JoAnn Moore's (simplyhomeloans) Blog

VA Home Loan Information for VeteransVeterans, did you know you can refinance your current VA home loan with very little paperwork? Plus you can do it without an appraisal. For example: A Veteran can obtain a refinance of $300,000 to pay off a current VA home loan.  The loan to value is unlimited...

A loan for a Class C Manufactured Home is somewhat hard to find. There aren't many lenders offering them but you are in luck. Our company provides home loans on manufactured housing. We can do homes that are classified as real property (Class C) meaning the title has been surrendered. The home is...

Home Owner Benefits for VeteransThe Veterans Administration Home Loans are by far, the best home loans available. They do not require a down payment, the sellers can pay all of the closing costs, there is no monthly mortgage insurance, and current interest rates are under 4%.If you are a Veteran ...

Home Loan FactsA survey was recently conducted where people were asked about the current home lending environment. The results showed many are under the impression that it is very difficult to qualify for a loan. While it is true that lenders require more documentation than in previous years, the...

Home Loans 101 – Purchases -Home loans may seem intimidating but are actually quite simple. There are several types of loans. The type you choose would depend on a few things. You may even qualify for several but one may be better suited for your particular situation.If you are a Veteran or Activ...

There are a host of spring events in the Lewes, Delaware this year-2015.  You might want to put a few of these on your calendar. I think I will try a few new ones. March 28- Teller Wine Expo and Benefit, 1-4 Lewes Yachy Club, $75 per person, 302-644-7400  April 3- Great American Kite Festival- Ca...

Home Loans for Veterans If you are a Veteran with a mortgage at an interest rate of 4.5% or more, this information may be of great benefit to you. You may be able to obtain a streamlined refinance loan to pay off your current loan without an appraisal. The loan to value ratio is based on the orig...

It's hard to believe but this year will mark the 25th anniversary of a very popular event in Rehoboth Beach, Delaware. Mark your calendars now for Saturday March 17, 2015 for the Rehoboth Beach Chocolate Festival. It will be held at the Rehoboth Beach Convemntion Center. A new twist has been adde...

Nine Reasons for an Annual Review of your Mortgage This time of year puts us in the frame of mind to check over our financial situation since we are gathering documentation for our tax returns. While we’re at it, we should take a good hard look at our home loan. How many years are left of the ter...

Curious About Reverse Mortgages? If you are looking for a way to increase your retirement income, a Federal Housing Administration (FHA) insured reverse mortgage may be just what you are looking for. A reverse mortgage allows you to access a portion of the equity in your home to obtain tax-free i...