Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Rateswire.com Rateswire.com
(www.rateswire.com)
Comments 2
  Obama's Loan Modification Plan is now helping Bremerton, Port Orchard, and Gig Harbor, Washington homeowners continue with their payments so they don't lose their home to foreclosure. The Obama Federal loan modification program was put into place to provide lower mortgage payments to homeowners...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage rates on Friday December 27th, 2019 were stable as the bond market finished the week in rally mode. The 10 year tresury yield moved below 1.90% and MBS Fannie Mae prices rallied before closing. There were no major economic reports today however there are few notable ones next. That being...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending December 19, 2019 30 Year Fixed Mortgage Rates   Please enjoy this quick update on what happened this week in the housing and financial markets. A phase one trade deal with China was announced late last week and is expected to be signed in January. Trade talk headlines have c...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
As I previously mentioned; this time of year things are slow in the mortgage industry...really slow. But that doesn't mean applications are at zero so for those that are looking to start a new application to purchase a home or refinance a mortgage we're here to help!What a differene a year makes....

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
2019 was a great year in the mortgage industry and for mortgage rates.During the month of October 2019 30 year fixed mortgage rates moved above 5.00%. Following that spike in mortgage rates they improved for the next 9 months. There were some months where mortgage rates moved higher during that t...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
This morning's Durable Goods report (for November) was below expectations and sparked a rally in the Mortgage Backed Securities (MBS) market. Expectations were for a 1.5% increase The report showed a decline of -0.2% The biggest reason for the decline in Durable Goods can be attributed to Boeing....

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 1
So for years now you’ve been an avid viewer of all the house flipping shows that are so popular on TV these days, and you’ve decided to give it a go yourself. Maybe you’ve already purchased a property with potential, are in the buying process or at least have chosen the one you’re going to roll w...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
A great question lately is this: Will mortgage rates change because of the impeachment of President Trump? This quick answer is probably not but the final say on that is still pending. As many of you know; mortgage rates can fluctuate based on economic reports, national or international events or...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
When you decide to rent out a property, you assume the position of landlord. A number of problems can arise with the tenant. As such, it’s important to protect yourself with rental agreements. These can be drafted easily using apartment lease agreement templates.Identify the TermsIt’s important t...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
It's that time of year again; formal announcement by the Federal Housing Finance Agency (FHFA) about the 2020 Conforming loan limits. As expected the FHFA raised the limit to $510, 400 (one unit properties) and in some counties as high as $765,600.This is a great news for homebuyers and homeowner...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending December 12, 2019 30 YEAR FIXED MORTGAGE RATES   Please enjoy this quick update on what happened this week in the housing and financial markets. The Fed kept policy rates unchanged at this week's FOMC meeting and also signaled that rates are unlikely to change in 2020 with mo...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 0
Even if Benjamin Franklin never actually used the expression "a penny saved is a penny earned", the reality is that it has been a sentiment for frugality for centuries.  He did say: "Beware of little expenses; a small leak will sink a great ship."  At the end of the day, it is not about how much...

By Velva Dunn, residential sales,new homes and relocation
(Velva Dunn)
Comments 0
Senior care is a cost that is bound to be straining no matter how much planning you do, very little in life prepares one for the challenges ahead. Family face having to make tough choices and seniors may end up in unfavorable nursing homes or assisted living conditions. However, there are ways to...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 1
Last week’s economic reports included readings on inflation and retail sales; the Federal Reserve released its post-meeting statement from its Federal Open Market Committee. Weekly readings on mortgage rates and new jobless claims were also released.Inflation, Retail Sales Rate Dip in NovemberThe...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
The Federal Open Market Committee of the Federal Reserve announced its unanimous decision not to change to the current target federal funds range of 1.50 to 1.75 percent. The committee’s customary post-meeting statement said the decision not to change the Fed’s target range for federal funds was ...

By Ronald Gillis, CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY
(Southwest Florida Notaries (Mortgage Notary Signing Agent))
Comments 6
  After researching foreclosures in Florida, it was becoming quite obvious there was a huge problem.  I quickly found people willing to admit 80% did not have the legal grounds to foreclose.  Almost as quickly, from my beginning research, I could not find a case that had the full grounds to forec...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 1
Self employed individuals have often struggled to find loans to purchase a home. While they are taking legal tax deductions as business owners, those deductions result in a very low net income on their tax returns. This low net income prevented them from qualifying for a loan.The good news is the...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Buying a home can be one of the most important life events in a perosn's life. In many cases, this purchase involves two parties who are married. Where this can become complicated is later, if the marriage ends in divorce, and the home needs to be sold. Both parties are legally invested in the ho...