Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Debra Kukulski, Broker Associate, SRES;SFR,CDPE;GRI;ABR;e-PRO Realtor, Northern IL
(RE/MAX Unlimited Northwest)
Comments 0
The Lake County, IL Treasurer,  Holly Kim Will Be Hosting Free Financial Literacy Classes for Lake County IL Residents!Per Today's Press Release:"Classes will be held free of charge at –The University Center 1200 University Center Dr. Grayslake, IL 60030 Thursday August 1st, 5pm-7pm - Keep it Saf...

By Benjamin Clark, Buyer's Agent - Certified Negotiation Expert
(Homebuyer Representation, Inc.)
Comments 0
Don't be one of the many buyers that are unsure of their standing in the credit department! Not knowing could lead to an agreement to pay a higher interest rate. Knowing your credit score could help you get the best interest rate available.Most of those who believe their credit score is excellent...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Consumer Confidence:The Consumer Confidence report was released this morning. Expectations were for a reading of 125.0. However the actual reading came in at 135.7; significantly higher than expected. Last months reading was 121.5.Generally speaking; positive economic reports equal higher mortgag...

By Geoffrey Jones, Sell my home fast - We buy houses
(Investorwize LLC)
Comments 1
Consider the below choices to get back on course without declaring bankrupcy, if you are having trouble making your own monthly obligations.For those who have mortgage insurance, your private insurance company could have the ability to assist you bring the account current. Such loans are commonly...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 2
If you are building a home that is common for your area, a home where there are many similar homes that have sold in the last year, in the same area, for what it will cost to build your home or more, you can stop reading. On the other hand, if you are building an uncommon type of home, if your lo...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 8
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 4.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week four’s Credit Genius video we'll discuss your credit mix and newly opened accounts to see how these...

By Mike Easton, Creative lending solutions from coast to coast
(Movement Bank)
Comments 0
 How to take out student loans without getting your parents to co-sign This is a serious question that needs to be addressed and FAST. Mom and Dad don’t want to co-sign or the simply cannot. Uncle Bob is skeptical and nobody else wants to jeopardize the next 15 years of their credit profile so yo...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
GDP Advance Q2 Report:Earlier today the GDP Advance Q2 report came out higher than expected. Investors were expecting a reading of 1.8% however the actual reading came in at 2.1%. Stronger than expected however it's still lower than the 3.1% gain in Q1 2019. Treasuries and Mortgage Backed Securit...

By ReShawna Leaven, Experience. Knowledge. RESULTS.
(Keller Williams Realty)
Comments 0
If you are starting a search for a new home, most likely you’ll need to get a home loan. The process might seem overwhelming if you haven’t obtained a loan in a long time; even more so for first time home buyers. The lending process doesn’t need to be difficult and by being prepared, you can stre...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending July 25, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Expectations are that the Fed will cut policy rates at next week's FOMC meeting. There's speculation the cut will be anywhere from 0.25% to 0.50%. While the Fed can...

By Donald Payne, What's your Vision..
(Vision Realty)
Comments 0
A recent bill now offers borrowers who undergo counseling before buying a home a discount on their upfront mortgage insurance. Just this last week, the House of Representatives passed a bill that cut the cost of upfront mortgage insurance for first-time homebuyers using mortgages backed by FHA. I...

By David Popoff, Realtor®,SRS, Green ~ Fairfield County, Ct
(DMK Real Estate )
Comments 6
Increase your Credit Score with Online Rent Payment.Experian Credit Reporting agency is now tracking rent payments to help increase your credit score. Experian in the first credit reporting agency to do so and it recently conducted an analysis that showed that on time rental payment history can i...

By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
Comments 1
Saving money is the #1 reason people refinance. One option is our new no point, no fee mortgage loan program. Save tens of thousands of dollars in mortgage interest by locking in a low fixed rate on a no point no fee loan program you could pay no fees for your loan. We believe our no point no fe...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 0
Two things can happen when the mortgage rates go up before you've found a home or locked-in your mortgage.  You'll either pay the current mortgage rate which means a higher payment, or you'll have to increase your down payment to keep the monthly payment at the same level.If the rate were to go u...

By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Comments 0
With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the best option for your family, start by asking yourself these questions: Why do you want to refinance? There are many reasons to refinance, but here are three of the most c...

By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Comments 0
¿Debo refinanciar mi casa? Con las tasas de interés recientes más bajas, muchos propietarios de vivienda se preguntan si deberían refinanciar.   Para decidir si la refinanciación es la mejor opción para su familia, comience haciéndose estas preguntas: ¿Por qué quiere refinanciar? Hay muchas razo...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Dear Friends,30-year fixed-rate mortgage (FRM) averaged 3.75 percent with an average 0.5 point for the week ending July 11, 2019, unchanged from last week. A year ago at this time, the 30-year FRM averaged 4.53 percent. Inventory has remainded stable in Vallejo CA, and rents continue to rise if y...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending July 18, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Retail sales increased in June, pointing to strong consumer spending. This could offset the slowdown from the business sector. Lower import prices in June are evide...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reporting included readings from the National Association of Home Builders Housing Market Index, Commerce Department reports on housing starts and building permits issued.The University of Michigan consumer sentiment index was also released. Weekly readings on mortgage rates ...

By John Alesi, (Orange County California Real Estate)
(Century 21 Award)
Comments 0
What Is A FICO Score?Hi and welcome to another Two Minute Tuesday Video. Today, I’m going to talk about your CREDIT SCORE also known as your FICO SCORE.One important aspects of purchasing a home is getting a mortgage and getting a good, low rate is dictated by our ability to prove your credit wor...