Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
Can I Get a Bank Statement Cash Out Refinance Loan?Bank statement loans are for self employed borrowers who cannot document enough income to qualify for a mortgage. They qualify using the average deposits in their personal and or business accounts for 12-24 months. Now, this program is also avail...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
I work with a lot of real estate investors and other business people every day.  These people are contacting me because they need access to capital.  The use of that capital can vary, but that is why potential clients contact me.  One source of capital that often goes overlooked in my niche is ta...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings on inflation and retail sales. Weekly readings on mortgage rates and new jobless claims were also released.Retail Sales Grow, Inflation Unchanged in NovemberNovember retail sales grew by 0.20 percent in November as compared to expectations of 0.10 pe...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 0
 Do you have unfiled tax returns?  Check out our latest YouTube video on Missing Tax Returns:  3 Tips for the Non-Filer. Click here to go the YouTube Video:    https://youtu.be/8qXXTjOJz8M Questions?  Call or email.  Contact information is below.  Gary Massey, CPAMassey and Company CPAAtlanta, GA...

By Mark Gowlovech
(HomeSmart)
Comments 0
Direct Hard Money Private Lenders Fix&Flip, Cash Out, Construction Over $40,000,000 Funded and YOU ARE NEXT! All of Your Funding Problems are Solved Here! Get the Lowest Possible Rate Term Guaranteed Rates From 5.99% APR* If You Are Not Using Level 4 Funding You're Probably Paying Way Too Much C...

By Wayne L. Brown
(Franklin Advantage Inc.)
Comments 2
FHA As announced today in Mortgagee Letter 2018-11 the low-cost and high-cost county limits have increased effective with case numbers assigned on or after January 1, 2019. Loan limits are county specific.  The low-cost areas mortgage limits have increased to: One-unit: $314,827 Two-unit: $403,12...

By Bill Kamboukos
(Strategic Mortgage)
Comments 1
 FHA home loan limits are once again increasing for HUD insured FHA mortgages. The new loan limits are $314,827, up from the current limit of $294,515. What this means is that for someone looking to purchase a home with the 3.5% minimum down payment, using an FHA loan, can now do so, up to a $326...

By Bill Kamboukos
(Strategic Mortgage)
Comments 0
           VA home loan limits are once again increasing for Veteran’s Administration backed home mortgages. The new loan limits are $484,350, up from the current limit of $453,100.             This is the third year in a row that VA loan limits have increased and continues to show the strengthen...

By Fred Griffin presently on Leave of Absence, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 2
FHA As announced today in Mortgagee Letter 2018-11 the low-cost and high-cost county limits have increased effective with case numbers assigned on or after January 1, 2019. Loan limits are county specific.  The low-cost areas mortgage limits have increased to: One-unit: $314,827 Two-unit: $403,1...

By Donald Payne
(Vision Realty)
Comments 2
Probably one of the most common phone calls I get right after someone has purchased a home is if they are paying their mortgage to the right person. You might think you're getting your home loan through X company but within a couple of weeks or maybe even before you make your first mortgage payme...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending December 6, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The yield on 5-year Treasury bonds slipped below the rate on 2-year Treasuries, called an 'inversion.' Inverted yield curves could be a sign of a future recessio...

By Fred Griffin presently on Leave of Absence, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 0
  FHA home loan limits are once again increasing for HUD insured FHA mortgages. The new loan limits are $314,827, up from the current limit of $294,515.   What this means is that for someone looking to purchase a home with the 3.5% minimum down payment, using an FHA loan, can now do so, up to a ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
https://flic.kr/p/bbi8LaInvestors...Financing Designed For Your NeedsThe Investor Blanket Loans for Residential Properties is FINALLY HERE!This is probably the most important loan to come out since the '08 financial crash. This loan allows investors in residential properties (Single family, duple...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! This first video will show an overview on how your credit score works and how it can help you buy a home. Watch the video for full details!We would love the opportunity to assist with all of yo...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 1
IRS Collection Notices: What Do They Mean? My firm focuses on taxpayers in Portland, Maine with IRS tax problems. I frequently receive calls from panicked taxpayers regarding IRS collection notices they received in the mail. The person on the phone is deeply concerned, afraid of what the IRS may ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings on construction spending and Labor Department readings on private and public jobs growth. The Consumer Sentiment Index was released along with weekly readings on mortgage rates and new jobless claims.Construction Spending Slows in OctoberResidential ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/oQZQF4    Here is a look at some recent closings within the last 3 weeks.  I like to post these every month or two to just give you a feel for some of the things that are happening in Commercial.  The business and commercial lending marketplace is particularly hot rig...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
Voluntary child support payments are the right thing to do in many cases when going through a divorce but how does that affect mortgage financing? Qualifying for a mortgage during or after a divorce may seem cumbersome to many with the proof of receipt of income, copies of documents and more. But...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 3
With 70% of all divorces in the United States involving real estate, one of the first questions to arise is “Can you transfer a mortgage in a divorce?” The answer is yes and no – depending upon what type of mortgage you have. There are typically only 3 ways to transfer a mortgage in a divorce: Tr...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 1
Bankruptcy or Offer in Compromise: What is the difference? Check out our comparison of the pros and cons of bankruptcy and the offer in compromise program of the IRS. Click here for our article. Gary Massey, CPAMassey and Company CPAAtlanta, GAwww.masseyandcompanyCPA.com678-235-5460gary.massey@m...