ARCHIVED BLOG POSTS
2010
3
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Money was Preferred to Conscription There were fundamentally four basic needs classified in feudal society: •1) security, •2) spirituality, •3) splendour, and •4) sustenance. If you happened to have the good fortune of being close to the King, you also had the obligation of providing...
10/31/2010
6
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Peregola ~ Chattel or Fixture? Bob had wanted to add a peregola to the backyard for some time, but he wasn't handy. He inquired about the cost of construction from a landscaper and the price seemed to be prohibitive. There were several posts that had to be placed 3 feet into the ground as part o...
10/31/2010
7
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Electric Fireplace ~ Fixture or Chattel? Sandra was getting her house ready to sell. She removed the old couch and the old chairs from the living room. She read about "home staging" and decided that her living room needed a focal point. So, she went out and bought an electric fireplace and sat i...
10/31/2010
5
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Land Transfer Tax Delays Toronto Closings Recently, the City of Toronto brought in a new Land Transfer tax. This is in addition to the basic Ontario levied tax. No other municipality has such a tax. The newly elected Mayor and some of the new councillors vow to repeal this by-law as soon as possi...
10/31/2010
Notice In November, I will be hosting a program: The Agreement of Purchase and Sale ~ A Detailed Analysis The program will be held at the the offices of Royal LePage Innovators in Brampton and Keller Williams in Mississauga. Attendees will NOT receive 3 continuing education credits, even though...
10/31/2010
4
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Tenures and Estates By Brian Madigan LL.B.(Ontario Real Estate Source)There are two rather ancient legal doctrines that underlie modern property law in Ontario: 1) Tenures,2) Estates.The doctrine of tenure deals with the legal "rights' associated with a property, and the doctrine of estates deal...
10/30/2010
Notice The Oakville, Milton and District Real Estate Board will be hosting a Continuing Education Program on 3 November 2010: Disclosure Laws and the Use of the Seller Property Information Statement The program will be held at the board offices and attendees will receive 3 continuing educat...
10/30/2010
0
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TERM POSTED Preferred RATES* 6 Month 4.45% 3.75% 1 Year 3.20% 2.40% 2 Year 3.45% 2.99% 3 Year 4.00% 2.90% 4 Year 4.94% 3.39% 5 Year 5.29% 3.48% 7 Year 6.09% 4.60% 10 Year 6.40% 4.95% Variable Rate 2.30% Prime Rate 3.00% If you require a referral to a mortgage broker, then please call me at 905-7...
10/30/2010
3
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ORES Real Estate Index for September 2010 By Brian Madigan LL.B.(Ontario Real Estate Source)Here is the "ORES REAL ESTATE INDEX" which tracks the average resale prices of single family homes and condominiums in the Greater Toronto Area (GTA). It also tracks certain benchmark comparisons such as ...
10/26/2010
0
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Terms Posted Rates Preferred Rates 6 MONTHS 4.45% 3.95% 1 YEAR 3.40% 2.44% 2 YEARS 3.55% 2.69% 3 YEARS 4.10% 3.04% 4 YEARS 4.94% 3.54% 5 YEARS 5.29% 3.64% 7 YEARS 6.09% 4.75% 10 YEARS 6.40% 5.15% Rates are subject to change without notice. *OAC E&OE Variable rate mortgages from as low as Prime m...
10/25/2010