Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Food brings friends and families together, but the mechanism of business that makes it happen has a lot of moving parts. Restaurants give their patrons a memorable experience when they deliver good food and a fun, safe, and clean storefront. Restaurant equipment impacts every aspect of the busine...

By Bill Davis, Real Estate Agent, Realtor 1st Time Homebuyer, Luxury Home, Investor Specialist Realtor, Bill Davis, Experienced and Professional Realtor
(West USA)
Comments 1
Realtor Bill Davis Report:  Low 30-Year Rates Keep Buyers in Summer MarketStaying on top of real estate movement is an important function of a Professional Real Estate Agent and Bill Davis, Realtor in Phoenix, AZ shares this information about the real estate market.  Are you planning on buying yo...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 2
  Whether you're an owner now or expect to be one in the future, it is important to be familiar with the federal tax laws that affect homeownership.  Since personal income tax was enacted in 1913 with the 16thamendment, homes have had preferential treatment. The mortgage interest deduction is bas...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending July 11, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Recent comments by Fed Chair Jerome Powell have markets speculating a 0.25% policy rate cut at this month's FOMC meeting. Some traders think it may even be 0.50%. A...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending July 5, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   A gauge of U.S. service industries dropped to its weakest level in almost 2 years, led by a cooling in employment that may temper labor market optimism. ADP reported...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 0
Investment Property Jumbo Mortgage with Low Down Payment Since I'm in California, and property values where I live and work tend to be on the, shall we say, higher side, residential real estate investors --- those looking to purchase a home of 1- to 4-units to be used as an income-producing prope...
Is your Loan Officer Licensed, or simply registered? There is a BIG difference YOU need to understandRecent changes to the lending industry requires all loan officers to have a tracking number, known as an NMLS number (Nationwide Mortgage Licensing System and Registry). It should be displayed on...

By Joseph Metzler, Sr Loan Officer
(Cambria Mortgage)
Comments 1
Minneapolis, MN: A new bill was signed into law last week by President Trump eliminating a long held requirement that VA jumbo mortgages loans needed a small down payment.  This was in stark contrast to the very popular current VA loans of under $484,350 in most of the nation, - which our U.S. mi...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 56
 FHA loans have been the major talk in the news as of lately. One loan officer e-mailed me the other day, asking if FHA is going away. I asked, how did you come up with this?  Because three realtors had mentioned it to them. I have not heard a thing, but let's use common sense.  If FHA loans woul...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/xNe3Xr What to Do When the SBA Loan Denies Your Business Application?   Many people get denied on SBA loans and believe that denial means they got shot down by the SBA.  The reality is the bank turned you down, not the SBA. You can apply with us.  We can take that borro...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's scheduled economic news included readings on construction spending and reports on public and private sector  jobs. Monthly readings for public and private sector jobs and the national unemployment rate were released along with weekly reports on mortgage rates and initial jobless claim...
Check your credit and credit scores!       It only takes a couple of minutes to request your free Credit Report on annualcreditreport.com. You fill out a simple form and "viola"!  It's really pretty easy peasy.              Do You Have Plans for the Weekend?  Those Plans Should Include Checking Y...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 2
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a Kama'aina Company383-5931NMLS#304090 1...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 0
Here the latest and always up to date list of Seller or Owner Financing available homes for sale in Paradise Valley, Arizona. Have you thought of purchasing a Paradise Valley Arizona estate? You may not have the cash or financing for a jumbo loan right now. Have you considered buying a Paradise V...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending June 28, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The economy grew at a healthy 3.1% rate in the first quarter of this year. However, there are signs growth has slowed sharply in the second quarter. Consumer confid...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 5
Here's another common question:Q: What does POC mean on a Good Faith Estimate and a Final Settlement Statement?A: POC stands for Paid Outside of Closing, and refers to any fee that is not being disbursed at the closing. The two most common POC charges are the appraisal fee (if it has been paid by...

By June Piper-Brandon, Piecing Dreams One Home at a Time
(Long & Foster Hampden)
Comments 4
Fraud and Your Real Estate TransactionIf you have been in the business as long as I have, you will have seen so many changes - some good and some ludicrous and some necessary but still ludicrous.I have seen commercial deals paid for with precious gems.  I have seen foreign buyers purchase investm...

By Eric Lawrence Frazier MBA, Founder and CEO of The Power Is Now, Inc.
(The Power Is Now, Inc. )
Comments 0
” If we want to promote homeownership, even before getting to address home prices, it is important to first educate homebuyers, which is the first step in buying a home.”  - Eric Lawrence Frazier. From the beginning of 2005, until the 2nd quarter of 2016, there has been a steady decline in homeow...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Purchasing a residence is exciting as well as overwhelming. While it’s tempting to breeze through the many steps in order to finally own a home, it’s necessary to fully understand the home buying process so you can make informed decisions. First-timers in particular are susceptible to a number of...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings on home prices, sales of pre-owned homes and pending home sales. Weekly readings on mortgage rates and first-time jobless claims were also released. Case-Shiller Home Price Index: Home Price Growth Slips in AprilCase-Shiller reported slower home pric...