Jean Richer's Blog

If you own a home in Canada right now, there’s a very important financial conversation happening — whether people realize it yet or not.Over the next two years, roughly 60% of all Canadian mortgages are expected to renew. And for many homeowners, that renewal could come with a serious increase in...

If you’re thinking about selling your home, here’s something important to understand:Buyers start forming opinions about your home within seconds of walking through the door.Before they check the bedrooms, look at the basement, or think about making an offer, they’re already reacting emotionally ...

If you’ve been paying attention to the real estate market lately, you’ve probably heard stories about homes selling fast. But what does that actually look like in real life?I recently worked with a buyer where we saw a home at 5:00 PM, wrote the offer at 7:00 PM, and had it accepted by 11:36 AM t...

If you’ve been thinking about buying a home in Ottawa lately, there’s a good chance you’ve caught yourself hesitating. Maybe you’ve said something like, “I’m going to wait a bit,” or “I want to see what happens with rates,” or even “I think prices might drop more.” And honestly, that makes sense...

For a lot of parents right now, there’s one question that keeps coming up…How are my kids ever going to afford a home?With rising prices, higher interest rates, and increased competition, getting into the real estate market feels more challenging than ever — especially for first-time buyers.And n...

Thinking about selling your home in Ottawa? Before you do anything, there’s something you need to know. The market has changed, and most sellers haven’t adjusted. We’re no longer in the fast-paced, multiple-offer environment we saw a few years ago. Buyers today are more patient, more informed, an...

If you’ve been researching mortgages or real estate online lately, you’ve probably noticed something. Social media is full of posts about mortgage hacks, special programs, grants, and creative ways to buy a home. Some of these programs sound incredible. And the truth is, many of them are real. B...

If you’re thinking about selling your home in 2026, one of the biggest questions you’re probably asking is: Which renovations are actually worth it? Because not every upgrade adds value, some improvements can help your home sell faster and for more money, while others can cost you thousands with...

If you’ve looked at real estate headlines lately, you’re not alone in feeling confused. One day the market is “heating up,” the next day it’s “cooling down,” and somewhere in between, someone is telling you to buy now before you miss your chance forever.It’s exhausting.The truth is, the right tim...

Thinking about selling your home in 2026? There is something many homeowners do not realize until they are already deep into the process.Selling a home comes with costs long before the sign goes on the lawn.And if you are not prepared for them, they can quietly eat into your profit.The good news ...