John Watts's (zwatts1) Blog

As a homeowner you need to have either homeowner’s and/or dwelling fire insurance policy.  What is the difference between the two types of policies? Homeowner policy is a package policy that covers physical damage to property and legal responsibility for injury that occurs on the property. This t...

Many people are trying to determine when the proper time is to purchase their first house, downsize or upgrade to a new home.  Before making the decision need to determine how much your current home is worth, understand interest rates are not going to drop below 5.5%, and can I afford the down pa...

This document examines top trends in the real estate market for 2024.  One of the top trends today is that people are relocating from the large cities to the suburbs.  In the next 2 years there may be several other changes that may take place concerning real estate.  Here are some important real ...

One of the biggest advantages of homeownership is building financial equity.  Over the past few years homeowners have been sitting on accounts that have grown at a record rate.  Increasing equity is a game changer.  The last several years homeowners have increased their equity by hundreds of thou...

Some people are trying to make the decision whether this is the proper time to sell their home.  The following are a few questions and answers that may help you with this decision:Should I Sell - Thinking about selling your home now or waiting until after mortgage rates come down.  Currently mort...

Many people will make the decision whether it is best for them to rent or buy a home.  Each option has advantages and challenges depending on the person’s circumstances and their long-term goals.  Now let’s highlight some of the key factors:Cost factor – In some areas renting may be less expensiv...

Weatherproofing helps to protect the interior of your home from elements such as extreme temperatures and moisture.  Weatherization is known as weatherproofing that protects the home from weather elements.  First step in weatherization is to do a home energy assessment to identify the efficiencie...

Having the knowledge how to buy and sell real estate will help you make the right decision.  Remember knowledge is power for buyers and sellers to maximize their success in this type of transaction.  Following is a list of things that will help you in the process: Understand the selling and buyin...

Recently the National Association of Realtors (NAR) has been stating that home sales have been falling, even as home prices have been rising.  They are saying opportunities for home buyers are opening up.  Currently median home prices and interest rates are higher, and this is making buyers skitt...

Home maintenance cost may be the reason why home buyers are hesitant to buy a home.  The following is some information that may help you move forward purchasing either a new or existing home.  Newly built homes likely will reduce your worries about maintenance cost.  Everything in a new home is b...