Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Do you Want to get up to $10,000 back on your SBA Business Loan?       Appraisals FeasibilityStudies  Valuations EnvironmentalReports OFFER Ending SOON! Do you Want to get up to $10,000 back on your SBA business loan? By popular demand, we are extending our offer of up to $10,000 back on prepaid ...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 1
If you receive an IRS final notice of intent to levy, you need to act now! Don't Ignore the IRS Final Notice!In my last post, I talked about the sequence of IRS collection notices received from the IRS. If you receive an IRS final notice of intent to levy, you need to act now! Most IRS collection...

By Mr. Laurent
(DL Financial)
Comments 69
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By John Nunnally, Close in as Little as 10 Days
(Fairway Independent Mortgage)
Comments 3
Choosing a mortgage lender in Greenville, SC shouldn't be difficult. There are a plethora of different mortgage lenders. From banks, mortgage brokers, and correspondent lenders, there are many options. Finding one that best suits your needs is your goal. See the picture below describing the diffe...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 3
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 3...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 2
 Our initial concerns about Flood insurance not being available if there was a shutdown were confirmed, and in typical head spinning government fashion- reversed (what seemed like multiple times but was probably only the one back and forth, just enough to keep your attention)As of Late Friday: FE...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
Those looking for loans, avoid making these mistakes:      Mortgage Loan Borrowers Top 5 "Hiccups" & Mistakes   "Wish Lists" are a hot topic for kids, no matter the time of the year.  Do you know any kid that doesn't have a list of things they're wishing for at the handy?   Did you know that Loan...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 0
With mortgage interest rates on the rise it's becoming very important for every Realtor to understand the potential benefits of assuming the seller's current mortgage.We have all been in a closing when the closing agent pulls out the "Your loan is assumable" disclosure. Do you know what this mean...

By James Grant, Private Lender
(Affordable Mortgage Lending, Inc.)
Comments 4
Affordable Mortgage Lending, we are a direct private money lender, and we offer funding to investors with good interest rates, and not requiring any income check, or credit score. We offer complete asset based financing. We usually take time to carry out an appraisal and a home inspection and th...

By Virginia Credit Repair LLC - Marcus Rice, CEO, Call Virginia Credit Repair, Trusted Leaders in Cr
(Virginia Credit Repair LLC)
Comments 1
How Long Do Negative Items Stay On My Credit Report? One of the most frequent questions our clients at Virginia Credit Repair ask us is how long do negative items report on your credit report?Below is a list of various accounts and how long they can remain on your credit report.Delinquencies (30 ...

By Trish Cole
(Veterans United Home Loans of Puget Sound)
Comments 3
Effective October 1, 2016, (the start of fiscal year 2017), program fees for the USDA's Rural Development guaranteed home loan program will be significantly reduced.The USDA loan will become more affordable. The up-front guarantee fee will change from 2.75 percent to 1 percent of the loan amount....

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending December 27, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Early holiday shopping numbers are on track to break season records. However, stocks are still volatile and trending downward, despite the strong consumer spen...

By jesuza alex, Real Estate Agent
Comments 0
When you are running a business, you must be familiar with the concept of risk because wherever there is profit, there is some risk associated with it and for better risk management of the activities in your business. Strata Insurance is important and for this, you need to search a qualified and ...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Dear Friends, a 30 year interest rate  averaged 4.55 percent with an average 0.5 point for the week ending December 27, 2018, down from last week when it averaged 4.62 percent. A year ago at this time, the 30-year FRM averaged 3.99 percent. When your thinking of buying your next vallejo home or s...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 1
Talking to the IRS Can Land You in Hot Water. Just Ask Richard Mathews.Mr. Mathews was a successful businessman, in spite of never graduating high school. Unfortunately for him, he made some big mistakes on his tax returns - he happened to omit substantial income. The IRS audited him and based on...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 3
Sadly, only 13% of eligible veterans actually USE their VA mortgage benefit. There are a variety of factors why, but education is one of them. So, to increase awareness, this is an important message in light of the current government shutdown. In light of the possibility of a partial federal gove...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
We work with a lot of fix and flip investors on a day to day basis.  Many of our clients are looking to leverage existing homes to help finance ongoing acquisitions.  We have the ability to assist with this need using our no seasoning cash out investment property hard money loans.These no seasoni...

By Eric Lawrence Frazier MBA, Founder and CEO of The Power Is Now, Inc.
(The Power Is Now, Inc. NMLS #1435243 CalBRE #1980407)
Comments 0
California voters will once again return to the ballots, on November 6 to vote on initiatives that would allow California Cities and counties in the state to adopt stronger, stringent rent control laws which would limit the amount by which the landlords are allowed to raise the rents each year. T...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 2
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 4.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week four’s Credit Genius video we'll discuss your credit mix and newly opened accounts to see how these...

By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Fairway Independent Mortgage Corporation)
Comments 4
The VA loan limit for 2018 in Orange County, CA are now $679,650. This is for 100% financing. This is a significant increase of the 2017 VA loan limit of $636,150. The increased loan limit will Orange County Veterans purchase homes in the fast appreciating local real estate market.Jumbo VA Loans ...