Hard Money Lending

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Mortgage and Lending - All California Lending - BRE# 01458390
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
RECENT BLOG POSTS
Hopefully as you read this you are staying safe and healthy.  The Covid pandemic has turned many aspects of our lives upside down.  Real estate financing has not been immune to the crisis, and today's alternative loan options look much different than they did only a few months ago.  Much has chan...
05/21/2020
Hopefully everyone is staying safe and healthy these days.  It's been crazy these past few weeks.  In the lending world, that craziness racheted up a notch when I started getting calls that non-QM loans are being suspended or canceled.  Between Friday and today that has been a common theme.  It r...
03/23/2020
Hard money lenders fill a gap in the financing sector where the larger, more institutional money does not fund.  While that is true for hard money in general, there are many different shades of hard money sources to consider.  Depending on the project, sometimes it is important to utilize local h...
01/31/2020
As we come to the end of the year, I wanted to highlight a very niche product in the hard money loans world.  Hard money lenders have to document income for owner occupied loans, ensuring that the borrowers have the ability to make payments.  For consumer purpose lending, this is required.  For s...
12/11/2019
I work with many different types of real estate investors.  From developers to rehabbers to long term buy and hold investors.  Today I want to look at a very attractive long term hard money loan option that rivals bank terms.  These long term fixed hard money loans for investment properties are a...
10/28/2019
Typically when we talk about hard money loans, we are talking about a short term bridge solution.  Clients are looking to bridge a short term issue until they are able to secure their long term goal.  Sometimes that is the sale of the property, other times it may be a refinance.  With the changin...
09/11/2019
Cash out hard money second position loans are often overlooked as an option for investors.  Many times clients are structuring their financing needs without knowing what is possible.  Taking advantage of these types of products can be quite beneficial - especially for investors who hold many prop...
08/01/2019
San Diego is one of the most desirable locations in California.  With year round temperate weather, proximity to the beach and active lifestyle, many of the investors we work with daily live and work in this area.  Many investors and other sources of private money loans like making loans on prope...
07/01/2019
Alameda County is pretty unique.  Directly across the bay from San Francisco, Alameda County is centrally located in the SF Bay Area.  Oakland is a dynamic city, at the forefront of the emerging cannabis industry.  Berkeley has very unique pockets of real estate, from entry level and rentals to h...
05/07/2019
Finding a loan for your primary residence is pretty straight forward.  There are many options, for qualified individuals.  Finding a loan for an investment property, however, can be more of a challenge.  We specialize in California investment property acquisition and refinance loans. There are ma...
04/09/2019
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Chris Goulart

California Hard Money Loans & Solutions
business925 226 4739
local_phone877 462 3422
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Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table. Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522