Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Russell Smith, Loan Officer Communication & Execution You Deserve
(Blue Ridge Bank Mortgage)
Comments 0
For a long time, VA loans have probably been the best tool for buying, building, or refinancing a home. Fortunately, current military, Veterans, and qualifying surviving spouses have this benefit. But, there is a major change beginning January 1, 2020! VA eligible borrowers may now finance a no m...

By Russell Smith, Loan Officer Communication & Execution You Deserve
(Blue Ridge Bank Mortgage)
Comments 0
The purpose of a VA loan is to provide affordable financing for current military, Veterans, and qualified surviving spouses to purchase, refinance, or build a primary residence. But sometimes there is a roadblock called the VA loan occupancy requirement. Although these solutions are not spelled o...

By Pooja Khanna, Making your dream come true
(sedatetech)
Comments 0
Increasing your credit score for a lower mortgage payment is something that most people seek to do when they are getting ready to buy a new home. This is especially true for those who have bad credit. If you have good credit, then there isn’t much for you to worry about. Both your credit report a...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending August 29, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Consumer confidence retreated a bit in August. However, it remained strong overall, offsetting a weakening in the outlook on economic conditions. Second quarter e...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending August 23, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed released the minutes from July's FOMC meeting, where it cut policy rates by 0.25%. The minutes showed support for future rate cuts only if necessary. Stoc...

By Barbara Todaro, Marketing Agent for The Todaro Team
(RE/MAX Executive Realty )
Comments 8
Self-employed folks, here's your means of financing .. the Bank Statement Loan.... Can You Still Get a Stated Income Mortgage?   Believe it or not, the calls come in.  "Do you guys still do stated income loans?"  Still?  Seriously, a lot has changed in ten years, but in the home lending building ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Is it time to refinance your home mortgage? Is it time to refinance your home mortgage? How do you know when it is time? Interest rates have improved of late compared to where they were the earlier part of the year. This has brought a lot of lenders out of the woodwork pushing refinancing. Random...

By Nick Marr, Promoting real estate internationally
(TRINIDIGITAL )
Comments 0
Having to file for bankruptcy can be defeating. You’re disappointed in yourself for getting to this place, but you’re ready to start over and rebuild from the bottom up. Depending on the type of bankruptcy you file, you will usually have it on your record for a decent amount of time, often seven ...

By Brad Rutherford, Passionate about online marketing & networking.
Comments 4
Is real estate investing a good side hustle?Well, when it comes to diversifying income or looking for ways to make extra income, real estate investing seems to be one of the most common options that is recommended.This is certainly for good reason. Real estate investing can be an immensely lucrat...

By Xavier Castellano
(RE Analytics)
Comments 0
Commercial real estate has exciting potential but carries with it much more complexity than residential real estate. From critical safety inspections to considerations on location and the best way to build equity, purchasing commercial real estate isn’t something you should jump into overnight. I...

By Kona Home Team (luva llc) Lance Owens (RS), Getting transactions done, when nobody else can!
(Kona Home Team (luva llc))
Comments 0
  Mortgage rates have fallen by over a full percentage point since Q4 of 2018, settling at near-historic lows. This is big news for buyers looking to get more for their money in the current housing market.According to Freddie Mac’s Primary Mortgage Market Survey, “the 30-year fixed-rate mortgage ...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 0
Fix and Flip Investment Property -- Be a Happy Real Estate Investor.LendingAs Low as 10% Down at 10% Interest!90% of Purchase and 100% of Rehab Costs!We Can Offer Private Hard Money - FastFix & Flip, Rehab,Buy and Hold Rentals, Pull Cash Out of their existing Investment PropertiesConstruction Pr...

By James Grant, Private Lender
(Affordable Mortgage Lending, Inc.)
Comments 6
Affordable Mortgage Lending, we are a direct private money lender, and we offer funding to investors with good interest rates, and not requiring any income check, or credit score. We offer complete asset based financing. We usually take time to carry out an appraisal and a home inspection and th...

By Jeff Sipes, Blue Water Credit
(Blue Water Credit)
Comments 5
  A federal tax lien is the government’s legal claim against your property if you don’t pay a tax debt. The lien protects the government’s interest in your property and may include real estate, financial assets, and personal property.  While it has serious financial consequences, one oft-forgotte...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 3
There are a lot of different ways to save money when you plan a vacation. Everything from last minute airline sales or hotel rates, to staying in someone’s home and cooking your own food instead of getting a pricey hotel. Our timeshare exit team has heard these stories all to often. Timeshare pre...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:   If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct. 

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending August 8, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   At the end of July, the Fed made its first policy rate cut since 2008. Over the following week, mortgage interest rates dropped to their lowest level since 2016. P...

By Marney Kirk, Towson, Maryland Real Estate
(Cummings & Co. Realtors)
Comments 2
This is great news for many condo sellers and buyers. Thank you, Gene, for breaking down the changes and the reasons why this affects things for FHA condo buyers and sellers!     FHA Changes to Condo Guidelines ... Why They Matter   FHA (Federal Housing Administration) has announced that it is is...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 0
We have tons of people who want to know how to get quicker Underwriting for USDA Home Loans in NC.  The thought of having to move in with family, living out of boxes is not appealing to anyone.  So what are the tips for getting your keys early??? Check this list of 7 things you can do To Get Quic...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 0
Equity build-up could be one of the biggest advantages to buying a home.  There are two distinct dynamics that take place to make this happen: each house payment applies an amount to reduce the mortgage owed and appreciation causes the value of the home to go up.It is easy to make a projection ba...