Miami Real Estate declined by as much as 60% in some areas, lenders went out of business, a plethora of people are loosing their homes, and now we are in a Global Recession.   In 2008 the Congress and the Bush Administration passed the Housing and Economic Recovery Act of 2008. This Act was supposed to stmulate the economy by allowing those who have larger loan amounts that do not fit into the Conventional or FHA loan limits, qualify for a Conventional or FHA loan. This ACT also included several changes to FHA financing, such as an increase in down payment from 3% to 3.5%, prohibited the down payment assistance programs by those that have financial interest in the sale (i.e. sellers), created a $7,500 dollar tax credit for first time home buyer... 01/19/2009

  Auction Generation partners with experts that individually have over 20 years of commercial real estate experience. They provide critical insight, strategy and tactics to ensure that all commercial property auctions achieve maximum sales results. Our consultants are active commercial brokers whose experience includes working with some of the nations largest and most prestigious firms including Grubb & Ellis Co. and CB Richard Ellis, achieving top dollar sales volume. Our team has extensive development experience in the development of residential subdivisions, retail shopping centers, office condos and warehouse distribution space. In addition to extensive experience and success, our partners have excelled in there academic development as well. This includes the accreditation otherwis... 01/15/2009

The sale of Real Estate in North America through auction has been for over a Century. The widely accepted definition of a real estate auction is "The sale of real property through a competitive bidding process". In 2008 nearly $275 billion of goods and services were sold using the Auction method with real estate being its hottest sector, accounting for close $70 billion. With the recognition of the importance of ongoing interest costs and or the loss of return on capital locked up in idle assets, the marketplace has placed increased importance on the time value of money. This fact coupled with the added benefit of increased exposure of heavily marketed auction properties and a slowing real estate market has brought about an increase and sale of properties through the auction process.  A... 01/15/2009

We are a full service auction company specializing in real estate auctions. We are based in Miami, Florida and are quickly becoming the area's premier auction company of choice. Auction Generation provides clients with highly seasoned professionals that understand what it takes to maximize value using the auction method. Through new and innovative accelerated marketing strategies we are able to get you from "for sale" to "sold" quickly. Gone are the days of endless waiting to receive an offer on your property from one interested buyer. We stimulate the market to bring numerous buyers to you, all in one place. At the same time to get the highest possible value real estate. And we are skilled at putting a marketing campaign together quickly!  Our team consists of over •         Highly sea... 01/15/2009

The goal in a real estate negotiation is to reach a best agreement.  One in which the underlying interests of both buyer and seller are met. The results of a poor agreement often return to haunt the parties after closing.  Review these tips as you prepare for the purchase of your home. What do you want to achieve in the negotiation? The first step in getting what you need is simply to let the seller know - in a clear and reasoned way. For most people, the highest priority is the price they will pay for the property. The best way to establish this is by a market analysis of the neighborhood. Consider the amenities of the property in relation to the neighborhood environment. Establish a range of value. Knowing your range allows you to balance the price with other needs. Your interests mig... 01/15/2009

Having grown up in New York, I find it funny that when the weather drops to the 50's in Miami, people start bundling up! On my way to drop the kids off at school yesterday I looked over to the driver beside me and chuckled when I saw that he had a knit hat and gloves on.  It was only 57 degrees for Pete's sake!  I can't imagine what he'd wear in Alaska. I admit, the main reason I don't live in New York anymore is the cold winters.  I am a chicken when it comes to the cold weather.  My body has betrayed me and acclimated quite nicely to the lovely weather here in Miami.  The balmy climate in South Florida suits me to a T but even I was airing my toes yesterday! 01/14/2009

Buying or selling a home is a euphoric experience for both of the parties involved. This euphoria can cool when you learn which party is responsible for the closing costs. Who Is Responsible For Closing CostsWhen looking to buy or sell a home, every person eventually arrives at the question of funding closing costs on the transaction. To put it simply, both buyers and sellers typically are responsible for some of the closing costs. However, the exact amounts paid can vary significantly from area to area and depending on what agreements the buyers and sellers come to in the offer-counteroffer process.It is important to research the area you are looking to buy or sell in and be knowledgeable regarding any laws and standards of practice for the area. Yes, the requirements are different in ... 01/13/2009

There's a lot more to moving to another state than there is to staying within the same state. Expenses can vary greatly from state to state and even though your new salary is going to be much higher than your old, you could still end up at a loss due to higher living expenses. When moving to another state, some of the things you should do thorough research on school systems, salary, housing and the like. Pay attention to the tax structure in the state you are relocating to - how much is the income tax? Do they have a sales tax? What is the property tax rate? All these things can have a major impact on your budget and should be carefully considered before relocating. Once you have decided that your relocation is a good move for your family, you'll need to plan the details of getting from... 01/12/2009

Mortgage rates are down to rates we have no seen in 50 years. Since the early 1970s when we have good data for mortgage rates these are the lowest rates we have seen.1) December 2008 5.192) June 2003 5.233) March 2004 5.454) May 2003 5.48Before this rates were at current levels in the late 1950s. Here are rates for the last few weeks.December 18, 200830-yr 5.19 15-yr 4.92 5-yr ARM 5.60 1-yr ARM 4.94December 11, 200830-yr 5.47 15-yr 5.20 5-yr ARM 5.82 1-yr ARM 5.09December 4, 200830-yr 5.53 15-yr 5.33 5-yr ARM 5.77 1-yr ARM 5.02November 26, 200830-yr 5.97 15-yr 5.74 5-yr ARM 5.86 1-yr ARM 5.18November 20, 200830-yr 6.04 15-yr 5.73 5-yr ARM 5.87 1-yr ARM 5.29A few things to point out, first Arms are still basically pointless. The 5 Year Arm is at 5.6 which is well above the 5.19 offered f... 01/12/2009

  Selling real estate is still viewed as one of the most challenging and often lengthy transactions in the marketplace.  Each step, from pricing the property to identifying potential buyers, negotiating, etc. can often create circumstances that unravel a deal or create frustrations at a minimum.  As a result, auctions have become a rising star in the field of real estate to help eliminate many of these challenges and foster a smoother, faster and more seamless process to closing a real estate transaction.  In a trend that is growing nationwide, property owners are finding that auctions can dramatically reduce the amount of time they must wait to find qualified buyers who are ready to purchase for an amount that they will accept and at an exact day and time they choose.  It is currently ... 01/06/2009

The sale of real estate in North America through auction has been in existence for over a Century. The widely accepted definition of a real estate auction is "The sale of real property through a competitive bidding process".  In 2007, nearly $270 billion of goods and services were sold using the auction method with real estate being the hottest sector, accounting for close $65 billion. With the recognition of the importance of ongoing interest costs and  the loss of return on capital locked up in idle assets, auctions are quickly becoming a preferred choice for the disposition of real estate.   An auction is an event where bidders can participate in an open competitive bidding process to purchase real estate on a pre-determined date. Sellers have the opportunity to obtain not only a wil... 01/05/2009

The Shower House held it's First Annual Thanksgiving Dinner at the Overtown Youth Center to support those on the verge of homelessness or are in crisis.  Michael Beasley and his family partnered with The Shower House for this event by generously providing meals to those in attendance.  Many friends reached out with compassion to support this much needed cause.   The Shower House Inc. is a non profit organization dedicated to transforming and restoring people who suffer from circumstances such as homelessness, domestic violence, substance abuse or in temporary crisis.   With open doors and open hearts, they welcome those that want help and seek transformation.   Though there are many facilities and foundations for the needy, the Shower House seeks to elevate the mind, body and spirit in... 01/03/2009

The Golden Opportunity: Foreclosures! In a crippled economy as today's those that could identify the productive segments that generate opportunities will profit abundantly from its fragmentation. The banks' crisis has created a Golden Opportunity in our local market. Florida is the State of the Nation with the higher incidence of foreclosures and buyers are acquiring real properties at historically low prices. The State of Banking Regulators (Government) is forcing lenders to foreclosure on their defaulted properties. Foreclosures will flush out the market from toxic banks' notes that are contaminating the securitized financial instruments. When a bank foreclosures, the property becomes part of the banks REO (Real Estate Owned) portfolio. Banks are not in the Real Estate business, as th... 01/02/2009

 Real estate investors face many new challenges in today's real estate market. The investor must be willing to rent the property since flipping is not currently an alternative. The investor must weight in 5 investing factors in order to succeed in real estate investing. These are the 5 investing tips to consider when buying real estate. 1. Flipping - Flipping is not an option in today's real estate market. Don't think that the property will sell quickly and you will double in two months. You will have to rent the property for at least one year. The investor may also list the property for sale while is rented. Make sure there is a clause in the lease that allows you to show the property and that you can cancel the lease when the property is sold. 2. Repairing - The cost of repairing the ... 01/01/2009

 Staging a home is a crucial step in selling your house in today's Miami real estate market. The house must look inviting and appealing to a potential buyer. The buyers must visualize themselves living in the house and must feel welcome and at ease when viewing the property. Miami real estate - These are the 5 staging tips for selling your home. 1. Landscaping - First thing you see is the landscaping. Some Miami real estate buyers won't even go inside the house if the grass is dead and the trees and bushes are overgrown and abandoned. Fresh flowers are always very popular. Mow your lawn at least twice a week for a crisp look. Make sure the grass is green and there are no dead spots. Pruning is also recommended so the garden looks fresh and lively. Consider colorful flowers like impatien... 12/30/2008

Miami Bad Credit Mortgage, Miaimi Bad Credit Home Loans, Miami Mortgage Lender, Miami Bad Credit Mortgage In Florida  The FHA loan program was created to help increase homeownership. The  FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a home,Minimal Down Payment and Closing Costs. Downpayment less than 3% of Sales Price 100% Financing options available No reserves or required. FHA regulated closing costs. Seller can credit up to 6% of sales price towards buyers costs. Easier Credit Qualifying Guidelines such as: No minimum FICO score or credit score requirments. FHA will allow a home purchase 2 years after a Bankruptcy. FHA will allow a home purchase  2 years a... 12/30/2008

 Miami Mortgage 97% Financing, Miami Home Loans 97% Financing, Miami Mortgage Lender 97% Financing, Miami Home Loans, Miami Mortgage Lender, Miami FHA Loans, Miami FHA Mortgage,   The FHA loan program was created to help increase homeownership. The  FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a home,Minimal Down Payment and Closing Costs. Downpayment less than 3% of Sales Price 100% Financing options available No reserves or required. FHA regulated closing costs. Seller can credit up to 6% of sales price towards buyers costs. Easier Credit Qualifying Guidelines such as: No minimum FICO score or credit score requirments. FHA will allow a home purchase 2 years... 12/30/2008

Miami Florida  FHA HOME LOANS options for buying  a home Minimal Down Payment and Closing Costs. Down payment less than 3% of Sales Price Gift for down payment can come from fiend or family member to pay closing costs allowed, No reserves or required. FHA regulated closing costs. Seller can credit up to 6% of sales price towards buyers costs. Easier Credit Qualifying Guidelines such as: No minimum Credit score Required score or credit score requirements. FHA will allow a home purchase 1 year after a Bankruptcy. FHA will allow a home purchase  2  years after a Foreclosure.  Apply for FHA Refinance HERE  Refinance your Miami, Florida  mortgage with FHA=      FHA refinancing offers benefits for current real estate home owners who are seeking to complete a refinance mortgage of their existi... 12/30/2008

Condos Floor plans     Lofts Key plans     Met One Home Page   The Met One condominium in Downtown Miami is a 40-story, 1,000,000 square foot residential tower consisting of 447-condominium units including 90 double height lofts, 336 single story units, 21 penthouses and a 631-vehicle parking garage located in the heart of downtown Miami. Retail space and fine restaurants comprise the first two levels; Met One Condo � Miami features a pool, whirlpool, fitness center, sauna and a residents-only great room. The building also features state-of-the-art security and fire alarm systems and is prewired for smart building capabilities. For more information enter condominium Home page: Met One Downtown Miami Website   12/29/2008

The Four Seasons Residences & Hotel in Miami At a height of 789 feet (240 m), with 70 floors, it is the tallest building in Florida, the tallest building in the United States south of Atlanta, Georgia, and the tallest residential building south of New York City. The building was planned by Gary Edward Handel & Associates. Post-tensioning reinforcement of the structure was supplied and engineered by Suncoast Post-Tension. Construction began in 2000 and the building opened on October 1, 2003. The building contains 70 floors. It surpassed Wachovia Financial Center as Miami's tallest building by 7 m (25 ft).  The Four Seasons tower has 230,000 square feet (21,000 m²) of Class A office space from floors 2 to 12. They are mostly occupied by HSBC Bank USA. There are two lobbies on the first an... 12/29/2008