Ken Graczak, Loan Officer - Minneapolis / St. Paul  (Guaranteed Rate - NMLS#2611 - Equal Housing Lender)
NMLS #184394

635 Bielenberg Dr

Suite 200

Woodbury , MN 55125

I am a Mortgage pro! I want to team up with Real estate agents who are looking for a mortgage lender to help simplify the process and offer great service.

Get to know Ken Graczak

Collaboration • Coordination • Communication • Capability


My business philosophy and model center around the above four words.  I COLLABORATE with real estate professionals and manage a pipeline of leads to incubate and develop business as well as help consumers to become homeowners.  I COORDINATE the pre-approval and lending processes with a skilled team and act as a liaison between agents, borrowers, processors and underwriters to give clients the best possible experience and close on time.  COMMUNICATION is key for my team and me, not only during the shopping and transaction phase, but also after closing to handle questions and cultivate future repeat business for my team and my agent partners.  I have a great deal of CAPABILITY as a Loan Officer, as a lender with a wide array of products to fit multiple situations and also as a marketing partner to assist agents with their own business development.  


Personal Website

LinkedIn Account


Ken Graczak's Blog Posts


I can do all the standard FHA, VA, Conv (Fannie or Freddie) Loans.  I am finding a big nitch with my 3% down conventional financing and 5% down no monthly mortgage insurance programs with competitive rates.  We have access to a lender that will allow us to do a purchase after a short sale.  

Specialties (2)
  • Buyers
  • Sellers
Languages (1)
  • English