Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
RECENT BLOG POSTS
Getting a home mortgage loan in today's world is a cumbersome paperwork intensive process.  Especially with all the recent regulatory changes added since the market crash.Not everyone realizes how long the process takes, but this is good information to understand when setting proper expectations ...
02/29/2016
New government mandated lending rules, commonly known in the industry as TRID, have been reeking havoc across many home loan closings since they started in Oct 2015. The new rules essentially deal with mortgage lenders requirements to be accurate in their numbers and to provide accurate and timel...
02/24/2016
You Are Entitled To A Second Opinion Even If You Have Already Been Pre-Approved For Your Minnesota, Wisconsin, or South Dakota Mortgage! Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found out that you have to have surgery on your knee and the proce...
01/19/2016
Mortgages Unlimited is entering it's 25th year of helping MN, WI, and SD residents achieve the dream of homeownership.To celebrate, we are giving away a chance to win $25,000 in mortgage payments.Simply close a first lien home mortgage loan with Mortgages Unlimited between 1/15/2016 and 12/31/201...
01/18/2016
Are US Military? Active or retired?Finance your home with a VA home LoanAdvantages for Military Homebuyers The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and sel...
01/05/2016
On December 18, 2015, the President signed legislation that renews the tax deductibility of mortgage insurance (MI) premiums for qualified borrowers through 2016.Minneapolis, MN: The deductibility is effective for purchase and refinance transactions closed after December 31, 2014. MI premiums pai...
12/22/2015
Buying a home for most people is the largest financial transaction of your life. Finding a Loan Officer  that is licensed, educated, experienced, professional and ethical is probably the most important decision you'll make next to actually picking out that perfect dream home.Most people these day...
12/12/2015
Minneapolis, MN:  The debate continues.  Is owning a home more affordable than renting.  New data is in showing that for most people, yes, owning appears to be cheaper than renting.A survey by the big online company that starts with a Z and rhymes with Willow (I'm not a fan, so I don't like to us...
11/25/2015
Mortgage loans – Why all the paperwork?Minneapolis, MN:  Getting a home mortgage loan? Prepare to supply your Loan Officer with photo ID, your last 30-days of pay stubs, last two years W2’s, tax returns, last two months bank statements, divorce papers, and maybe even at lot more. Then once you su...
11/24/2015
It's 2015.  I understand the daily advancements on computers, technology, and convenience. Popping up all over are sites that that claim the ability to "allows home shoppers to get pre-approved quickly and easily." Instant pre-approval sounds cool.But when it comes to home buying, potential home ...
10/16/2015
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Joe Metzler

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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.