Scott White, Sales Manager at Land Home Financial

Beginning January 1stthe new and improved Good Faith Estimate (GFE) will be required for all mortgages. What does this mean to you the consumer? It means you will be confused like never before. That's not the intent behind the new disclosure. Indeed our government spent upwards of 7 years resear...

I love to set up purchase closings. Who doesn't, happy clients, happy Realtors and happy Scott!!! Recently, it seems that getting loans to close has become more of a challenge. Buyers and sellers are missing deadlines and Realtors are becoming frustrated. This doesn't bode well for me. It is not ...

I tell everyone I know, "there has never been a better time to be a first-time home buyer." I believe it and I'm pretty sure the facts back me up. Rates are currently below 6%. As of this morning, they are back down around 5.25%. In the past 20 years, there have only been five where we have actua...