Joel Smith's (joel_smith) Blog

Who can help you if your house is on fire?If your house is on fire, the first and most important thing to do is to get yourself and your family to safety. Once you are out of immediate danger, you can call the fire department for help. The fire department will dispatch firefighters to your locati...

People often move to small houses because they are hard to sell. A small house is less expensive than a larger one, which means the prospective homeowner can afford it more easily. The only problem with this is that people will not be able to sell their smaller homes when they want to relocate fo...

How do I get the most out of my home insurance claim?One of the most important things to do when filing a home insurance claim is to document everything. Take pictures and videos of any damage, keep receipts for any repairs or replacement items, and make sure to get a detailed estimate from a qua...

What Happens If My House Burns Down Right Before ForeclosureIf your home burns down before the bank forecloses on it, you may be relieved of your mortgage debt. However, this relief comes at a high cost. Not only will you lose your home, but you will also be left with the bill for any damage caus...

Imagine your house catches on fire, but you don’t have insurance. What would happen? You would lose all of your belongings, and you would likely have to find a new place to live. That’s why it’s important to have insurance if you own a home. If something happens, you will be prepared. You'll lear...

At first, you might think that the answer to this question is obvious: of course, you can keep the money from your fire insurance claim. After all, it was your property that was damaged in the fire, and the insurance company has clearly stated that it will pay for the damages. However, there are ...