Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 1
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 10.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week ten of the Credit Genius video we'll discuss automatic payment plans and how they affect your cred...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 3
When It's Important...Find the Facts2/13/2019 Most parents don't put a lot of credence in the statements "Everyone is doing it" and "No one does that anymore." They'll dig a little deeper and get the facts of the situation.  Interestingly, when it comes to buying a home, similar common myths con...

By Ben Yost - 303-587-4297, FHA, VA, Conventional - Mortgage Loans in De
(First Time Home Buyer, Mortgage Rates, Pre-Approval)
Comments 1
Please call Ben Yost 303-587-4297 nmls# 243370 with New American Funding for any Questions about CHFA or any other Down Payment Assistance Loans 303-587-4297Also feel Free to check out the Home Buyer Power Club for Colorado:http://ivpages.net/show/3936/Or Check Out: www.benyost.com      

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 0
The IRS allows people to settle their back tax debt if they meet certain requirements. One key requirement is that a person offers an amount no less than their Reasonable Collection Potential (RCP). Check out this video and article to get more information about how the offer amount, RCP, is calcu...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Apartment loan products are very different from residential.  Loan amount, occupancy rate, debt service, the break down of units, city and state, population, the quality of the property, if you live in the same state as the property, your experience, your credit and credit scores, how much you ha...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
In California, investing in real estate is a great way to leverage debt to build equity.  We specialize in helping investors obtain financing when the banks are not the right fit.  We have a number of different programs for various investors.  We can help with construction, rehab loans, land loan...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 1
Bridge loans, which are also commonly referred to as interim financing, gap financing or swing loans, help a motivated home buyer to secure financing before their home or investment property sells. Lenders can usually modify these flexible loans to accommodate a person's unique needs.Current real...

By Kristen Wilkinson, Simplify + Organize Your Life and Finances
Comments 0
Housing can easily make up one of the biggest portions of your household budget (25%-30%). If you are looking for areas where you are able to save more money,  housing is a great place to start.  Here are a few great ways to save on housing expenses to put more money back into your budget.  Ways ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
The timeshare industry got its start in the 70s, and it has always had a bit of a rocky reputation, particularly because they never tell you how to get rid of a timeshare. Timeshare companies are known for their pushy sales tactics, promises of grand prizes, and lengthy presentations designed to ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 8
 NOW is the Perfect Time to Review Your Credit Below you'll find a weather report shared for the Chicagoland area just  recently ...  Rain and thunderstorms are expected today before Chicago temperatures plunge from the mid-40's to single digits ... It's well known that Chicagoland weather is not...

By Craig Bosse, Jumbo and "Outside the Box" Loan Specialist
Comments 0
Welcome to 2019. We are another year past the financial meltdown that left many well intended people with Short Sales or Deed in Lieu on their records. New programs keep coming out that are changing the dynamics of getting a mortgage after a Foreclosure.  Portfolio Mortgages (Also sometimes refer...

By Cary Carlen, NO Second Signature EVER-Excellence in NON-QM!
(HomeXpress Mortgage)
Comments 0
What makes us different?No Second signature Use appraisal in another lenders nameCo- Borrower credit score do not matter.80% rental income usedFlexible expense factor No Reserves to 85% LTVVROB-Air BNB No problemBorrower Prepared P&LMultiple streams of income. Most important... SERVICE.... SERVIC...

By Shawn Jones, Assisting Real Estate Professionals with Marketing
(Projects By Shawn LLC)
Comments 5
It's the beginning of a new year and if you are like me you have lots of "New Year, New You" goals. Health and wellness are among the common themes for self-improvement. When thinking about your wellness holistically, you can't forget about your financial health. It is important to make sure that...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Great Start To February 2019:February 2019 mortgage rates are off to a great start as fixed mortgage rates move down to 2019 lows. Both fixed rate mortgages, such as a 30 year fixed, and adjustable rate mortgages, such as a 7/1 ARM have improved in recent weeks as fear of a slowing economy, an es...

By Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce
(EXP Realty 414-525-0563)
Comments 6
Great kinds of Rainy/Snowy day activities that will make sooo much difference in so manny ways.  Credit scores should not be ignored. People who always pay cash and have "no debt" also need a heads up to GET a score and keep it climbing ! Thank you Gene Mundt, IL/WI Mortgage Originator - FHA/VA/C...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/pr9uBS  Quiet Desperation!!!!   “Most men lead lives of quiet desperation and go to the grave with their song still in them”                                                             …Henry David Thoreau   This quote has always haunted me… challenged me.   As I am old...

By Carra & Shae Riley, Helping people Transition at all ages!
(Brokers Guild Cherry Creek Ltd)
Comments 0
Silver Divorce...Planning for an easy Transition! Cosmic Shift Happens and things change.  Life changes and planning in advance for the unforeseen will give balance in a crises. Did you know that Senior Divorce is the fastest growing segment of the divorce market? This is a sad fact but something...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 2
32514 Pensacola Florida News: FHA loan limits increase for 2019 Starting Jan. 1, FHA loan limit caps rise to $726,525 in high-cost areas, while FHA limits in its lowest loan cap rise to $314,827 from $294,515. Read more.   Call or Text Charles Stallions Now 850-476-4494 for any of you real estate...

By Scott Dovala, Santa Rosa Mortgage and Home Loans
(Ascent Home Loans)
Comments 2
I’m sure many of you have heard over the past few weeks, or maybe even saw some of the advertisements touting that FHA will now allow First-time Homebuyers to use the stimulus packages $8000 tax credit as a down payment for a home. As exciting as that may sound to a first-time homebuyer, it is no...

By Jerry Newman, Texas REALTOR, San Antonio Military Relocation
(Brown Realty, 210-789-4216,www.JeremiahNewman.com)
Comments 4
How to Increase Your Credit ScoreGreat credit is within reach, if you follow some timeless tips. Always Pay Your Bills on TimeThis simple act each month will build great financial habits that will pay off over the long run. Setting up automatic payments is highly recommended.Keep Your Balances lo...