J C's (firsthome) Blog

Here are 3 quick hits for this month. As always contact me for details ** Mortgage rates are at historical lows in the 4.625%-4.75% range (how long?) ** Home Affordable Refinance starts April 4th (allowing up to 105% ltv refi's ** Realtors there are new appraisal rules that will start so ask your...

I think it is time to toot my own horn. I have helped many homeowners and I just wanted to show this letter from a client I helped get his first home last month. March 25, 2009 Dear Mortgage Shoppers, SUBJECT: JUAN CEPEDA, MORTGAGE BROKER We would like to quickly tell you about our excellent expe...

Please send this information out to help as many people as we can. Help is on the way! Saturday, March 21, 2009, 9am – 1pm Location Lake Avenue Church 393 N. Lake Ave. Pasadena, CA 91101 Event type Classes/Workshops Details Participants will receive free home loan reviews and debt counseling by r...

Chase, WaMu, and EMC customers Help is on the way!!! What is Project Homeowner? It's a statewide initiative designed to help keep California homeowners in their homes, sponsored by Chase. We're bringing the resources to the people. We're holding five or more events across California to provide i...

Finally we have gotten details on the new programs to help so many homeowners. Lets take this in 2 sections. 1.Home Affordable Refinance Beginning in April, all 1,600 lenders and 29,000 mortgage brokers using Fannie Mae's Desktop Underwriter® platform will be able to process an application to ref...

I will put a disclaimer on this post. We all know I am a Mortgage Consultant and see things from this side of the business. Now down to business. Rates - Rates are currently in the low 5% at historic lows. We are being pushed into lower rates thanks to the government "Federal Reserve MBS Purchase...