RECENT BLOG POSTS
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Owning a home is perhaps one of the smartest long-term investments towards one’s future an individual can make. Home equity can provide a good amount of security for when someone is older and can even be an emergency source of cash, such as when you apply for a HELOC. No wonder millennials compro...
03/22/2018
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Choosing between a HELOC and a second mortgage can be confusing because both are loans that are attached to your home. Technically speaking, a HELOC and a second mortgage are both second mortgages, because you can only apply for them on top of your primary mortgage…so which is better and how are ...
03/22/2018
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Owning a home comes with the benefit of being able to build wealth through home equity. The good thing with having a good amount of home equity is that you can tap your equity when you need funds or need extra cash. However, you must be careful that you don’t end up using it for frivolous things....
02/14/2018
We recently talked about our Top 2018 Cyber Security Predictions and here is the second and last part to this series. Cyber security threats are on the rise and it won’t hurt to be as well-informed as possible to keep your business and private accounts safe. Here are more internet security predic...
02/14/2018
As a realtor, you know 2018 is already in full swing, but are you aware of the possible new threats in cyber security that’s lurking the web? We only have predictions and of course we hope that very little of the following would be true and that we’ll have a safer year as far as cyber security is...
01/30/2018
Debt in Canada has reached a record high. Canadians now owe $1.7 for ever $1 of disposable income, as shared by Statistics Canada. These numbers are alarming and it is a consolation that our housing market is strong. You might love to know that there’s a huge possibility that you’ve built up more...
01/30/2018
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Many people have been fortunate that their homes’ market values have increased since they bought them, resulting in a marked increase in home equity as well. This is possible because equity is defined as the difference between a property’s market value and the mortgage still owed by the home owne...
01/30/2018
Building your home’s equity as early as you are able can be of great advantage for you in the future. This is true though a lot of people don’t really know what equity is and how to build it.Equity is the value of your home that you own. It is the difference between the property’s market value an...
01/30/2018
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We’ve been sharing updates and news about fraud in Canada for the past year, and it looks like corrupt activities and fraud are not going to stop any time soon.Not So Clean After All, Eh?Although Canada has quite a positive image compared to nearby countries south of the border, it still got infi...
01/12/2018
It is no secret that property values have gone up in Canada in the last 15 years. People living in certain areas like Toronto and Vancouver who bought their homes more than 2 decades ago have more than doubled the value of their properties. The recent huge increase in real estate market values me...
01/12/2018