Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

3 Common Deal-Killers in Today’s Market (And How We Solve Them Together)In today’s fast-paced market, a signed purchase agreement is a huge win—but it’s only the first step. We both know the real challenge is getting that deal to the closing table. As your mortgage partner, my goal is to be your ...

What Causes Mortgage Rates To Change? Insights from the Joe Metzler Team in St. Paul, MNMinneapolis, MN: If you’ve ever shopped for a mortgage, you’ve likely noticed something frustrating: the rate you were quoted in the morning might change by the afternoon. At Cambria Mortgage’s Joe Metzler Tea...

🏡 First-Time Home Buyer in the Minneapolis / St Paul area? Let a Local Expert Help!Feeling overwhelmed by mortgages, down payments, or today’s market? You’re not alone—and you don’t have to figure it all out by yourself.Reach out to Cambria Mortgage, right here in our community! Their loan expert...

Overcoming the “School Year” ObjectionMinneapolis, MN: As your buyer clients navigate back-to-school chaos, they might think the window for a moving has closed. Your job is to show them it’s just opened. Autumn isn’t just a good time to buy—it’s a strategic opportunity, and it’s perfectly feasibl...

Understanding Mortgage Escrow Accounts: A Comprehensive GuideWhen you purchase a home with a mortgage, you may encounter the term "escrow account." While it might sound complex, an escrow account is a straightforward financial tool that plays a critical role in managing certain expenses associate...

Existing Homeowners, Don’t Wait to Make Your Next MoveMinneapolis, MN: If you’re a homeowner dreaming of moving to a new place—whether it’s a bigger space, a better neighborhood, or your forever home—today's interest rates and rising home prices might feel like insurmountable hurdles. But here’s ...

Navigating the 2025 Housing Market: Strategies for Homebuyers and SellersThe 2025 housing market is a dynamic landscape, with stable mortgage rates, rising inventory, and persistent affordability challenges shaping decisions for homebuyers and sellers.As of July 2025, national 30-year fixed mortg...

The Benefits of a VA Loan in 2025: A Game-Changer for VeteransAs of May 14, 2025, VA loans continue to be one of the most powerful benefits available to veterans, active-duty service members, and eligible surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer unpa...

Minneapolis, MN: As we head into spring 2025, the housing market is showing signs of opportunity for prospective homebuyers. With mortgage rates stabilizing after recent fluctuations and home prices cooling slightly in many regions, this could be a strategic moment to make your move. Here’s why n...

Can you use new alimony or child support to buy a home?Minneapolis, MN:  Unfortunately, that dream relationship and marriage doesn't always work out, with statistics showing around 41% of first marriages ending in divorce.With the divorce, it is common that one or both parties need to purchase a ...