Hard Money Lending
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
RECENT BLOG POSTS
I get a lot of questions about hard money purchase loans for residential properties in California. With many people not able to secure bank financing for one reason or another, hard money loans have become an alternative for even those who have may have been able to obtain bank financing in the ...
11/12/2013
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I work with many real estate investors, many of which are doing fix and flip transactions. Fix and flip transactions are short term deals with a property in need of repairs being acquired under market value, being rehabbed to bring it into compliance for conventional lending and to bring some cu...
10/08/2013
So the other day I read an article talking about more new lending rules getting set to be put into place. For those who want some background information, please refer to a previous post about the Dodd Frank Act and hard money lending. The bottom line with regards to the new rules going into plac...
09/03/2013
Specializing in hard money loans here in California I naturally see a lot of fix and flip transactions. These are deals where a distressed property is purchased for less than market value, the investor rehabs the property to increase the value, give it some curb appeal and/or bring it up to snuf...
09/03/2013
Recently Richmond announced they would be seeking to purchase loans for underwater borrowers at 80% of the market value of the home. They have sent letters to various lenders, and have partnered with a private equity firm to help finance these purchases, restructure the loans and help their trou...
08/07/2013
As a real estate professional that specializes in California hard money lending, I work with many different sources of funding. One thing most of the loans that we assist with have in common, however, is that at the end of the day there are private individuals doing the funding. This is benefic...
07/15/2013
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The real estate market in California - and around the entire country for that matter - has started heating up. There is a lot of news out there regarding double digit appreciation rates, and houses are selling with multiple offers again. The story that caught my eye, however, had to do with Cal...
06/13/2013
With the real estate market heating up, there is suddenly a lot of competition between real estate investors to get the right property under contract for the right price. With that in mind, today we are going to look at some important points with regards to resale value that can be easily overlo...
05/17/2013
For many real estate investors capital is the limiting factor on what, where and how many properties they can purchase. There are a number of ways to leverage the capital available in order to maximize your purchasing power, but two of the most common are through the use of equity partners and/o...
04/24/2013
LTV requirements are the single most important factor when dealing with California hard money loans. Most other issues surrounding a file can be addressed in one way or another, but the LTV is ultimately the deciding factor that is not only going to dictate whether your loan will be made, but al...
04/03/2013
Rainmaker
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Chris Goulart
California Hard Money Loans & Solutions
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Real Estate Resources
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Lending / Financial
15 days ago
Lending / Financial
11 months ago
Lending / Financial
about 1 year ago
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522