Hal Timinsky's (haltim) Blog

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Mortgage and Lending - Nations Lending - NMLS #173437
RECENT BLOG POSTS
Chances are, by the time you have submitted an offer, you have already imagined yourself living in the potential house. You can sit back and wait to see if your offer has been accepted, or you can use these tips to increase your chances of submitting an offer that gets accepted: Understand the ma...
08/08/2019
 Oro Valley, Buckeye, and Florence have topped a list of the safest Arizona cities. The list is compiled by SafeWise, which is a home security company.The company looked at 2017 FBI crime reports, and the violent crimes — murder, rape, robbery, and aggravated assault — that happened in each city....
04/17/2019
In an increasingly fast-paced world, it's more important than ever to get to the point quickly. Home buyers are already overwhelmed by the number of tasks ahead. They want fast, simple solutions wherever they can find them. When shopping around for a real estate agent or other professional to hel...
03/19/2019
As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home, there are two pieces of the real estate puzzle ...
01/02/2019
Congress late on Friday, December 21, passed an extension of the National Flood Insurance Program until May 31, 2019 avoiding a lapse that would have begun at midnight. The President is expected to sign the bill. "The National Association of REALTORS® appreciates that Congress extended the Nation...
12/27/2018
     Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter o...
10/09/2018
INSIGHTS NATIONAL HOME PRICES UP OVER 52 PERCENT SINCE HITTING BOTTOM BY MOLLY BOESEL HOUSING AFFORDABILITY, REAL ESTATE   National prices increased 6.7 percent year over year. Home prices forecast to rise 4.7 percent over the next year. After adjusting for inflation, home prices were still 16 pe...
05/01/2018
    A common way to avoid the frustration of locking yourself out of your house is to hide a spare key. The problem is burglars often know the most commonly considered hiding places. Here are the best and worst places to hide a house key. The Good:A trustworthy neighbor is a great place to keep ...
02/26/2018
Equifax Inc., one of the nation's "big three" credit reporting bureaus, announced a cybersecurity breach potentially impacting approximately 143 million U.S. consumers. According to the announcement, criminals exploited a website application vulnerability between mid-May through July 2017 and gai...
09/12/2017
 As part of their plan to improve credit report accuracy, the three consumer credit reporting agencies (Equifax, Experian and TransUnion) announced changes to what delinquent credit will be identified on credit reports. Effective July 1, 2017, most civil judgments and tax liens will no longer be ...
07/17/2017
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Hal Timinsky

Closing Loans is My Business
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