ARCHIVED BLOG POSTS
2014
35
Comments
You're under contract, now what? You've found a home, worked up an offer, and came to an agreement with a seller. Once the contract is executed, it's such a relief, and you're almost there when it comes to owning your new home. In the next few weeks, there are several steps to take (...
05/28/2014
20
Comments
Happy Memorial Day I hope anyone that's reading this is having a fantastic weekend. Along with the many "remember what the day is really about" commentaries, I wanted to add a quick blog about what's on my mind today. For one, I don't think there's anything wrong with people that...
05/26/2014
Can I get a mortgage with a job offer and no paystubs? Yes. Yes. YES. I just received a call from a Realtor regarding a buyer I've pre-approved that submitted an offer on one of her listings. First off, there was a bit of pleasant shock on the other end of the phone that I'm answering the...
05/25/2014
8
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One Week Until Mount Whitney Since moving to California nearly a year ago (WOW time flies), I've been fortunate enough to see some truly amazing places. Since I was a kid I've been fascinated by the mountains, and where I lived in Delaware, well...we didn't have any of those. Pennsylva...
05/23/2014
I'm not a US Citizen. Can I still get a mortgage? Yes. YES. YES. You can. Last week, I received a referral for a buyer that didn't think she could get a loan. She has great credit, good income, not a lot of debt, savings, and a good job history, and over the past several years has been...
05/22/2014
4
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Saratoga, CA Home Loans Saratoga, CA is a city in Santa Clara county located just west of San Jose on the western edge of the Silicon Valley. Ranked highly amongst the most well-educated and highest-earning towns in the country, residents of Saratoga enjoy many recreational activities, the ...
05/15/2014
49
Comments
Why I don't, and won't, join NAMB "Send us a check, please" - Every NAMB email, ever. Last week I received an email from NAMB. Without reading the emails or even the subject lines, I always know that the gist of any correspondence is going to be the same; "could you send us a check, ple...
05/12/2014
8
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Almaden Valley, CA Home Loans Almaden Valley (Almaden) is an area in Southeast San Jose in Santa Clara county. When looking to buy a home in Almaden, buyers have many loan options available to them. Almaden Valley is not eligible for USDA financing since it lies in an urban/suburban area,...
05/08/2014
Lenn makes a ton of great points in this blog post. My favorites are the importance of a Realtor & mortgage professional working together to offer the most benefit to mutual clients, and the importance of being more than an 'order taker' who simply panders to clients - we are professionals, and ...
05/07/2014
47
Comments
Can I pay off debts to qualify for a mortgage? This question comes up a lot, and like many other questions regarding mortgage financing it has a very simple answer - yes, no, and maybe. Fact is, you can pay off some debts to help qualify for a mortgage loan, but some debts will not be al...
05/07/2014