Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Refinance Your Mortgage In California:We recently updated our California refinance page and wanted to share some of the highlights. With mortgage rates moving down near their one year lows it's a great time to evaluate if a refinance makes sense or not. Some of the updated content includes:Reason...

By Mr. Laurent
(DL Financial)
Comments 70
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 1
Mortgage Rates Heading Into The Weekend:It's been a great week for Mortgage rates! They are under pressure today after a stronger than expected Employment and ISM Manufacturing reports however they do remain near recent lows. Fixed rate mortgage loan programs remain a bit more attractive than adj...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 1
There use to be a time, many years ago, that if you wanted to borrow money to build a home you had to get a construction only loan. Once the home was completed you had to refinance that construction loan into your end or permanent financing. You paid 2 sets of fees, fill out 2 applications, quali...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 3
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify   Lender Term/Type Int. Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 3.62...

By Samantha Smith, Sam I Am Houses, Simply Texas Real Estate
(214.422.0729 www.SamIAmHouses.com)
Comments 2
When buying a home, there are many moving parts and if one goes sideways, it effects the rest. It's because of this that it is critical for Home Buyers to find a reliable and experienced Mortgage Company and experienced Loan Officer. It truly will make the difference between a smooth closing or ...

By Russell Barbour, Loving life!
(Unconventional Prosperity)
Comments 0
It seems like getting your first credit card is a right of passage. They can open many doors for you. If not used properly, they can also steal your dreams. But for one reason or another, many people do end up with debt that is not easy to pay off. Just because a person has debt doesn’t mean it h...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
The Bond Rally Continues:After yesterday's Fed announcement Mortgage Backed Securities continued a rally that started earlier in the week and that rally continued today. Mortgage Backed Securities are at their recent high heading into tomorrow's job's report. Today's economic data helped fuel tod...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 1
Not many people know this but the IRS has only a set time to collect unpaid taxes. Once this collection period passes, called a statute of limitations on collections, the tax debt is written off.  IRS Statute of Limitations on CollectionsGenerally, the IRS has 10 years from the date of assessment...

By Joe Gonzalez, NMLS# 134407 (610) 739-6563
(GMH Mortgage Services LLC)
Comments 0
The Tax Cuts and Jobs Act of 2017 instituted some of the most dramatic changes to the financial landscape in the United States in over 30 years. These adjustments to the IRS code have an effect on everyone who earns and spends money in this country.What changes can real estate investors expect to...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 0
I wanted to share with you a video I did...Something interesting is going on and I wanted to share this with you. I did a video on the tax law change regarding alimony and posted it on youtube. I shared it with some local Maine attorneys to help them get spun up. Not one lawyer called me.Not one ...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
Those looking for loans, avoid making these mistakes:      Mortgage Loan Borrowers Top 5 "Hiccups" & Mistakes   "Wish Lists" are a hot topic for kids, no matter the time of the year.  Do you know any kid that doesn't have a list of things they're wishing for at the handy?   Did you know that Loan...

By Lisa Davies
(Online Buzz)
Comments 0
Are you looking to find the best and reliable car towing service out there? Well, if you are, then you should know that there are plenty of important things that you will have to focus on so you can choose the perfect option for yourself. It is always necessary for you to go through the details t...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending January 25, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The government shutdown continues to impact markets, with delayed economic reports keeping investors in the dark. Mortgage rates are unaffected so far. Plenty o...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 1
January 30th, 2019 Fed Meeting:The Fed did not hike (no one expected them to hike) and announced two favorable things for mortgage rates moving forward: Concerns about econmic growth Balance sheet reduction program is being reviewed and changes might be implemented later this year The second poin...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Where Are Interest Rates Headed In 2019?     Call or Text Charles Stallions Now 850-476-4494 for any of you real estate related questions. Pensacola, Pace and Gulf Breeze Florida Homes and Real Estate for sale or for rent. Pensacola Realtor Charles Stallions ask what...

By Mike Cooper, GRI, Your Neighborhood Real Estate Sales Pro
(Cornerstone Business Group Inc)
Comments 2
Having a good team behind you is half the battle in business.  As your business grows, it becomes imperative to have others who can help shoulder the load and keep the momentum building. In real estate, that is not only a solid agent staff and assistants, but it also includes lenders and closers....

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
The FOMC Meeting and Mortgage Rates:Today was day one of the two day FOMC meeting (aka the Fed); tomorrow they announce their rate decision and their views on the economy. There is little to no expectation they are going to raise and most analyst are more focused on what they have to say about th...

By Susan Severson, YOUR Real Estate Resource #SusanSavedMe
(Navy to Navy Homes, LLC, A Homes for Heroes® Affiliate)
Comments 1
 In the last couple of years, banks and mortgage brokers have loosened the grip on mortgage qualifications.  I partner with lenders who will now offer a mortgage to someone with a credit score as low as 500, folks who are self-employed, or those with a past credit history that was bruised and bro...

By Debra Leisek
( Bay Realty,Inc Homer Alaska)
Comments 5
Are you thinking of using funds from your retirement funds, 401K and IRA Accounts. What are your options? Have you talked to your administrator about your options and any issues?  Read this really informative post regarding using such fund or other options you might want to look at!Thank you to G...