"I Am Actually More Surprised When The Closing Isn't Delayed" - This statement popped out of my mouth today and I felt that it was worthy of a blog.  The Destin and Santa Rosa Beach markets have recently changed and deals are getting done left and right.  The market is very exciting but there are many outside variables that can delay a closing.  90% of my business is related to short sales and they always seem to experience some sort of delay.  The most important thing that you can do is plan for a delay on the front end.  It is very important to give the bank enough time to respond and expect some hiccups right before closing.  Purchasing a short sale can be extremely rewarding but it is never a piece of cake.  Most short sales fall apart because the buyer walks.  In most cases, if th... 03/03/2010

Seagrove Beach FL Real Estate | Homes For Sale | Condos | Lots   Click the links below to search Seagrove FL homes, condos and lots.  Our MLS search is current, accurate and up to date.   Click the Links Below To Search Seagrove, Florida Real Estate   Seagrove Florida Homes For Sale Seagrove Florida Lots For Sale Seagrove Florida Condos For Sale Seagrove or also known as "Old Seagrove Beach" is located on Hwy 30A in the Santa Rosa Beach Area.  Seagrove is a very short distance from Seaside and WaterColor.  The best word to describe Seagrove Beach is Charming.  Some of the hot spots in Seagrove Beach and the Seagrove Market and Deli, Pizza By The Sea, and The V in Seagrove.  Seagrove is very convenient to the Gulf of Mexico and a hot spot for vacationers.   I hope you enjoy this free, no... 02/22/2010

  Being a Destin, FL Short Sale Buyer's Agent is my Niche - Destin Short Sales Destin and Santa Rosa Beach Short Sale Search - Click Here I focus on finding the deals!  When I kicked off the new real estate brokerage, I got down to the basics.  It seemed that the most important thing that I needed to do was to find a niche.  I spent a lot of time on Active Rain researching the farming approach.  A new agent can hyper-focus on a niche and become effective in a reasonable amount of time.  Well I have found my niche and it is working.  My specialty involves finding buyers the best possible deal with the highest probability of a successful closing.  I farm buyers looking to find a DEAL!  Click here to join my DEAL ALERT to find out what I am doing.  In the past 60 days, I have been blessed ... 02/20/2010

Join Deal Alert:  Be one of the first to find out about aggressively priced foreclosures, short sales and distressed properties by joining the Mainsail Realty DEAL ALERT email list.  Click here to join Deal Alert. JUST SOLD, TOPSAIL VILLAGE IN SANTA ROSA BEACH, FLORIDA - SHORT SALE I just sold one of my short sale listings in Santa Rosa Beach, FL.  The lender was Nationstar Bank and they were very easy to work with.  Short Sales are very complex transactions.  Make sure you hire an agent that has a proven track record closing short sale transactions.  This particular short sale sold in less than 2 months.  Below are the details on the Topsail Village short sale. Location - Topsail Village in Santa Rosa Beach, Florida Square Footage - 933 Number of Bedrooms 2 Selling Price - $102,000 Co... 02/03/2010

Just Sold - Driftwood Estates Short Sale Click Here to Search Santa Rosa Beach, FL Real Estate Join Deal Alert:  Be one of the first to find out about aggressively priced foreclosures, short sales and distressed properties by joining the Mainsail Realty DEAL ALERT email list.  Click here to join Deal Alert. Clayton Bonjean just sold this short sale in Santa Rosa Beach, FL - Driftwood Estates Driftwood Estates - Santa Rosa Beach, FL Contract Date - 1/11/2009 Date Sold - 1/29/2010 Sale Type - Short Sale Selling Price - $180,000 Number of Bedrooms - 5 Square Footage - 2,488 Price per square foot - $72.35 I represented the short sale buyer on this transaction.  We set two records on this one.   The short sale closed 19 days from the contract date. (my personal record).  The buyer also purc... 01/31/2010

  Developer Owned Short Sales - Tricky! Click here to search Destin and Santa Rosa Beach Short Sales and Foreclosures.   I represent both buyers and sellers of Destin, FL short sales and every situation is different.  Sometimes they can be very easy and some times short sales can be extremely complex.  Some of the greatest challenges you will encounter when working on short sales will involve junior liens because the junior lien holder can prevent the short sale from taking place.  Developer owned short sales can be a haven for liens and this creates a complex situation. I am currently working on five developer-owned short sales (3 different developers) and two of them have been extremely complex.  The current housing crisis has created a number of developer owned short sales.  On newer... 01/28/2010

  Seaside FL Homes For Sale | Florida | Condos | Lots     Below you will find a custom Seaside, FL MLS Search.  The search links below will show you Seaside, FL homes, condos, and lots for sale.  The information is pulled directly from the Emerald Coast of Realtors MLS system and the results are accurate and up to date.  Feel free to call me at 850-585-1284 if you have any questions. Click the links below to search homes and Condos in Seaside, Florida. Click Here To Search Seaside, FL Homes For Sale Click Here To Search Seaside, FL Condos For Sale Seaside, Florida is one of the most desired communities on the Emerald Coast of Florida.  Watch the sun set at Bud & Alleys after you catch a concert in the Park.  Seaside, FL was also featured on the  Hollywood hit "The Truman Show".  Feel fr... 01/23/2010

Writing blog posts and emailing people I hardly even know may seem to some like a waste of time, but for many it is a matter of asking the right questions. What you need to ask yourself is whether or not you are connecting in a meaningful manner.  Ways that can help are open ended questions beginning with 1) Tell me about yourself  2)  How did you get to where you are today?  3)  When did you decide to do what you are doing now?  4)  What brought you to make the decisions you've made so far in your life and would you have changed any of them?  5)  Why do like living where you do. Ask the right questions and pretty soon you will find yourself actually "connecting" instead of just blogging.  People want their names to be said and they like hearing them, so use them often when talking to t... 01/17/2010

Buyer Walked Short Sales | Destin and Santa Rosa Beach FL   Click Here to Search Destin and Santa Rosa Beach, FL Short Sales BUYER WALKED SHORT SALE - In a buyer walked short sale, the previous buyer has cancelled his contract.  There are many reasons this happens.  The buyer may have had trouble obtaining financing, they may have found another property or may have just simply changed their mind.  In many cases the short sales go through the entire approval process before the lender gets word that the buyer walked.  Many lenders will allow a new buyer to be exchanged if the terms are similar. If you are a buyer or an agent representing a buyer, you should really look at buyer walked short sales.  I have had wonderful success with these types of short sales.  My first and second buyer wa... 01/11/2010

     This Santa Rosa Beach Florida short sale set the Bank of America record for me.  Document after document was requested, faxed and emailed.  Phone call after phone call was made. The file was closed and re-opened many times.  The buyers threatened to walk time and again. This short sale was on the edge of collapse throughout much of the approval the process, but in the end, success!  First Mortgage:  Bank of America, balance $1,300,000Second Mortgage: Regions, balance $100,000Sale Price:   $850,000 apprBank of America Approval Terms:  $40,000 promissory note, $30,000 cash contribution Regions Approval Terms:  $15,000 cash contributionNumber of Bank of America negotiators:  5Number of Regions negotiators: 2Number of Times Bank of America erroneously closed file:  3Number of Emails s... 01/04/2010

    Join Deal Alert:  Be one of the first to find out about aggressively priced foreclosures, short sales and distressed properties by joining the Mainsail Realty DEAL ALERT email list.  Click here to join Deal Alert. Click the links below to instantly search the MLS and Foreclosures in Santa Rosa Beach, FL.  Please visit my web site at www.mainsailrealtycompany.com Search Homes, Condos and Lots in Santa Rosa Beach, Florida. Santa Rosa Beach MLS SEARCH South Santa Rosa Beach Homes Under $600,000 South Santa Rosa Beach Homes Over $600,000 South Santa Rosa Beach Town Houses South Santa Rosa Beach Condos South Santa Rosa Beach Lots North Santa Rosa Beach Homes Under $250,000 North Santa Rosa Beach Homes Over $250,000 North Santa Rosa Beach Town Houses North Santa Rosa Beach Condos North Sa... 12/31/2009

To Search Destin and Santa Rosa Beach, Florida Short Sales and Foreclosures, please click the Link Below.   DESTIN, FL AND SANTA ROSA BEACH, FL FORECLOSURE SEARCH   Help for the Buyer - Multiple Offers Without The Stomach Ache I stay very busy working with buyers writing offers on short sales and bank owned properties in Destin, FL.  I like to seek out the best deals for my clients and this often leads to multiple offer situations.  This can be a very uncomfortable and stressfull situation for all agents and buyers involved.  The tips below will help any buyer in this situation. 1.  Do not make your offer based on the other offer.  For all you know the other offer could be ridiculously low and have contingencies all over it or it could be above asking price.  You will have no way of kno... 11/04/2009

  Clayton Bonjean JUST SOLD this Santa Rosa Beach, Florida Short Sale. To Search Santa Rosa Beach and Destin Short Sales, click the link below. Santa Rosa Beach and Destin Short Sale  and Foreclosure Search Location: Topsail Village, Santa Rosa Beach Price: $101,500 Furnished Contract Date: 06/17/2009 Close Date: 09/10/2009 Lender:  Amsouth Bank I love short sales!   When purchasing short sales, make sure you hire an agent that understands the short sale process.  This will definitely increase your chances of a successfull short sale transaction.  If the seller has a true hardship, the bank will probably be open to a short sale.  The reason why most short sales do not close is because the buyer walks.  This transaction closed in less than 90 days and this is considered a "quick" short s... 09/15/2009

I was recently featured in the Walton Sun Newspaper as I was digging in the sand during a beach boot camp with my fellow workout partners.  We meet four times a week for a beach workout that is killer.  We start with heavy ropes walking to the beach in Grayton (about a mile) and those without the ropes have to carry medicine balls 15 pounds or more.  Then we run -- balls ahead of the ropes, then ropes ahead of the balls.  It isn't easy.  It is a lot easier on the bike lane than it is in the sand.  Once in the sand we have to do the heave and retrieve.  More like I feel like heaving.  It is hot and difficult.  But being one of the oldest women in the class I try to keep up with my younger role models.  So there I am heaving and retrieving a 16 pound medicine ball in the sand.  Once we do... 06/24/2009

  "Half Life" by John Hollan When I first walked into John and Deah Hollan's home in Santa Rosa Beach, Florida, I was struck by the exciting decor and contemporary flair.  I remember strolling into the living room, my eyes big and my smile bigger.  I turned to my right and then my jaw dropped.  There was one of the most beautiful paintings I had ever seen.  I exclaimed that I "loved" it and was truly moved!  My mother was an artist so I have always appreciated art and the creation of it.  John said he had painted it, as he had several others around the home.  I sold John and Deah's home in Pelican Bay a few months later, and they honored me by presenting  the painting to me as a "thank you".  I actually got misty-eyed at the closing to have received something so beautiful and meaningful... 04/09/2009

  Santa Rosa Beach Homes For Sale | Condos | Lots | Foreclosures| Short Sales Please take the time to search the entire Emerald Coast MLS at www.mainsailrealtycompany.com.  Our search is free and there is absolutely no obligation.  We also offer a current and accurate foreclosure search for the area.   Click below to search properties in Santa Rosa Beach, Florida. Santa Rosa Beach Homes For Sale, Condos and Lots. Good luck in your search and feel free to call me at 850-585-1284 if you have any questions.     04/07/2009

Another Happy Customer Served!  Look out Golden Arches! Closed just today.  Thrilled with her transaction and services.  Hope to keep them coming back for more. Call Kelly Klein, Destin Real Estate Agent for Red Hot Realty, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Bay Counties-  Blue Mountain Beach, Bluewater Bay, Destin, Eglin AFB, Grayton Beach, Hurlburt Field, Highway 30A, Niceville, Panama City Beach, Rosemary Beach, Santa Rosa Beach, Seacrest Beach, Seagrove Beach, Seaside, Watercolor.   Kelly is a buyer's representative and foreclosure specialist and can help you buy a foreclosed property in and around Destin and Panama City Beach, Florida.   03/31/2009

Santa Rosa Beach FL Foreclosures | MLS Search   Click the link below to search Foreclosures in Santa Rosa Beach, Florida and HWY 30A. Santa Rosa Beach, FL Foreclosure Search Santa Rosa Beach FL foreclosures can present fantastic buying opportunities.  I would love to help you find a great deal on a distressed property.  Purchasing foreclosures can be tricky due to multiple offer scenerios and the use of the As Is contract.  I have helped many buyers achieve success with bank owned foreclosures and short sales in Destin and Santa Rosa Beach, FL.  Feel free to call me at 850-585-1284 if you have any questions about Santa Rosa Beach FL Foreclosures.  Destin Foreclosure Help:  There are many options available other than foreclosure.  I am a "certified distressed property expert" and have th... 03/16/2009

March 2, 2009   Ms. Kelly Klein Red Hot Realty 1209 Airport Road,  Suite 9 Destin, Fl.  32541   Dear Kelly: Thank you for your assistance with my recent property purchase.    You were referred to me by good friends who were extremely pleased and grateful for your help when they purchased their new home.  They were impressed by your attention to details that they might not have considered, to both protect their interest and to save money.   I wholeheartedly agree with their opinions! I appreciate how much time, effort and importance you placed on my real estate search.  Not being familiar with the area and living out of town, I was fortunate to rely on your guidance and expertise with a sense of trust that my requirements and interests were your highest priority in finding that perfect p... 03/10/2009

After 3 days of being with 3 different sets of buyers this past weekend, I can only tell you that I am learning the market so well.  The more you know the inventory the better.  I worked with a house buyer on Friday, a condo buyer on Saturday, and another home buyer on Sunday.  Nothing on paper yet, but they will.  They each had to go back home think about the options, talk with their lenders (which are closed today) and then move ahead from there.  The market is definately showing good signs of picking up.  Occupancy rates in the area were also up over Valentine's Day weekend. What is down is me.  I woke this morning with a fever, the chills, and have had to stay close by to the bathroom if you know what I mean. I had a lot of follow up work to do today and great expectations of myself... 02/16/2009