Kenneth Edelstein's (edelske) Blog

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Take Time to THINKOne of my cherished mementos, from when I worked with mainframe computers; is a genuine IBM manufactured and widely distributed desktop sign saying: THINK  just that, nothing more. Its frame IBM blue, it had a silver insert containing the word THINK in thick black letters. The m...
The 1003 Loan Application Paradox Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is...
Avoid Disaster – Backup your PCFor over a quarter of a century I worked in the computer support industry. I maintained mainframe computers as a “systems programmer” and networks as a LAN Administrator. I built the computer infrastructure and made quite sure that the backup procedures were integra...
The Affidavit of OccupancyAn affidavit of occupancy is a simple document (sometimes notarized), that offers the borrower generally three choices. The first option (generally by making initials) is to have the property as a Primary Residence. This option typically requires the borrower to occupy t...
Power of Attorney of the Future The Legal professional moves at a snail pace. On the other hand the Medical profession has advances at rocket speed. This will eventually lead to the Power of Attorney of the Future, mainly due to advances in medical procedures. Unfortunately the Legal profession, ...
Restitution not Apologies“They” (a widely used delivery service) had botched my scheduled delivery. When I called, well after the scheduled time, I received the “we are sorry” script. Inquiring as to the reason for the delay, I am told there was no specific reason. The “scheduled delivery” incurr...
Living Will vs Durable Medical Power of Attorney NOMENCLATURES                                                                                                                        The Living Will (LW), unlike a Last Will and Testament, takes effect immediately. The LW&T, is used when the Testat...
Are you ready for the really BIG jobs?Perhaps it’s because I live in Manhattan, it’s certainly not because of my “good looks”. Whatever the reason, I have been getting a series of really BIG jobs. These are the ones where the hand starts to tremble and the stamp needs to be re-inked midway. Filli...
Notarizing OdditiesThe vast majority of what we notarize are documents. They are on paper, be it letter or legal size; paper is what we usually notarize. But, we are not limited to that medium. If something can be signed, IMHO it can be notarized. Let me start with an extreme example. My client h...
Lies and the Notary"I cannot tell a lie, I did it with my little hatchet", is attributed (perhaps incorrectly) to our first President, George Washington. Of course he was a mere lad at the time and not a politician! There is a chain of restaurants in the south east known as Biscuit House. One of ...

Kenneth Edelstein

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