Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Buying a home can be one of the most important life events in a perosn's life. In many cases, this purchase involves two parties who are married. Where this can become complicated is later, if the marriage ends in divorce, and the home needs to be sold. Both parties are legally invested in the ho...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending December 5, 2019 30 YEAR FIXED MORTGAGE RATES   Please enjoy this quick update on what happened this week in the housing and financial markets. The Fed meets next week for the last FOMC meeting of the year. A policy rate cut is not expected, but markets will be looking for si...

By George Thoma, Branch Manager / Broker
(Island Lending Hawaii, LLC | Equal Housing Lender )
Comments 3
Grateful to be mortgage free after so many years on Maui! Yes, it really can happen - that mortgage can be paid off and you can own your home completely.  While it seems like 30 years, or even 15 years is such a long time, sooner or later the time passes.  If you've behaved, and not pulled all t...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
As we come to the end of the year, I wanted to highlight a very niche product in the hard money loans world.  Hard money lenders have to document income for owner occupied loans, ensuring that the borrowers have the ability to make payments.  For consumer purpose lending, this is required.  For s...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Paying for a mortgage can be tricky. A simple financial misstep can easily lead to missing a few payments which can have severe consequences according to the specific terms agreed between the lender and the borrower.When a person takes out a mortgage, it is agreed that payments must be made in fu...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
There are so many debt consolidation options in Canada. There are about 8 that are available for everyone with their own sets of pros and cons depending on someone’s needs. In today’s article, we will talk about the most popular ones especially for individuals who are self-employed or may have a ...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
A third mortgage is a type of mortgage that someone who has an existing primary and second mortgage can get on the same home or property.Most people who take on a third mortgage do so when the penalty for paying off the primary and the second mortgage is not reasonable. When this is the case, it ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/CPxDnmDo You Need Money Before Year-End? Our Commercial Private Money Can Get it Done! With just a few weeks left in the year, I am struck once again by how fast time flies. Yet, often in the world of commercial lending, the loans seem to take forever. With holidays, end...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s economic reports included readings on construction spending and multiple labor sector reports including private and public sector jobs and the national unemployment rate. Weekly reports on average mortgage rates and first-time jobless claims were also released.Construction Spending Fa...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 3
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates are current at posting, however, they may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a ...

By Joy Bender, San Diego Partner - The Private Client Network
(Compass)
Comments 0
Too often we look at financial markets by quarter, but it's interesting to see how they perform over a decade, further speaking to how we should look at everything with a more long term mentality.Here is how US GDP, unemployment and the S&P 500 have performed over the past 10 years.It's interesti...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 9
Reverse Mortgages Long Island | The Mortgage Outlet What is a Reverse Mortgage Long Island?Call David or Erika Bailey at 631-589-3600Licensed Loan Originators at The Mortgage Outlet   The Experts The Mortgage Outlet have been handling Reverse Mortgages on Long Island Since 1987. A Reverse Mortgag...

By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 21
The proof is in the pudding.. A client with scores in 500's now in high 600's in 15 days, but with these she can get financed and in another 30 days these should be in the 700's And another Increase So it's pretty simple, by adding some good credit from the start, sometimes it is all you need to ...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 8
Back on August 27, I wrote a post about a "Special Closing" that I had.  It was special because of the Borrower and her family situation.  It was not an easy loan, in fact it is one of the loans that I have worked the hardest on in order to get it approved. There was not only a lot of work done b...

By Dena Stevens Coriz, Putting The Real Into Realtor Since 2004
(Rocky Mountain Realty )
Comments 1
 Thank you for stopping by! I so appreciate your time. Like any profession, reviews from past or current clients is SO Important. These reviews let potential real estate buyers and sellers know how you feel about how I handled the most important investment in your life.  If you have not written a...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By Donald Payne, What's your Vision..
(Vision Realty)
Comments 0
Great news for homebuyers with Fannie Mae or Freddie Mac loans in 2020.  For four straight years, the FHFA (Federal Housing Finance Agency) has been increasing the conforming loan limits and in 2020 the loan limit will increase to $510,400 up from $484,350 in 2019. Prior to 2016, the Federal hous...

By Bill Kamboukos
(Strategic Mortgage)
Comments 0
            VA home loans have never had hard loan limits like Conventional or FHA loans. Rather they have mirrored Conventional Loan Limits, with anything over the Conventional Loan Limit ($510,400 currently), requiring a down payment. However, those down payment requirements are now removed for...

By Georgie Hunter R(S) 58089, Maui Real Estate sales and lifestyle info
(Hawai'i Life Real Estate Brokers)
Comments 12
Grateful to be mortgage free after so many years on Maui!Yes, it really can happen - that mortgage can be paid off and you can own your home completely.  While it seems like 30 years, or even 15 years is such a long time, sooner or later the time passes.  If you've behaved, and not pulled all the...