Hal Timinsky's (haltim) Blog

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Mortgage and Lending - Nations Lending - NMLS #173437
  Buying a home is an overwhelming process for someone who hasn't done it before. First-time homebuyers often need more help and resources through the process, and a real estate agent can provide that assistance to simplify the transaction. Start by letting your client know that you're available...
  It's never too early to start house hunting. Planning ahead can help you determine what features you want in a house and what is realistic for your budget. Use these tips to get started on looking for the house of your dreams. Check your credit score. At the start of your homebuying journey, l...
  The COVID-19 pandemic is changing the way many people do business, including real estate agents. In order stay safe while working, you need to get creative with the selling process. Learn ways you can still connect with homebuyers and provide your services from the comfort and safety of your h...
Chances are, by the time you have submitted an offer, you have already imagined yourself living in the potential house. You can sit back and wait to see if your offer has been accepted, or you can use these tips to increase your chances of submitting an offer that gets accepted: Understand the ma...
 Oro Valley, Buckeye, and Florence have topped a list of the safest Arizona cities. The list is compiled by SafeWise, which is a home security company.The company looked at 2017 FBI crime reports, and the violent crimes — murder, rape, robbery, and aggravated assault — that happened in each city....
In an increasingly fast-paced world, it's more important than ever to get to the point quickly. Home buyers are already overwhelmed by the number of tasks ahead. They want fast, simple solutions wherever they can find them. When shopping around for a real estate agent or other professional to hel...
As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home, there are two pieces of the real estate puzzle ...
Congress late on Friday, December 21, passed an extension of the National Flood Insurance Program until May 31, 2019 avoiding a lapse that would have begun at midnight. The President is expected to sign the bill. "The National Association of REALTORS® appreciates that Congress extended the Nation...
     Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter o...
INSIGHTS NATIONAL HOME PRICES UP OVER 52 PERCENT SINCE HITTING BOTTOM BY MOLLY BOESEL HOUSING AFFORDABILITY, REAL ESTATE   National prices increased 6.7 percent year over year. Home prices forecast to rise 4.7 percent over the next year. After adjusting for inflation, home prices were still 16 pe...

Hal Timinsky

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