I look at each borrower's situation for what it is, a unique financial environment for that one borrower or couple.
In today's world of FICO scores, loan numbers and automated underwriting, I believe people really appreciate being looked at as human beings with financial needs, wishes, & desires.
I am no-pressure, no-hassle, and truly desire to facilitate the best mortgage to meet the needs of the borrower.
I have been in the mortgage business in CALIFORNIA for many years. Mason McDuffie is a direct lender so I am able to arrange lower rates and more favorable terms for my clients.
I just want to let you know that working with me will be close and personal. Because I build my business on a referral basis, I want you to get the best deal you can...so you will tell everyone you know about me! My customers are raving fans and the best advertising I have. :-)
Even if you have started the loan process elsewhere, please contact me. I might be able to get you a lower rate and better terms than what you have already been offered. It costs you nothing to see if I can get you a better deal. A few minutes of your time could save you thousands over the life of your loan.
Licensed by NMLS #1219492
Types of Loans We Offer:
Home Purchase & Pre-Qualification--first time homebuyers too!
(Call today, & with your qualification, I can have a Pre Qual Certificate in your hands usually the same day)
Refinance - Take advantage of low rates and call today!
Reverse Mortgage - Unlock your homes hidden equity.
Thinking about down-sizing or up-sizing? Looking to relocate? A Reverse for Purchase allows you to purchase a home without needing to take more cash out of your savings or investments. And it gives you all the benefits of a reverse mortgage, so there are no payments required and you receive borrower protections, too.
Mortgage Finance Professional with extensive experience in mortgage consultation, first time homebuyers, home purchase & refinance. Call Kelly today 559-586-9202