ARCHIVED BLOG POSTS
2011
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Terms Posted Rates Preferred Rates 6 MONTHS 4.45% 3.95% 1 YEAR 3.35% 2.54% 2 YEARS 3.60% 3.20% 3 YEARS 4.15% 3.39% 4 YEARS 4.94% 3.79% 5 YEARS 5.19% 3.84% 7 YEARS 6.09% 4.75% 10 YEARS 6.40% 5.15% Rates are subject to change without notice. *OAC E&OE Other Rates: CURRENT PRIME RATE IS 3.00% var...
01/31/2011
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By Brian Madigan LL.B. The latin expression "functus officio" is a term used in the legal system. It means simply: "when it's over, it's over". It refers to the authority of a Judge or other judicial official to make a ruling. Once the ruling is made, then that official is "functus", that is, "f...
01/30/2011
Chattels and Fixtures ~ Alteration of Property Ontario Real Estate Source By Brian Madigan LL.B. Chattels may change before or after they are affixed to realty. So, let's consider three separate possibilities: 1) intermixture, 2) accession, and 3) alteration. Quite simply, intermixture ...
01/28/2011
Chattels and Fixtures ~ Accession of Property Ontario Real Estate Source By Brian Madigan LL.B. Chattels may change before or after they are affixed to realty. So, let's consider three separate possibilities: 1) intermixture, 2) accession, and 3) alteration. Quite simply, intermixture re...
01/28/2011
Chattels and Fixtures ~ Intermixture of Property Ontario Real Estate Source By Brian Madigan LL.B. Just when you thought that the law of chattels and fixtures was getting somewhat more understandable, there are still a few more issues to consider. The nature of a chattel may change before or afte...
01/28/2011
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Owner Loses Right to Depreciate Property Ontario Real Estate Source By Brian Madigan LL.B. This is an interesting case involving leased heating equipment. The issue of the deductibilty of the depreciation on the equipment for tax purposes depends upon the determination of whether the equipment w...
01/27/2011
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Brian Madigan MeMe Really, you'll have to thank Malcolm Johnston for this. Without his nomination, I would never be writing about myself on the internet. The rules here require 5 things that you might not know about me. So, here they are: 1) My first Trip to the Ontario Court of Appeal I was call...
01/26/2011
Ownership of Leasehold Improvements Ontario Real Estate Source By Brian Madigan LL.B. There is a popular misconception that if the tenant paid for the improvements, then he owns them. While that does have some basic fundamental appeal, it's just not the law. There are some basic common law princ...
01/26/2011
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Legal Issues Related to Improvements By Brian Madigan LL.B.There are indeed some very significant issues related to the determination of whether a chattel has become so affixed to the realty that it is no longer a chattel but is an actual improvement to the land and has become a fixture. Conside...
01/26/2011
Chattels and Fixtures: Comments by the Courts By Brian Madigan LL.B.There are a number of fundamental principles in Ontario law concerning the issue of chattels, improvements made to real property by reason of the affixation or annexation of chattels and the consequence of such becoming fixtures...
01/26/2011
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