ARCHIVED BLOG POSTS
2015
Terms The Bank Preferred Rates 1 Year 3.14% 2.79% 2 Years 3.14% 2.34% 3 Years 3.80% 2.49% 4 Years 4.54% 2.59% 5 Years 4.84% 2.69% 7 Years 5.30% 3.39% 10 Years 6.10% 3.89% VIRM 2.70% 2.05% The prime rate is 2.70% Call me if you need a referral to a mortgage broker
08/19/2015
Terms Preferred Rates Our Rates 6 MONTHS 3.14% 3.10% 1 YEAR 2.89% 2.29% 2 YEARS 2.84% 2.19% 3 YEARS 3.39% 2.34% 4 YEARS 3.89% 2.54% 5 YEARS 4.64% 2.59% 7 YEARS 5.30% 3.39% 10 YEARS 6.10% 3.84% Rates are subject to change without notice. OAC E&OE Prime Rate 2.70% 5 yr variable 2.05%
08/17/2015
DEPOSITS: What is the "right" amount of a deposit on an average, simple, uncomplicated residential property, closing in 90 days, worth $500,000 in Ontario? By "right" amount I mean either the specific amount you would require or the right range for the deposit. What is the purpose of a depos...
08/16/2015
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The Seals in the Deals By Brian Madigan LL.B. Why are some contracts “sealed” and others are not? In order to have a contract, you need to have an “agreement” that the Courts will enforce. Not all statements that are made, result in enforceable promises. Remember, all the promises made at electi...
08/16/2015
Real Estate Agent’s Role ~ Unpaid Deposit By Brian Madigan LL.B. This is a rather interesting case. The vendor of a property negotiates the sale of his property through an agent. But, the deposit is not paid. Being somewhat disgruntled he selects another agent thereafter. The new agent says that...
08/16/2015
Fixed term best discounted preferred rates & posted rates as of August 16, 2015 6 mos 3.10% 3.14%1yr 2.29% 2.89%2yr 2.19% 2.84%3yr ...
08/16/2015
The latin expression "bona fides" means "good faith". It is really the opposite of "mala fides" or "bad faith". Both expressions have importance when it comes to the courts.The courts do not wish to join forces with someone who is proceeding in bad faith by enforcing their rights. The standard in...
08/16/2015
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British Columbia $631,962 $556,977 $533,219 Alberta $403,087 $407,166 $385,959 Saskatchewan $302,741 $301,741 $291,981 Manitoba $273,369 $274,173 $266,903 Ontario $477,829 $436,620 $407,228 Quebec $278,567 $274,069 $270,221 New Brunswick $164,122 $166,208 $167,878 Prince Edward Island $162,885 $...
08/16/2015
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Average House Prices by City June 2015 June 2014 June 2013 Yellowknife $449,567 $465,619 $437,024 Vancouver $922,326 $796,714 $762,861 Victoria $536,553 $496,225 $507,940 Edmonton $378,050 $371,839 $353,360 Calgary $465,965 $466,994 $442,529 Saskatoon $350,689 $345,773 $335,046 Regina $315,904 $...
08/15/2015
Current Preferred Mortgage Rates 15 August 2015 Variable Rate 2.35% 1 Year 2.89% 2 Year 2.59% 3 Year 2.49% 4 Year 2.84% 5 Year 2.89% 7 Year 3.79% 10 Year 4.39% Prime Rate 3.00% * Rates subject to change and OAC. If you have any questions, please contact me Brian R. Madigan, LL.B., Broker RE...
08/15/2015
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