Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869



“Home Buyers are adjusting to Higher Interest Rates” Hi Joe, You have been sharing with me that interest rates are moving up, thank you for keeping updated. Also, I am aware that when rates get better, we can refinance, as I did the last time rates were a little crazy, you refinanced us, so not o...
“Now I Speak Many Languages”  A woman went to the local psychic in hopes of contacting her dearly departed grandmother.The psychic's eyelids fluttered and she began moaning. Eventually, a voice came, saying, "Granddaughter are you there?"The granddaughter, wide-eyed responded, "Grandma is that yo...
“Student Loan and Debt Consolidation” Hi Joe,So, it has been number of years and I need your advice once again as I am considering refinancing my mortgage. I have a good amount of equity, and I have a son about to attend college and don’t want to burden him with student loan debt. I also have som...
“More Sales for Realtors” Hi Joe, I was having a conversation with my manager this morning, one year review. He was asking me about a particular transaction that he thought could never has been financed. As you know, we have a loan officer that has a desk in our office and he had asked him about ...
“True Love for Sure” In a dark and hazy room, peering into a crystal ball, the Mystic delivered grave news:"There's no easy way to tell you this, so I'll just be blunt. Prepare yourself to be a widow. Your husband will die a violent and horrible death this year."Visibly shaken, Jenn stared at the...
“Hell NO, that is Fraud!” Hi Joe, I have a question for you. I mortgage guy called me about doing some work for him and during the conversation I let him know that I was working with you to get financed for a three family. I was complaining that I didn’t quite have enough money to put 15% down. H...
“Yes, I Can Do Your Florida Mortgage” Mr. Petrowsky, I have decided not to accept the position that was offered to me in Connecticut and have decided to accept a position that would take us to Florida. As you know, the Realtor Danbury referred us to you and certainly enjoyed our interaction. Woul...
“Just Prospective” A priest dies and is waiting in line at the Pearly Gates. Ahead of him is a guy who's dressed in sunglasses, a loud shirt, leather jacket, and jeans.Saint Peter addresses this cool guy, “'Who are you, so that I may know whether or not to admit you to the Kingdom of Heaven?”The ...
“Real Estate Investor Clubs” Mr. PetrowskyYour name was given to me by one of the members in my real estate investor club. She indicated that you have done a number of mortgages for her, I believe she said 8 of them so far. She told me that she rents these properties through VRBO and AirBnB. She ...
“Warmer Weather Brings More Construction Mortgages” Hi joe, it was great to talk to you as well. We are getting everything together so I can bring it on into you, thank you for everything you told me over the phone. We will have the prints done and finalized by the 27th of this month. If it is po...

Joe Petrowsky

Your Mortgage Consultant for Life
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