Okay, so you have $200,000 sitting around and you feel like investing it in a home or two. Sounds like a wise investment, only if you plan on flipping the home.  Kent Simpson talks about the abundance of cash buyers in some areas. Read this for more info : If There's A Recession On---Why Are There So Many Cash Buyers Right Now? Personally, this is great for a realtor because they don't have to go through the headaches of waiting for the borrower to be approved for a mortgage. But is this the right decision for the person buying the property?       Let's take a quick look into fundamentals of basic financing. In my opinion, it would be common sense to pay for a property in cash if I was going to flip it within 1, 3, or 6 months. It does depend on where you have this money and what kind... 02/24/2008