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I work with people who want to learn enough about how the real estate and loan process works to really get the best possible bargains on both.  I am a former financial planner who understands how the loan market works and will gladly show you the pitfalls and how to avoid them.  I'll show you how to figure out how much home you can afford accordng to standard measures, and I'll stay within that budget when showing properties.

I go out looking at real estate at least a couple of days a week, with clients or without.  As a result, I know the market for east county very well, and I know what is and is not a good bargain for buyers.  I negotiate hard on your behalf, and I'm not afraid to tell you to walk away from a property.

I work with over eighty different lenders, varying from top of the line A paper down to hard money choices, and am always looking for more lenders willing to compete on price, or that have a great program for a given niche.  I know what loans can and cannot be done, and I get them through on the exact terms quoted at time of lock and in less than thirty days.  My rates are not only competitive, they are real.

For listings, over seventy percent of all buyers look on the internet for an some period before contacting an agent.  I have a list of popular property hunting websites to attract not only the buyers working with an agent, but those who are not.  Additionally, I'm not afraid to pay for advertising that attracts people who want to live in your neighborhood, as opposed to the buyer who's looking for a cheap deal through Multiple Listing Service.