788,902
Fred Griffin Florida Real Estate
Respectfully, this question presents a false equivalency. Bank investors are institutional investors, and generally not the everyday consumer shopping for the best investment facilities.*
More to your point, banks offer investment products that may, more accurately, be weighed against real estate investment. I suppose you'd need to factor the intended duration of the investment and its respective tax benefits and liabilities. Fixed income securities products--backed by the full faith and credit of the US government--could be weighed against real estate for a comparable hold period.
For example, you can easily gain a 5% return on a number of 5-year products, but real estate may offer tax benefits in addition to whatever appreciation may or may not occur over the same period.
If a lifestyle choice is involved, however, you can't live in a CD or a Treasury Bill.
*(I'm not sure if you were suggesting an equity investment in banks versus real estate. I didn't address the question in this regard because equity investors are typically more diversified).
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Kris Collis, Associate...
East Stroudsburg, PA
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Debe Maxwell, CRS
Charlotte, NC
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Lyn Sims
Schaumburg, IL
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Olga Simoncelli
New Fairfield, CT
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David M. Dwares
Fort Lauderdale, FL
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Fred Griffin Florida R...
Tallahassee, FL
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Wanda Kubat-Nerdin - W...
St. George, UT
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Candice A. Donofrio
Fort Mohave, AZ
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John Pusa
Glendale, CA
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Kat Palmiotti
Kalispell, MT
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Bob "RealMan" Timm
Minot, ND
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Nina Hollander, Broker
Charlotte, NC
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Doug Dawes
Topsfield, MA
679,404
Real Estate is always the best investment IMHO
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Kathleen Daniels, Prob...
San Jose, CA
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Wanda Kubat-Nerdin - W...
St. George, UT
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John Pusa
Glendale, CA
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Bob "RealMan" Timm
Minot, ND
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Doug Dawes
Topsfield, MA
1,057,814
It can be, or it may not be. There are as many answers to that question as grains of sand at the beach. It depends.
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Chris Ann Cleland
Gainesville, VA
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Debe Maxwell, CRS
Charlotte, NC
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Lyn Sims
Schaumburg, IL
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Fred Griffin Florida R...
Tallahassee, FL
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Wanda Kubat-Nerdin - W...
St. George, UT
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Bob "RealMan" Timm
Minot, ND
2,403,631
I light of the recent bank failures (due to the interest rates) it's a no brainer Fred Griffin Florida Real Estate . I think we are going to see a lot more just in the next 30 days.
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Kathleen Daniels, Prob...
San Jose, CA
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Wanda Kubat-Nerdin - W...
St. George, UT
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Bob "RealMan" Timm
Minot, ND
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John Pusa
Glendale, CA
5,117,808
They are very different types of investments. Apples and oranges. And I don't think people make such binary decisions. It's more a question of stocks versus real estate... and each carries its own risks.
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Fred Griffin Florida R...
Tallahassee, FL
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Kathleen Daniels, Prob...
San Jose, CA
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Wanda Kubat-Nerdin - W...
St. George, UT
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John Pusa
Glendale, CA
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Kat Palmiotti
Kalispell, MT
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Bob "RealMan" Timm
Minot, ND
1,202,842
Hard assets are best for long-term wealth preservation and growth
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Kathleen Daniels, Prob...
San Jose, CA
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Wanda Kubat-Nerdin - W...
St. George, UT
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John Pusa
Glendale, CA
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Bob "RealMan" Timm
Minot, ND
381,807
my wife says, buy land they aren't making any more of it.
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Kathleen Daniels, Prob...
San Jose, CA
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Bob "RealMan" Timm
Minot, ND
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Wanda Kubat-Nerdin - W...
St. George, UT
4,183,029
Hello Fred Griffin Florida Real Estate it depends on the timing and the investor. However, in the long term real estate is better investment.
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Kathleen Daniels, Prob...
San Jose, CA
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Wanda Kubat-Nerdin - W...
St. George, UT
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Bob "RealMan" Timm
Minot, ND
3,142,327
I'd say real estate is a more solid investment, Fred.
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Kathleen Daniels, Prob...
San Jose, CA
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Bob "RealMan" Timm
Minot, ND
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John Pusa
Glendale, CA
2,785,756
Who can argue with the principal of shelter? It is a necessary. To own or rent forms the two camps. LAND is a constant. Everything else comes and goes. Long term investing is near guaranteed to make sense for many reasons. In the end, you own, absolved from rent or owning obligations and paying taxes & utilities is the ending. Short term, not so much
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Chris Ann Cleland
Gainesville, VA
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Richie Alan Naggar
Riverside, CA
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
902,658
No-one should be asking US that question...
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Brian L. Sirota, Esq.
Orange, CA
717,185
I say that over time, real estate has historically been an amazing investment. There may be dips and valleys, but overall in Oregon, since 1991, home values have increased over 500%. What interest rate at a bank could top that?
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
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Lyn Sims
Schaumburg, IL
3,350,774
I am not a fan of Banks. Years ago, I moved from a Big Bad Bank to a small local credit union. I do not feel my money is safe anywhere.
My investments are safest in real estate Fred Griffin Florida Real Estate
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John Pusa
Glendale, CA
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
5,259,126
Well, I had a well-thought-out response but, decided to scroll down, which I rarely do!! Sir Brian L. Sirota, Esq. most accurately summed up my response. I agree wholeheartedly.
And, for a short answer, I tell buyers (including my hubby) all the time, real estate should be a big part of your portfolio but, I still encourage diversified investments!
Lastly, for a story (a short one, I promise) - I am preparing to list a home I sold in 2019 - less than 4 years later - they will be realizing a nearly 40% return. They do also realize that real estate has been a great investment for them!!
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Fred Griffin Florida R...
Tallahassee, FL
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John Pusa
Glendale, CA
1,507,123
The top 1% have the majority of their holdings in real estate. Heck, Zelensky has several homes worth into the millions each.
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
420,003
Short answer: excellent location without natural hazard risks is a good real estate investment.
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Debe Maxwell, CRS
Charlotte, NC
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Fred Griffin Florida R...
Tallahassee, FL
766,989
Buying Real Estate is all about timing and personal needs. I personally wouldn't buy an investment property at this time. High prices and interest rates makes it virtually impossible to get enough of a return on they investment dollar. It is always a good time to buy a place to live but some times are better than others. Renting is paying for someone else's investment. Leverage allows the buyer to pay very little to control a lot.
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Fred Griffin Florida R...
Tallahassee, FL
1,326,759
To invest in banks is to own bank stock. You cannot compare that investment with real estate of any kind unless it is real estate that has been securitized such a REITs. Even then, it is like saying is it better to invest in one stock vs. another stock.
To borrow from a bank or deposit funds into a bank is not an investment unless you consider a bank saving vehicle to be an investment... which cannot be compared to investing in real estate.
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Fred Griffin Florida R...
Tallahassee, FL
1,078,551
Compared to the S&P 500, housing has done historically very well in terms of predictable returns
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Fred Griffin Florida R...
Tallahassee, FL
5,879,946
I have no investment in banks, thankfully.
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Fred Griffin Florida R...
Tallahassee, FL
5,247,590
No broad correct answer to this one! One man's crap is another man's treasure. For the most part people are not savvy investors so real estate may be a better solution since inflation can cure many mistakes.
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Fred Griffin Florida R...
Tallahassee, FL
6,426,300
Both can be good investments, both can be very bad.
I prefer to have my money in something that I have more control over and something that I understand.
For the banker, he knew when to bail out and sell his stock, unfortunately everyone else did not. Best to be in control.
Unfortunately for the banker, he may be spending most of his fortune on legal fees, and maybe a bit of prison time.
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Fred Griffin Florida R...
Tallahassee, FL