Scott Brown | Keller Williams Realty | (765)714-1971 1419 S 14th, Lafayette, IN Prominent Neighborhood Location 4 Bdrm Single Family House offered at $186,900 Year Built 1937 Sq Footage 3,000 Bedrooms 4 Bathrooms 3 full, 0 partial Floors 2 Parking 2 Car garage Lot Size .38 acres HOA/Maint $0 per month DESCRIPTION This gorgeous home is located in one of Lafayette's great neighborhoods sitting on a Lovely lot surrounded by mature trees and great outdoor spaces. One of the most notable features of the home is the covered pergola walkway extending the length of the yard from the home to the garage. An expansive groomed yard and large patio areas make great areas for children or entertaining. The home has Large open living space with enough room for large family gatherings, or a pool table,... 02/11/2008

Erika Fultz | Keller Williams Realty | (765)404-5855 5122 Heritage, Lafayette, IN Stand-Out Neighborhood Offers You This Sprawling Ranch on an Expanxive 1/3 Acre Lot 3 Bdrm Single Family House offered at $147,900 Year Built 1994 Sq Footage 1,790 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .03 acres HOA/Maint $0 per month DESCRIPTION Lovely Ranch Home in High Demand Brookfield Heights Neighborhood. Offers Community Park, with Shelters, Tennis Courts, Playgroung, and Basketball Courts. Great Location, East Lafayette Close to Shopping, Dining, and the New Hospitals. Neighborhood Website: www.BrookfieldHeights.org Fantastic Curb Appeal with Professional Landscaping & Beautiful Brick Front. Enter to a Foyer Entry Boasting Ceramic Tile Flooring. Features 3 B... 02/11/2008

In the 1960s, Fair Isaac Corporation started working on a system lenders could use to evaluate the likelihood of receiving repayment on loans. Prior to that, it was really a matter of trusting an individual to be a "man of his word," so to speak. Fair Isaac sought to take human error out of the equation with a reliable system that could determine whether or not consumers were truly worthy of credit, and thus FICO was born. This evolved to become the standard for lenders by the 1980s.Credit scoring has an enormous impact on a borrower's ability to purchase a home. It can mean the difference between getting a good interest rate and the home of their dreams, or whether they even qualify at all. For this reason, it is important to understand the credit scoring process, and know what your cr... 02/10/2008

 There are five factors that comprise the credit score. These are listed below in order of importance. Consider these five factors when trying to improve your credit score. PAYMENT HISTORY - 35% IMPACT: Paying debt on time and in full has the greatest positive impact on your credit score. Late payments, judgments, collections and charge-offs all have a negative impact. missing a high payment will have a more severe impact than missing a low payment, and delinquencies that have occurred in the last two years carry more weight than older items.  OUTSTANDING CREDIT BALANCES - 30% IMPACT: This factor marks the ratio between the outstanding balance and available credit. Ideally, you should make and effort to keep balances as close to zero as possible, and at least 50% below the available cre... 02/10/2008

In a mortgage lender's eyes, a good credit score translates into lower interest rates for home-shopping borrowers.  The higher your score is, the less risk you are, and the more likely it is you will pay off your debt.  For this reason, borrowers with lower scores usually end up paying higher interest rate loans.If this is you, don't panic.  Here are a few guidelines on what you can do to adjust your score and receive a favorable review from the underwriter:Should I pay off all past due balances and charge-offs?This is usually a good idea, but you only need to worry about the past due balances and charge-offs that have occurred in the last two years.  Items more than two years old have little effect on your current credit score.  In fact, if you pay off delinquent items over two years o... 02/10/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 3982 Ensley, Lafayette, IN MOVE RIGHT INTO THIS NEW HOME W/ 3 GENEROUS BEDROOMS PLUS A LARGE GAME ROOM ON THE 2ND FLOOR. 3 Bdrm Single Family House offered at $169,900 Year Built 2006 Sq Footage 2,613 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking Unspecified Lot Size .19 acres HOA/Maint $0 per month DESCRIPTION This beautiful newly constructed home is situated on a nice lot in Stones Crossing! This home offers three generous bedrooms, two and a half bathrooms with over 2600 square feet of living space. Features include a formal living room, family room with a gas log fireplace, oak kitchen with a breakfast nook and a 2nd floor game room. Additional features include patio, neutral decor, 2-car attache... 02/07/2008

Important Information About Your Indiana Mortgage!Just like automobile tune-ups, annual doctor visits, dental checkups, etc., etc., it may be time to review the status of your current mortgage.  There are a many mortgage programs that we are now offering that could very possibly save you thousands of dollars a year.In order to find the best option for you we must take into consideration your long and short-term financial investment goals as well as your payment and equity objectives. I will work with you to outline your goals, analyze your current purchasing power and then recommend several different strategies that will enable you to achieve your goals.I look forward to helping you choose the best mortgage financing options for your personal situation.Call me at 765-448-3200 to discuss... 02/07/2008

Visit Us at the BAGL Builder's Show & Expo this weekend!We'll be at Booth #114 this Friday & Saturday at BAGL's Builder Show & Expo at the Fairgrounds.  All aspects of homeownership will be on display here, from Home Stagers, Fixture & Flooring Vendors, Mortgage Companies, and more!  This is a great opportunity to see what's available to you all at once!Your Real Estate Specialists Group will be representing Majestic Homes & showcasing their awesome features & floorplans.  Looking to build a home?  Majestic Homes offers standard features that other builders consider upgrades.  A few of these features include: CERAMIC TILE FLOORING, FRIEZE CARPETING, NEW APPLIANCES, BRUSHED NICKEL FIXTURES, AND MORE!  Come check us out at the BAGL Builder's Show & Expo @ Booth #114.   View Majestic Homes... 02/07/2008

Erika Fultz | Keller Williams Realty | (765)404-5855 1817 Congress, Lafayette, IN 40's Style Bungalow with a Contemporary Twist! 2 Bdrm Single Family House offered at $90,000 Year Built 1940 Sq Footage 1,185 Bedrooms 2 Bathrooms 1 full, 0 partial Floors 1 Parking 1 Car garage Lot Size .17 acres HOA/Maint $0 per month DESCRIPTION Feel at home, 40's style bunglaow with a complete transformantion. Totally revamped! Spectacular hardwood floors throughout. New kitchen, & bathroom. Features 2 built-in china cabinets, new custom lighting, and large family room and livingroom. Basement with potential for an extra bedroom. You'll fall in love with this classy bunalow home! Visit: www.yourrealestatespecialists.com see additional photos below PROPERTY FEATURES Central A/C Central heat Hardwood fl... 02/07/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 2130 E. 430 S., Lafayette, IN SOLID BUILT ALL BRICK RANCH ON NEARLY 3 ACRES WITH A POND! ENJOY BEAUTIFUL PANORAMIC VIEWS OF LAFAYETTE FROM THE 4-SEASON SUNROOM OR FROM THE 15X24 ST 3 Bdrm Single Family House offered at $215,000 Year Built 1966 Sq Footage 2,034 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size 2.9 acres HOA/Maint $0 per month DESCRIPTION Fantastic setting on nearly 3 acres with a pond! This well cared for ranch offers over 2000 square feet with 3 bedrooms (all with hardwood flooring) and 2 full bathrooms. There is a welcoming foyer entry that leads into the huge living room with a large picture window, a formal dining room with hardwood floors and french doors that o... 02/06/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 4015 Thomas Jefferson, Lafayette, IN Exceptional Ranch in Mint Condition - South Lafayette! 3 Bdrm Single Family House offered at $140,000 Year Built 1998 Sq Footage 1,577 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .23 acres HOA/Maint $0 per month DESCRIPTION This exceptional home is in mint condition and is ready to move into! You are welcomed by a covered front porch leading into the generous foyer entry with hardwood flooring. The great room offers cathedral ceilings with lighted plant ledges and a gas log fireplace. There is a large kitchen with a breakfast bar and a dining area. The spacious master suite opens into the bathroom with a large soaking tub, walk-in closet, d... 02/06/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 3020 Ferry Street, Lafayette, IN Full basement w/ rec room and bathroom. Great location convenient to Home Hospital and Columbian Park. 3 Bdrm Single Family House offered at $105,000 Year Built 1948 Sq Footage 1,536 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 2 Parking 1 Car garage Lot Size .15 acres HOA/Maint $0 per month DESCRIPTION Adorable and charming home in a convenient Lafayette location near Columbian Park and Home Hospital. This recently updated home offers three bedrooms and two full bathrooms with over 1500 square feet plus a finished basement. Features include a hardwood floors, natural woodwork, a 1-car attached garage and a large fenced backyard with nice deck. Updates include a remodeled kitc... 02/06/2008

calculatorssearch 1000's ofreal estate listingspurchase a homerefinance your homeLafayette, Indiana mortgage and refinance expert David Mennen invites you to learn the INSIDE SECRETS other mortgage lenders and banks don't want you to know...  I want to thank you for taking the time to visit my mortgage blog, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage.  I am a Mortgage Broker serving Greater Lafayette and West Lafayette Indiana, Tippecanoe County and the surrounding communities.   I specialize in Helping Buyers Obtain a Mortgage Loan With Very Little or NO Money Down with Attractive Interest Rates.  Tippecanoe Mortgage offers our expertise to Move-up Buyers, First Time Home Buyers, Self Emplo... 02/06/2008

The Tippecanoe Mortgage TeamWe Are Your Lending Specialists! Serving the Greater Lafayette, Indiana area and surrounding communities!  David Mennen, Mortgage Consultant, Owner Direct: 765-448-3200 Cell: 765-714-8894 Fax: 765-448-6398 Email: dmennen@tippecanoemortgage.com  Website     Kim Mennen, Mortgage Consultant, Owner Office: 765-446-2930 Cell: 765-714-8895 Fax: 765-448-6398 Email: kimloans@aol.com       Casey Shipley, Mortgage Consultant Direct: 765-449-8871 Fax: 765-448-6398 Email: cshipley@tippecanoemortgage.com  Website       Don Frazier, Mortgage Consultant Office: 765-446-2930 Cell: 765-714-4754 Fax: 765-448-6398 Email: dfrazier@tippecanoemortgage.com  Website    Kirby Kalbaugh, Mortgage Consultant Office: 765-807-0704 Cell: 765-479-1084 Fax: 765-448-6398 Email: kkalbaugh@tipp... 02/06/2008

Scott Brown | Keller Williams Realty | (765)714-1971 912 S 11th St., Lafayette, IN Fabulous Home in Fairpark. Stained Glass, Hardwood Floors, Pocket Doors... 3 Bdrm Single Family House offered at $165,000 Year Built Unspecified Sq Footage 1,942 Bedrooms 3 Bathrooms 1 full, 1 partial Floors 3 Parking 4 Car garage Lot Size .32 acres HOA/Maint $0 per month DESCRIPTION -3 Bedrooms / 2 Full Baths -1,942 Square Feet -Prominent Fairpark Neighborhood -Pocket Doors & Hardwood Floors -Gingerbread Details & Stained Glass -Formal Foyer Entry & Decadent Dining Room -Tastefully Restored Kitchen & Baths -Freshly Painted Full Basement -Finishable Recreation Room -1/3 Acre, Back Deck, Expansive 3 Lots -2 Garages: 2 Car & 1 Car -And much, much more! Contact Scott today for your personal viewing: scottbr... 01/26/2008

Scott Brown | Keller Williams Realty | (765)714-1971 1716 Everett, Lafayette, IN Beautiful Bungalow with Basement, Garage, Fenced Yard. Walk to Tropicanoe Cove! 2 Bdrm Single Family House offered at $77,500 Year Built 1925 Sq Footage 1,050 Bedrooms 2 Bathrooms 1 full, 0 partial Floors 1 Parking 1 Car garage Lot Size .14 acres HOA/Maint $0 per month DESCRIPTION Beautiful Bungalow with a Basement Near the Tropicanoe Cove & Columbian Park. This Home Has Been Lovingly Maintained, with Many Recent Updates. A New Roof, All New Wiring, New Everything in The Bathroom, New Kitchen Flooring, and Fresh Paint Throughout Including the Full Basement. Features Charming Character Including the Inviting Front Porch, Sparkling Hardwood Floors, Arched Doorways, Natural Woodwork, and More. Enjoy the Exten... 01/26/2008

Erika Fultz | Keller Williams Realty | erikafultz@yahoo.com | 765-404-5855 4633 E 900 S, Lafayette, IN Full Finishable Walk-Out Basement, 1.17 Acres, and More! 3 Bdrm Single Family House offered at $190,000 Year Built 2003 Sq Footage 2,065 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size 1.17 acres HOA/Maint $0 per month DESCRIPTION Custom Ranch Home on 1 Acre with Full Walk-Out Basement. Plumbed for Entertainment Bar & Bathroom. 9' Poured Concrete Walls. Master Suite features a Tray Ceiling, Whirlpool Tub, Seperate Shower, Double Vanity Sink, Glass Block Window, Walk-In Closet, and Walks Out to Deck. You'll love the Sun Room, Walk-Around Wood Burning Fireplace, Stainless Steel Appliances, 2 Car Attached Garage. 3 Bedrooms, 2 Full Baths. Country Location, v... 01/23/2008

Erika Fultz | Keller Williams Realty | erikafultz@yahoo.com | 765-404-5855 5004 Saddle Dr., Lafayette, IN Sprawling Ranh on East Side of Lafayette...Close to New Hospitals. McCutcheon Schools! 3 Bdrm Single Family House offered at $130,000 Year Built 1996 Sq Footage 1,602 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .30 acres HOA/Maint $0 per month DESCRIPTION Wonderful Brick Faced Ranch Home with Extra Large Lot. Fenced Yard, All Appliances Included. Great East Lafayette Location, Close to 2 New Hospitals, Dining, and Shopping. Easy Access to I65. Call Erika for Your Personal Tour: (765)404-5855 Web: http://www.yourvirtualshowing.com see additional photos below PROPERTY FEATURES Central A/C Central heat High/Vaulted ceiling Walk-in closet Family room D... 01/23/2008

Erika Fultz | Keller Williams Realty | erikafultz@yahoo.com | (765)404-5855 4372 Stergen, Lafayette, IN New Construction 4 Bedroom Home with Large Fenced Yard 4 Bdrm Single Family House offered at $174,900 Year Built 2007 Sq Footage 2,204 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 2 Parking Unspecified Lot Size Unspecified HOA/Maint $8 per month DESCRIPTION Outstanding Home & Features in Fiddlesticks. Over 2,000 Square Feet with 4 Bedrooms, 2.5 Baths. Luxurious Master with Large Walk-In Closet, Whirlpool Tub, Double Vanity Sinks, and Ceramic Tile. Top of the Line Brushed Nickel Light Fixtures, Faucets, Door Handles, and Accents. Versatile Floor Plan with Two Sets of French Doors, Fireplace, and Freize Carpet. This Spacious Open Floor Plan is Perfect for Entertaining Guests! The Kitc... 01/23/2008

Becky Johnson | Keller Williams | topagentkw@aol.com | 765-426-2083 2325 Winterset, Lafayette, IN Custom Built Ranch with Four Season Room, Master Suite, Fireplace, and More! Large Tree Lined Lot, 2 Car Garage... 3 Bdrm Single Family House offered at $130,000 Year Built 2001 Sq Footage 1,402 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .27 acres HOA/Maint $0 per month DESCRIPTION This welcoming home boasts good curb appeal with attractive landscaping and a tree lined lot that offers added space to enjoy the outdoors. Upgrades to see are: Shingles, Delta faucets, wood laminate flooring in kitchen, installed masonry fireplace with gas line, gas line for grill, larger patio, upgraded white cabinetry and trim pkg, six panel doors, french doors into sunroom,... 01/23/2008