Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“An Unresponsive Realtor is a Problem” Good Morning Joe I called the Realtor you referred yesterday. I spoke to him and signed the contract with him. Luis also spoke to him and we both gave him a description of what we want. Now we are all on the same page and on the same team. Hopefully this wil...
“Investor Properties Easy to Finance”  Mr. Petrowsky,I was doing some Google searches last evening and came across some of your blogs, specifically regarding getting mortgages for folks that want to buy multifamily homes. I have a number of clients that I have been working with and new ones on a ...
“The Poor Dog” A group of country friends from the Cottonwood Baptist Church wanted to get together on a regular basis to socialize, and play games. The lady of the house was to prepare the meal. When it ca me time for Al and Janet to be the hosts, Janet wanted to outdo all the others. Janet deci...
“A Conventional Renovation Loan Product is available”  Hey Joe,We found a home that is of interest. The home needs some work which doesn’t bother us, but the listing agent told my agent that the seller will not accept an FHA 203K loan, as their previous deal fell apart that was FHA. Is there anot...
“2022 Resolution, To Find a New Home” We spent much of 2021 looking for our perfect home, so one of our New Year’s resolutions’ for 2022 is the find the right home for us. Most of all this email is to thank you for all the support and coaching you have gave us during our search. Hopefully you hav...
“Bringing in the New Year” A man, tired of busy life in the city, moves to a house at the countryside, middle of nowhere. After living there for few months, his nearest neighbor, a big, hairy guy living few miles away, comes to visit him for the first time."There will be a party New Year’s Eve at...
“These Days, Being Responsive is Vital”  Good morning Joe,Hope this email finds you well. My girlfriend and I became interested in a home we saw yesterday at an open house. The Realtor that was at the open house recommended that we contact you. We are very serious about placing this offer and In ...
“New Mortgage Payment Would be Less than their Monthly Credit Card Payments!”  Mr Joe, Maybe I waited too long to refinance, but need to do it now. I still have mortgage insurance costing $185 monthly and have about $36,000 in credit card bills, the minimum payments are $1,113 and a car loan of $...
“Symbols of Christmas?”  Three men died on Christmas Eve and were met by Saint Peter at the pearly gates."In honor of this holy season" Saint Peter commanded, "You must each possess something that symbolizes Christmas to get into heaven."The Englishman fumbled through his pockets and pulled out a...
“New Home Almost Ready” We are getting close Joe, Our new home should be completed in about 60 days, which is the time period you had suggested we begin the end loan mortgage application. We couldn’t be more pleased with the builder you had recommended as the quality is amazing.You had previously...

Joe Petrowsky

Your Mortgage Consultant for Life
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