The Straight Gouge

Mortgage and Lending - Chapman Lending Team - HomeBridge Financial - NMLS # 1100657
This is great news for San Diego military and veterans.  Previous limits were not in line with the average home prices.  Now hopefully those rates don't fly off the handle...The Department of Veterans Affairs announced new loan limits for the VA Zero Down Payment Loan.  These limits apply to all ...
  By Lori Weisberg, SAN DIEGO UNION-TRIBUNE STAFF WRITER Wednesday, March 17, 2010 at 12:05 a.m. A private equity firm with ties to the La Costa Resort and Spa has acquired the Carlsbad property in a move that may signal a revival of the once highly regarded hotel. KSL Capital Partners will take ...
The Villas at La Costa Resort and Spa in the La Costa area of Carlsbad provide owners with a vacation and spa lifestyle up to three months out of each year.  However, very few patrons realize the villas also provide a year around investment for owners as well. Some owners are realizing up to a 6%...
Mortgage rates have been steadily climbing, from a low of 4.5% around November 27, 2009 to above 5% on December 22, 2009.  For the past two months I've been warning that this will eventually happen. It's not because the economy is recovering; it isn't recovering.  The reason mortgage rates will r...
The Veterans Administration announced that zero-down loan limits for VA-guaranteed mortgages will be reduced to $437,500 in San Diego County. The high-balance VA jumbo mortgage program started in 2008 and allowed for zero down loans up to $697,000. As prices declined, that number was reduced to $...
Congress has made a few moves in the last few weeks to ad stimulus to the Real Estate Market. The packages really contain 3 key components. 1. The conforming loan limit increase to 729,750 in high value areas has been extended to September 30, 2010. 2. The first time home buyer tax credit of $8,0...
1. It's FREE!! Let us do all the work at no cost to you. The bank will pay for our services, even though they are losing money. As your agents, we have professional negotiators so you don't have to hassle with the bank. 2. Save your credit - Yes, a short sale can affect your credit but it can be ...

Dan Chapman

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Most realtors look at the real estate market through rose colored glasses. My partner and I take pride in telling our clients and counter parts exactly where the market is without concern of whether or not we're going to earn a commision. We are not just realtors, we are INVESTORS as well. Amazing, we don't just sell the Kool Aid, we drink it too. We don't have to sell real estate, we do it because we enjoy it. We work for our clients, not just for commisions. We bring the professionalism, integrity, and work ethic honed in the Marine Corps to our business; all traits sadly missing from most real estate "professionals."