I just wanted to throw this question out there. Again, I have been in the mortgage industry for over 14 years. I have been with large lenders, a few mid sized lenders, and some smaller brokers. Even though I am based in Cherry Hill, NJ; I can do loans in any state with my current company.  Ever hear of Cendent Mortgage (PHH/USA Mtg)? They are one of the top 10 lenders nationally and located in NJ. They do business in every state and very successful. But it helps when you are buying business also.  LOL (long story) I get my business from various places….. local realtors, I even have a realtor in another state (SC, and no, it’s not a friend….lol  Just from NETWORKING online), from my web page, internet leads, referrals, etc, etc. Just looking for feedback since there are so many realtors ... 10/09/2006

Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. The problem in today’s industry is the fact that many lenders want to get you into the door and will sometimes do anything to make this happen. They will make promises that they sometimes can’t keep or give you a lower rate than what’s on the market. Is this right? Ethical? Not at all. The reasons why shopping might seem easy is because the individual that you speak to will promise you the best rate. It’s human nature to go with the lowest person, even if they put it on paper. And you would think because this is one of the biggest investments in your life, which yo... 10/07/2006

 My name is Jeff Belonger and I am with Infinity Home Mortgage Company. I am a Branch Manager and a loan officer. I have been in the mortgage industry for over 14 years. I have been with some large lenders, some small ones, and a few in the middle. The largest company that I was with was Norwest Mortgage, who merged with Wells Fargo. But before that merger, we were the number one lender nationally at that time.There has always been this argument that you shouldn’t go with a broker because they are a middleman. They charge higher rates and higher fees. Then there is the argument that with a mortgage banker, a direct lender, that they don’t have all the products that a broker might be able to produce. Both of these arguments are true. It comes down to the loan officer that you are dealin... 10/06/2006