Payroll Processing is time consuming and tedious work for employers and business owners.  Attempting to "do-it-yourself" is counter-productive as time could be better spent on managing and optimizing your business.  Not to mention the fees and penalties charged by the IRS for errors or late reports.  Here are the Top Ten Reasons to Outsource Payroll Processing:  Liability-A payroll processing service absorbs the risk; if they make a mistake, they absorb the cost. Taxes-IRS reports show that 1/3 of employers has been charged for tax-related payroll errors equating to billions of dollars in penalties;  a good payroll processing service keeps clients out of these situations. Affordability-Consider the cost of computer equipment, software and extensive training required to process payroll i... 09/12/2008

Outsourcing Payroll and Income Tax Consulting doesn't have to be complicated, time consuming and expensive    Romulus, MI -- Markwei Boye, CEO of Smart Business International, PLLC, specializing in payroll processing, recently sat on a panel of experts to answer questions for a group of investors and small business owners.  Several business owners had concerns about payroll accounting.  Markwei advises all businesses, big and small, to outsource their payroll processing.  "Processing payroll requires 54 steps, eating up 40 to 60 hours each year, even for two-employee companies.  This is tedious work that requires constantly updating records, printing checks, and answering employee questions," Boye explains.  "We guarantee 100% accuracy in processing payroll and filing necessary reports ... 09/12/2008

Reverse Mortgage Misconceptions 1. Reverse Mortgages are only for desperate seniors, or for the "house rich, cash poor." --INCORRECT. The reverse mortgage is an excellent financial planning tool that has been used by homeowners from all walks of life to enhance their retirement years. While some have needed the cash from a reverse mortgage more than others, the growing popularity of this product is evidence of its benefit in a wide array of financial circumstances. 2. Your home must be debt-free to qualify for a reverse mortgage. --INCORRECT. Even seniors with an outstanding first mortgage or some other debt on their home may qualify for a reverse mortgage. The proceeds of the reverse mortgage, though, must first be used to pay off such debts. 3. The Bank owns the home after you get a r... 08/31/2008

A free college planning website and e-newsletter that helps families discover little-known strategies and opportunities to reduce the high cost of a college education    Southfield, MI-Jeffrey Taylor is known to southeast Michigan parents as Your Money Coach.  He offers a program to teach parents cutting edge techniques for planning and funding their children's college educations.  The Tuition Rx Program is an online source of valuable tips, strategies, a newsletter, and tools for parents and their students to find ways of paying for college without depending on financial aid.    Mark Maupin of Right Now Marketing Group said, "I wish I had this resource when I was paying for my daughter to attend college.  I am most impressed by the discussion board where experts answer questions about ... 06/08/2008

Jeff revealed the truth about beating the high cost of college financing; his unheard of strategies are saving families thousands of dollars    Southfield, MI-Jeffrey Taylor is known to many parents as "Your Money Coach."  He offers free online seminars, offering tips to parents financing their children's college education.  "I attended his seminar and I wish this was available to me when I was paying for my daughter's education," said Mark Maupin of Right Now Marketing Group.  "I'm amazed at Jeff's knowledge and advice on getting the most from financial aid."   According to education financing expert, Jeffrey Taylor, many parents make costly mistakes when planning their child's future.  They just don't realize how much it will take for their future education and they do not account fo... 06/08/2008

Is it really possible for seniors to purchase a 2-unit property, have no monthly payment, and use the rent from the other unit to supplement income?Sure it is!  Bloomfield Financial Services is offering an excellent program for seniors.  If you are 62 years or older, we can get you into a 2-unit property.  Renters are also welcome to apply for this program.  The reverse mortgage is a program unlike the traditional mortgage to purchase a home.  Under a reverse mortgage, you do not make payments and you do not need income to qualify.  You retain title to your home while the property is pledged to the lender as security for the loan.  You continue to maintain the home, pay the taxes, insurance and any other costs that might create a lien on the property.  The money is yours to use as you s... 05/01/2008

Every year, Congress makes changes in the tax laws, so it is wise to consider how your tax planning will be affected Southfield, MI- Markwei Boye is the owner and CEO of Smart Business Int'l, P.L.L.C, an independent personal financial planning and investment advisory firm. He has earned several degrees and he holds multiple licenses, including an Enrolled Agent designation -- a specialized license earned by individuals who have passed a rigorous examination administered by the IRS and has shown technical competency in all levels of federal taxation.  Income tax planning is most effective when done at the beginning of the tax year; there really isn't a lot you can do for 2007, but you can start your 2008 planning now.  The following is a list of his top ten tax tips for 2008 income tax p... 04/05/2008

Virtually all taxpayers can get help to pay for education costs in the form of tax credits and/or special deductionsSouthfield, MI-Markwei Boye is a financial planner and CEO of Smart Financial Advisors, P.L.L.C, an independent personal financial planning and investment advisory firm.  He is an Adjunct professor at Cornerstone University and Baker College School of Business teaching primarily business courses including Small Business Management, Personal Financial Planning and Taxation. He has written many articles on strategic financial planning for everyone, from college students to entrepreneurs and large corporations.  The following is great information for planning and saving for higher education costs.Students and their parents can capitalize on a number of different education ben... 04/05/2008

As the primary responsibility for saving for retirement falls on individual Americans, many are learning more about investing every day, however, investing can be complex  Southfield, MI-Markwei Boye is a financial consultant and CEO of Smart Financial Advisors, PLLC.  He understands the many different investing plans that are out there and how to decide which one is appropriate for meeting the individual needs and goals of each of his clients. "I am committed to helping my clients achieve their financial goals for themselves, their families and their businesses, by providing them with strategies for asset accumulation, preservation and transfer," says Markwei Boye.   Markwei Boye explains the different types of investment funds designed to provide the optimal mix of risk and potential ... 04/05/2008

Even those who are living "paycheck to paycheck" can start some kind of investing-investing in themselves and their future  Southfield, MI-Markwei Boye is the CEO and owner of Smart Financial Advisors, PLLC, an independent personal financial planning and investment advisory firm.  He holds a Bachelors of Science degree in Finance from the University of Detroit Mercy, a Masters in Business Administration (MBA) from Wayne State University and recently completed his coursework for his doctorate degree in Business Management from Argosy University of Chicago.  He is a member of the Registered Financial Planning Institute, National Association of Enrolled Agents, National Association of Tax Professionals and National Society of Accountants.Budgeting can be simple or complex, based on your in... 04/05/2008

I read an interesting blog this morning on Active Rain about giving out free information, FSBO's and the discussion on what a real estate agents time is worth.I hate to break the news and let the secret out, but here it is.  YOU CAN FIND OUT INFORMATION ON WHAT TO DO TO SELL YOUR HOME, HOW TO PREPARE YOUR HOME, HOW TO NEGOTIATE YOUR HOME SALE ALL OVER THE INTERNET.  There are hundreds (if not thousand of sites that give this information away.  So if you think by not blogging about how to sell your home, tips on preparing your home, or other "vital information on how to sell your home" that people won't find out is crazy.  Great articles are within a key stroke of anybody on a computer.You as a realtor (blogger) are doing yourself a disservice by not blogging about it.  Become that "expe... 03/28/2008

Mark Maupin will show you how to make money in today's declining Michigan market.  Mark first became involved with real estate in 1981, making it a full time occupation by 1984.  Since then, Mark has purchased over 3,500 single family homes and many multi-family properties.  Mark is able to view real estate from a unique perspective which allows him to identify and grasp the potential in real estate and develop new and creative ways to maximize its potential. Mark will introduce the following topics this evening: How to find a buyer before you have the property purchased, and put the buyer at risk, not yourselfTop dollar exit strategies on properties you ownHow to take over a foreclosure without putting yourself or your dollars at riskWholesale properties (tax foreclosures, worn out lan... 02/10/2008

Realtors Offer Free Multiple Listing Search Service for Property in Michigan  Southfield, MI - Every month an assembly is held by the National Real Estate Network, LLC to acknowledge the best realtors in Southeast Michigan for their excellent service. Ralph Marcus Maupin Jr., co-founder of the National Real Estate Network, LLC explains that it takes more than experience to be awarded "We look for realtors who are making a difference for their customers and the community.Janet McAllister, a realtor with Remerica United Realty in Novi, and the June 2007 recipient of the Realtor of the Month award is a prime example. She has an innovative website: http://www.thequickhomeFinder.com which enables consumers to search for homes for sale in Michigan from the convenience of their home PC. The Qu... 12/17/2007

The National Real Estate Network REIA Is Hosting a Free Mega Evening Event That Will Create Excitement and Knowledge about Real Estate Short Sales and Pre-Foreclosures    Southfield, Michigan -- Each month hundreds of people anticipate the speaker for the Mega Evening Event Hosted by The National Real Estate Network. They fully understand that the facilitators are knowledgeable in their particular area of real estate. The real power of modeling kicks in when someone can actually be in that person's presence, that's when the magic begins. This Mega Evening Event will present the chance to meet someone who has already accomplished and mastered real estate investing. Shane Nichelson will appear at the monthly Mega Evening Event. "Shane Nichelson, trains professionals in loss mitigations al... 11/26/2007

Now, One Night Only Real Estate Investors Can Attend A Free Workshop About Land Trust, Wholesale Property Without Ever Purchasing The Property And Much More    Southfield, MI-The National Real Estate Network is presenting a free workshop. This seminar will inform, inspire and ignite real estate investors to be successful in all lines of business in specific subjects that will be addressed at the Mega Evening Event. The National Real Estate Network LLC will host Shane Nichelson at the monthly Mega Evening Event. "Shane Nichelson, trains professionals in loss mitigations all over the country for a national company. Shane has been teaching foreclosure short sales before and after they go REO and REO lender representative." Says Ralph Marcus Maupin, J r., (Mark) Co-founder of National Real ... 11/26/2007

National Trainer to Conduct Workshop at the Request of the National Real Estate Network REIA, in MichiganSouthfield, Michigan-- the National Real Estate Network LLC will host Shane Nichelson at the monthly Mega Evening Event. This event is a spectacular evening with information that will change all views about real estate investing. "The thing I like about Shane is that he can do the whole transaction for the real estate agent or investor but collect his fee from the mortgage Company." Says Ralph Marcus Maupin Jr. (Mark) Co-founder of National Real Estate Network LLC. One of the most important strategic decisions to make for a real estate investor is building a powerful, productive and successful team. Real estate guru, Shane Nichelson has mastered this concept. Nichelson has partnered ... 11/22/2007

Free Seminar on How to Flip Short Sale Pre-Foreclosures and Foreclosures for Investors, Sellers, and Real Estate AgentsNational Trainer to Conduct Workshop at the Request of the National Real Estate Network REIASouthfield, Michigan-- the National Real Estate Network LLC will host Shane Nichelson at the monthly Mega Evening Event. This event is a spectacular evening with information that will change all views about real estate investing. "The thing I like about Shane is that he can do the whole transaction for the real estate agent or investor but collect his fee from the mortgage Company." Says Urvi Mehta Co-founder of National Real Estate Network LLC. Ralph Marcus Maupin, Jr.)(Mark Maupin) local college Real Estate instructor said "The real estate market will always have its ups and do... 11/22/2007

The National Real Estate Network REIA, Real Estate Investor Association, Features Real Estate National Short Sale Trainer, Shane Nichelson at Special Seminar    Southfield, Michigan-- Shane Nichelson is a real estate investor in the state of Ohio who has successfully negotiated hundreds of short sales and lender mediation cases and is consistently closing 3-6 short sales per month. With the assistance of a national title company he has developed a program that would allow an investor to flip a wholesale, short sale or subject to property to the next owner without purchasing the property. One will never need to borrow money again once there is an understanding of the proper way to use assignments in trust. Each month hundreds of people anticipate the speaker for the Mega Evening Event Ho... 11/22/2007

Real Estate Investors Will Learn How to Flip Short Sales Never Using Hard Money AgainSouthfield, Michigan--. Shane Nichelson is a real estate investor in the state of Ohio who has successfully negotiated hundreds of short sales and lender mediation cases and is consistently closing 3-6 short sales per month. With the assistance of a national title company he has developed a program that would allow an investor to flip a wholesale, short sale or subject to property to the next owner without purchasing the property. One will never need to borrow money again once there is an understanding of the proper way to use assignments in trust. Spending time learning the ins and outs of this complicated business is well worth the effort that one will put in. Invest in learning the real estate busine... 11/22/2007

"REIA 0f Michigan, National Real Estate Network Holds Free Workshop for Real Estate Investors, Real Estate Agents, Mortgage Loan Officers, and Homeowners" ( EMAILWIRE.COM, November 17, 2007 )   Southfield, MI-Shane Nichelson is a real estate investor in the state of Ohio who has successfully negotiated hundreds of short sales and lender mediation cases and is consistently closing 3-6 short sales per month. With the assistance of a national title company he has developed a program that would allow an investor to flip a wholesale, short sale or subject to property to the next owner without purchasing the property. One will never need to borrow money again once there is an understanding the proper way to use assignments in trust. The National Real Estate Network LLC will host Shane Nichels... 11/19/2007