Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Steve Loynd, 800-926-5653, White Mountains NH
( Alpine Lakes Real Estate Inc., )
Comments 16
Many times in the past buyers have called about properties that they wanted to view and potentially buy. Only to find out that a financing option was not available due to the access being from a private road. We have told the sellers the solution is to get everyone on the road to sign a joint mai...

By Mike Easton, Creative lending solutions from coast to coast
(Movement Bank)
Comments 0
What is a foreign national mortgage loan?Mortgage loans are available for foreign nationals to purchase US based real estate with certain lenders. There is a common misconception surrounding citizenship and real estate purchase eligibility so let's debunk those myths ASAP. When permanent US resid...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 5
  Lethal Mix:Procrastination and Mortgage Financing  If you read about real estate and financing much at all, you've probably run across numerous articles that spoke to the challenges and frustrations that can be found in modern-day transactions and their financing ... And as a mortgage lender, I...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 1
If you're in your 40s and find yourself a working person, then no doubt you have thought or planned a retirement plan for the upcoming years. While some might first think about what age they should retire at, most people, however, ask themselves how much money they need to retire.Obviously, the a...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 2
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to verify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 2...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
You arrive at the cash register at the grocery store and reach for your wallet. Cash, credit card, or debit card?Smart consumers, particularly young ones , are using debit cards more than ever before. They not only enjoy the convenience of cashless transactions, but they also benefit from points ...

By Moshon Reuveni
(Private Lending Company)
Comments 0
 Successful real agents must know about hard money loans. It is a tool that could save a transaction that would otherwise die, and by doing so, the agent will add a jewel to his/her reputation crown.   There are 10 aspects of any hard money loan that should be inspected and compared.  All those a...

By Bill Gassett, Metrowest Massachusetts Real Estate
(RE/MAX Executive Realty)
Comments 1
 Should I Get a Reverse Mortgage?Are you interested in learning about reverse mortgages? When you get older, there are many advantages to reverse mortgaging your home. However, it is essential to understand what a reverse mortgage is and how this type of loan works. There are certainly pros and c...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending January 24, 2020 30 YEAR FIXED MORTGAGE RATE MOVEMENT   Please enjoy this quick update on what happened this week in the housing and financial markets. Stocks across the globe are taking a hit this week as investors react to mounting concerns about a deadly virus in China and...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  

By Arina Hanciulescu, RealtyPros
(RealtyPros)
Comments 2
  Las Vegas, as we know, was the foreclosure capital of America during the recession. Job losses soared as borrowers throughout the valley fell behind on their mortgage and lost their home to lenders. But in a break from recent history, Las Vegas is showing signs that its mortgage woes, at least ...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 4
Did you buy a timeshare that you now regret? Do you lose time you could be productive at work or home relaxing wondering how to get out of a timeshare? Is your timeshare causing you to lose sleep? If so, you are not alone. Timeshares end up being a purchase that most consumers truly regret. In fa...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
   cc: by: https://flic.kr/p/8HUqMw ... are an Alternative Loans? You may have heard of Alternative Commercial loans or Alt-A loans and wondered, what are those? Alt-A loans are loans that just miss the bank type of financing but are too good to be thrown into private money. It is a fast-growing ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s economic reporting was slim due to the observance of the Martin Luther King Jr. holiday. The National Association of Realtors® reported on sales of previously owned homes and the Veterans Administration announced changes to its home loan programs. Weekly reports on mortgage rates and ...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Private Money Loans for Owner and Non-Owner Occupied properties.Commercial and Residential Loans for purchase or refinance up to 80% LTV.Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 or 40 years.Rates from 7.99% and 2 points.NO minimum FICO score required.Choose a pre-pay period.10 day close...

By Wendy Smith, Realtor Serving Lake Norman & Surrounding Areas
(Wendy Smith Team)
Comments 0
Are You Ready to Buy? Let's Get You Pre-Approved Today! Contact Me for a List of Local Lenders Ready to Serve You!   Some Highlights: If you’re thinking of buying a home, plan ahead and stay on the right track, starting with pre-approval. Being proactive about the homebuying process will help set...

By Richa Nayyar
(Coming service)
Comments 13
Desperate moments request for desperate actions. But why not take a step ahead so to get rid of that emergency blooper! Security is when everything is well-settled when nothing can happen to you. Consequently, when it comes to home security; so many people think about home security until it’s too...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 2
The Internet of Things is changing global real estate. The "Internet of Things" is geek speak, but basically refers to sensors or distributed hardware (like a Nest thermometer, a GPSWOX tracker, or a traffic security camera) that collect information from a location and send it back to a core syst...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 3
We have access to any home on the gulf coast, from Pensacola to Pace, to Gulf Breeze and many that will be coming SOON to the market let us save you money whether selling or buying. Call, text 850-476-4494 or email us charles@charlesstallions.com.  NOW YOU KNOWPensacola Florida 32514: Long-Term M...