Here is your swine flu update for Connecticut:   May 17th, 2009    There are now 53 confirmed cases of swine flu in Connecticut.  none of these cases have been severe enough to require hospitalization.  Dr. Matthew Cartter, the state epidemiologist, says he expects more severe cases in Connecticut eventually. :)MattToll Free: 888-NCFIXER (623-4937)Toll Free Fax: 888-FAX-4020 (329-4020)Local: 860-282-6181330 Roberts Street 4 FloorEast Hartford, CT 06108 credit repair company 05/16/2009

Expert Credit Repair in Connecticut National Credit Fixers: 330 Roberts Street 4th Floor East Hartford CT 06108 phone: 860-282-6181. National Credit Fixers boasts of 12 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair. We have helped numerous residents of Connecticut and are experts in Connecticut credit repair.Want to have the best in the business fix your credit?  Then give National Credit Fixers a call today and get started towards that  better credit score you want! :)MattToll Free: 888-NCFIXER (623-4937)Toll Free Fax: 888-FAX-4020 (329-4020)Local: 860-282-6181330 Roberts Street 4th FloorEast Ha... 05/14/2009

I have only been on ActiveRain for 90 days - so if this has already been here then forgive me for re-posting - but it is still worth repeating! :) Matt Listro   Toll Free:        888-NCFIXER (623-4937) Toll Free Fax: 888-FAX-4020 (329-4020) Local:              860-282-6181 330 Roberts Street 4th Floor East Hartford, CT 06108 credit repair company 04/28/2009

Connecticut Facts and Trivia #3   Here are 10 more fun facts about CT:   In 1784, New Haven was incorporated as a city.   Danbury, An important military depot for the American Revolutionary armies was burned and looted in April 1777 by the British under Major General William Tryon.   The first blast furnace in Connecticut was built in Lakeville in 1762.   The Submarine Force Museum in Groton is home of the historic ship Nautilus (SSN 571). It is the official submarine museum of the United States Navy.   Connecticut State insect is the Praying Mantis.   Connecticut's most important crops are dairy, poultry, forest and nursery, tobacco, vegetables and fruit.   Connecticut's motto is Qui Transtulit Sustinet -- "He Who Transplanted Still Sustains".   In colonial New Haven cut pumpkins were ... 04/10/2009

For those of you living in greater Hartford, the Elizabeth Park Spring Flower Sale is today from 10 until 2. You can buy a pot of tulips or hyacinths in bloom at a budget price (last year's prices were between $5 and $10 per pot. Bring the scent of spring into your home or light up someone's kitchen or living room and support the park. The super savers will show up at 1 pm, when some flowers may be marked down by 50%! For more details on all the activities available at Elizabeth Park, visit www.ElizabethPark.org. To learn about homes for sale near Elizabeth Park, contact Brent Bell, CRS. 03/21/2009

St. Patrick's Day is right around the corner... in 4 days.  What better way to get into the spirit than a parade.  In a matter of minutes.. so run out the door after you read this.  Is the 38th annual Hartford's St. Patty's Day Parade in Hartford Connecticut. The Parade will be Saturday, March 14th at 11:00 a.m. Come down to the parade route early, get dressed in green and get a good spot! The parade begins at Capitol Avenue by the State Capital.  Then proceeds to take a left on Main Street, then a left on Asylum, a left on Ford Street, and commences by the Memorial Arch. This event is being held rain or shine... so now is the time to get dressed in green, paint shamrocks on your face.. and head to Hartford. Maybe you will be able to see yourself on TV.  This year parade is being broadc... 03/14/2009

Credit Repair in Hartford CT National Credit Fixers: 330 Roberts Street 4th Floor East Hartford CT 06108 phone: 860-282-6181 www.nationalcreditfixers.com National Credit Fixers boasts of 12 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair. How do you pick a credit repair firm?  Interview them!  Please give me a try - I have been doing credit repair in Hartford County CT for 13 years!  I will do a good job for you at a very reasonable price.  Call me and come in for a free consultation.  We can sit down and go over your credit report and determine if I can be of assistance to you. Matt Listro   Toll ... 02/27/2009

    Saving money....  ouch...  In today's market, not as easy for some depending on their situations. I know some people that make a good living, but that they have a large family to support. Sure, define a good living, which would be different for each one of us. But the bottom line is that many of us could use help one way or another when it comes to buying a home. I wrote a post a few weeks ago about the tax credit for first time homebuyers and giving insight of what it was all about. Before I go further about this tax credit, let's define first time homebuyer. It is someone that has not owned a home in the last 3 years from July 2, 2005, through July 1, 2008. And just a FYI, this tax credit is still good for anyone that buys a home prior to July 1, 2009. Now, did you realize that yo... 01/18/2009

    In today's society, we look to each other for advice, for counseling, expert knowledge on a specific subject, etc, etc.  In many cases, we just go to the internet and Google a specific subject and poof, there are many links that appear from different people explaining or expressing different ideas or detailed specifics. But how do we know what is actually right?  How do we know what is fact and what is opinion?   My point to this is that I have been on several mortgage related sites in the last year and have found some information that is misleading or incorrect. Luckily I am in the mortgage industry. But how would a consumer know?    Kelly Sibilsky wrote this blog : Opinions are like belly buttons  A very cute analogy, that talks about opposing view points and such.   My problem wi... 12/16/2008

  Mortgages in the general scheme of things should not be that complicated. It starts with the loan officer though, as I explained in Part 1 of this series. I really have never cared for the term sales or sales person, but that is what a loan officer is, a sales person. But the problem is that so many act as a sales person, wanting to sell you a mortgage. My biggest problem with this is that they should be educating you and helping you understand not only the process of getting a mortgage, but understanding your options. But so many just tell you what you want to hear. Besides, if you knew so much, you wouldn't need us, right?   Which brings me to part 2, understanding mortgages and loan programs. Much of this might be boring for the average borrower, but the more you understand, the mo... 11/08/2008

There is always a silver lining.. you just need to find it.  A lot of people can't afford heath insurance, and dread heading into the winter season, with the dreaded flu hanging in the balance.  This year you can do something about it.. and it is FREE. NBC 30 is holding it's annual Health Wellness Festival this forthcoming weekend at the Connecticut Convention Center in Hartford, CT.  It is open to the public, admission is free too.  The event starts on Saturday, October 25th, 2008 from 10am to 5pm, and again on Sunday, October 26th, 2008 at the same time. This is your opportunity to get free health screenings, view some demonstrations, and participate in activities for the whole family! I gather last year there was more than 22,000 that attended the event.  Why not make this year bigge... 10/21/2008

126 Hungerford Street Hartford, CT 06106 CASH COW - HUGE 3 Family House FOR SALE Home Complete Details Photo Gallery Property Map Financing Request Showing Contact Me Brian Burke ABR, Realtor Mobile:860-798-3272 Website:Visit Website Price : $369,900 Bedrooms : 17 Bathrooms : 6 Square Foot : 5,658 Lot Size : 0 County : Hartford Property Type : Income Year Built : 1900 click for more pictures Property Description VERY MOTIVATED SELLER. Cash Cow with $1,508 plus monthly income? Proof is in the numbers. Former 6 family, now HUGE 3 family brick house for sale in desirable Capitol area. Two 6 bedrooms and one 5 bedrooms each with 2 full bathrooms. Each unit is approximately 1800 sqft. Updated unites with all separate utilities. MONTHLY RENTAL INCOMEUnit 1: $1,375, occupiedUnit 2: $1,400, va... 10/12/2008

  TITANTIC EXHIBITION  Looking for something to do this weekend since it is supposed to be raining and cool this weekend.  Yes, pools and beaches might be out of the question.  But there is an exhibit at the LX Center (used to be Civic Center) in Hartford, CT that might be of interest.  The Titanic Exhibition is there, and in it's final weeks.  If you ever wanted to know more, and see actual artifacts that were retrieved for this luxury liner?  Now is your chance.  The exhibit is open Friday and Saturday from 10:00am to 9:00pm and Sunday from 10:00am to 6:00pm.  They also have recreated the first and third class cabins to give you a real feel of what it was like.  So, if you want to visit 1912 and get away for a while.. this is the opportunity to do so. For more information and location... 09/12/2008

    Do you think the mortgage and real industry as a whole has been bad in the last 2 years?  What about the last 6 months? Yes, people are still buying and I am busier this year than last year. Part of the reason is because some lenders are dropping the ball at the end and I am picking up the pieces.  But this post is not about that. If you were shaking before, wait until a few months from now. Down Payment Assistance Programs are now dead in the water....but maybe not. Read more.... The Senate’s decision to ban privately-funded downpayment assistance programs through the passage of its Housing Bill just happened a few days ago. Why am I extremely disappointed?  Again, government officials that don't know what is behind a mortgage, makes a decision that will affect thousands of familie... 07/17/2008

My home inspections are increasing with the crunch on mainly because the intrest rates lower but the leaders are very tight with giving loans and I am inspecting homes for the same buyers 2 and 3 times on different properties the lenders have to give these people a break, they have to come up with longer loans so the populations can buy homes and get our country back on track. 06/27/2008

  Mortgage Accelerator programs  :  Well, you sell mortgage accelerator programs.  Or you are a consumer that is fascinated by certain programs such as the MMA (money merge accounts) which is sold by UFF or by CMG.  UFF's program is all done through a second mortgage, home equity program. CMG does the same type, but with a 1st mortgage. In my opinion, both are as good as advertised. Not only do you need discipline to get even close to the standard ways of paying down your mortgage, but it's a risk in many areas. Here is how they addvertise these products most of the time..... Compared to a traditional mortgage you could... ...Save tens of thousands in interest ...Pay off in half the time And do it with no change to your spending habits!   Okay.... let's attack the last statement.  It's ... 06/14/2008

Dear Loan Officer, I want to thank you for contacting me on the purchase of our new home. We are just so excited... our emotions are running wild and just can't believe that this dream will come true. Because of these emotions, we can't think straight. So we really are thankful for your expertise, knowledge, for asking us the right questions in making sure that we are getting a fair deal, not the best deal. We just want to be taken care of and just want no hassles or problems at the end. But we have some questions for you Mr. Loan Officer. We actually had time to gather our thoughts and speak to my brother who is a loan officer, but can't do loans in the state that we live in. I went over everything that you went over with me and I have some huge concerns. These are the things that my ... 05/20/2008

4th Annual Charity Golf Tournament Monday June 9, 2008Shuttle Meadow Country Club, 51 Randeckers Ln, Kensington, CT 11:00 AM Registration / 12:00 Shotgun Start Box Lunch / 4:30 Cocktail Hour / 5:30 Dinner Price: $175 per person (includes golf, Start-up Bag, lunch and dinner)$40 per person for dinner only All are welcome to participate (GHAR members, nonmembers, single golfers, etc.) Come out and Meet UCONN Women's Basketball Coach, Geno Auriemma! He is scheduled to participate and host a live auction! If you have any questions, contact Gina Micelotta at GHAR at (860) 561-1800. Deadline to register and pay is June 1, 2008. 05/20/2008

  I know that we are in a society that has information buzzing around like bees around honey. But I would have thought that there would be less people in the mortgage business or in real estate giving out false information or misleading information. I thought because of the lack of business for so many, that these people would have left. Or are these same people hanging onto a thread, giving out misleading or wrong information, hoping to hang onto a client. Hoping that they can close this person under false pretenses, before they happen upon the truth.     Just the other day, I had a consumer contact me from my blogs. He was told that credit scores won't matter in 2 weeks because FHA will be buying mortgages. Huh?  Say what?  Maybe the government will step in sometime down the road. Bu... 05/17/2008

As the credit crunch continues, I wanted to point out some key issues that I am seeing in todays market place that are misleading the average consumer. FHA mortgages.....  (my advice, steer away from loan officers or lenders that advertise what I am about to talk about) There is no such thing as 100% financing for FHA mortgages. Yes, you can get 100% gift from family members, 6% seller concession, and even gifts from non-profit organizations. FHA has no credit scores. Yes, HUD states this in their mortgagee letter, but it's the investor that sets their own rules. Yes, I have an investor that I can go down to a 500 credit score. Yes, I can actually get a loan down in the high 400's, but it still has to be a decent loan. And yes, I can get a consumer approved with no credit scores, but y... 04/19/2008