Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 0
  If you're at an age where you need to be taking Required Minimum Distributions (age 70.5) from your IRA, a qualified charitable contribution and some planning may allow you to lower your overall tax liability. Let's say that a couple's 2019 itemized deductions include $8,000 in property taxes, ...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Dear friends and clients,Some people have the misconception that a 20-percent down payment is required for a home purchase, when in reality, many home loan options exist that may be able to put consumers into a home for as little as 3 percent down. In fact, 77 percent of non-cash first-time homeb...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Finding a loan for your primary residence is pretty straight forward.  There are many options, for qualified individuals.  Finding a loan for an investment property, however, can be more of a challenge.  We specialize in California investment property acquisition and refinance loans. There are ma...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Food brings friends and families together, but the mechanism of business that makes it happen has a lot of moving parts. Restaurants give their patrons a memorable experience when they deliver good food and a fun, safe, and clean storefront. Restaurant equipment impacts every aspect of the busine...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 6
Reverse Mortgage Loans Long Island | The Mortgage Outlet What is a Reverse Mortgage Loan Long Island?Call David or Erika Bailey at 631-589-3600Licensed Loan Originators at The Mortgage Outlet   The Experts The Mortgage Outlet have been handling Reverse Mortgages loans on Long Island Since 1987. A...

By James White
Comments 1
Homeowners decide to refinance their mortgage for a variety of reasons. Many like the idea of lower interest rates, while others justify their choice on the basis of their credit score. In other words, the question, "Should I refinance my mortgage?" has different answers, depending on your situat...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/oSpBcn   Expanded Commercial Bridge Loan Coverage....   We have expanded the coverage of what our private money can do, growing our platform above $2 Million up to $20 Million! This is a direct lender platform, we can close off our balance sheet (quickly) with an in-hous...

By Chris Freck, EstaR Mortgage, A Bilingual Brokerage
(EstaR Mortgage)
Comments 1
  One out of every ten homeowners in America owes more on their mortgages than the value of their homes. You may want to consider the "cash-in mortgage" strategy if you're in that situation. You can use this strategy to reduce your mortgage in order to refinance your loan into a lower payment.  ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on construction spending and inflation; labor sector reports on the national unemployment rate, public and private sector employment were also released. Weekly readings on mortgage rates and new jobless claims were also released.Construction Spending Ri...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 1
Self employed individuals have often struggled to find loans to purchase a home. While they are taking legal tax deductions as business owners, those deductions result in a very low net income on their tax returns. This low net income prevented them from qualifying for a loan.The good news is the...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
The days when a borrower would walk into a local bank looking for a rate quote for a home purchase are almost gone. Most of the rate shopping and loan originating is done online. One of the go-to places for consumers over the past few years has been LendingTree.LendingTree has become a name that ...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
As a mortgage professional, I am getting daily requests for bad credit mortgages. The reality is that there are more people which bad credit than there are people with good credit.What is bad credit? From a lending perspective it is anything below a score of 620. If your score is less than 620, y...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
There are many reverse mortgage benefits that get overlooked today. First, there is the old reverse mortgage fear that somehow you get a reverse mortgage and then soon after you lose your home. That could not be farther from the truth. If anything, it actually solidifies your situation with your ...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 2
Mortgage interest rates for buying a home on the Palos Verdes Peninsula decreased slightly this week. The following are excerpts from the newsletter on interest rates published by HSH Associates :"A measurable decline in mortgage rates to close March held on this week, but it appears that underly...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending March 29, 2019   Please enjoy this quick update on what happened this week in the housing and financial markets.   Global economic concerns have sent bond prices soaring this week as investors move to safety. Improved bond prices have helped bring mortgage rates lower. The 4t...

By John Brave
(Global)
Comments 0
Land a significant asset holds a lot of uses taking from farming, residential to commercial land. India a vast country holds large population where most people own land. The government together with the revenue department and land reform department work to ensure all land owners get their documen...

By Russell Barbour, Loving life!
(Unconventional Prosperity)
Comments 2
It seems like getting your first credit card is a right of passage. They can open many doors for you. If not used properly, they can also steal your dreams. But for one reason or another, many people do end up with debt that is not easy to pay off. Just because a person has debt doesn’t mean it h...

By John Brave
(Global)
Comments 0
Different forces have led to a wave of capital market development and financial globalization. This was made possible thanks to the reforms which took place in the 1990s, since capital mobility initially associated national financial markets with an interconnected global system. These forces can ...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 5
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a Kama'aina Company383-5931NMLS#304090 1...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Stated Income Verified Asset (SIVA) Loan Product for Residential or Commercial   Stated Income - Verified Assets  Purchase or Refinance Loans   Fix and Flip 1-4s (1yr loan, 4 mo. prepay)     1) Long Term Hold (30 yr loan fixed for 3 or 8 yrs, down to 1 yr prepay with buydown)  Commercial or Resi...